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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

The 3 Best Pieces of Financial Wisdom From Oprah Winfrey

From movies to books to TV shows, it seems that everything Oprah touches turns into gold. There's a lot that we can learn from Oprah, so here are her three best pieces of financial wisdom.

 
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19 Personal Finance Tips You Were Never Taught—but Need to Know

We asked half a dozen personal finance experts the best tips they could share that most people are never taught. Here are the money-saving and wealth-creating tips they revealed exclusively for Reader’s Digest.

 
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Financial Advice From KIDS

 
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Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Nur (Hedge Fund Executive)

I got to know Syamim through my husband, and we decided to meet him for joint financial planning after getting married. We wanted to align our goals and have a clearer picture of our combined finances. Syamim was super flexible with meeting times, which made the whole process really convenient for us. He also walked us through the numbers and did all the financial calculations, which was really helpful in making sense of everything. Overall, it was a smooth and reassuring experience working with him. I would recommend his services to any couples needing financial clarity

Aiq (Teacher)

I wanted to take charge of my finances and start my financial journey right as I just got a full-time job and was planning to get married. My then fiancé, now husband, introduced me to Syamim. We met for a non-obligatory consultation, and I was clueless then – no idea about what type of insurance I needed or any savings or retirement plan. What made me choose Syamim as my financial consultant was that he was patient in explaining any question that I had. No question was a bad question. He was thorough in his explanation and whenever I was not sure which option to choose, he will go through all the options I had and did not pressure me to sign for anything I was uncomfortable with. He is very consistent in checking up on my husband and I, we meet every half-year for an update (whether we are on track or not – so nerve-wrecking haha) and what to work towards in the next 6 months, which I find is helpful. Although my husband and I threw some surprises his way in terms of our plans, Syamim was quick to relook at our finances and set new, manageable goals for us. Thanks Syamim for your patience and hard work so far! 😊

Khairulnizam (Business Owner)

Syamim is an outstanding advisor with an unmatched work ethic. He is empathetic to my financial circumstances and very detailed in his approach to chart a systematic plan towards financial stability and ultimately; freedom. If I can sum up Syamim in one word, it would definitely be 'PREPARATION'. Be prepared to take your first steps to a valuable life.

Atiqah (Patient Service Associate)

I was recommended to Syamim by my partner who was one of his clients. Meeting Syamim allowed me to be disciplined in managing my finances so that I am able to plan for my financial goals within the right time frame. It was helpful as he showed me how much I needed to set aside to reach my desired goals. Every year, I am happy with the progression I have made in my finances. I would definitely recommend Syamim to others wanting to improve their finances!

Liz (Engineer)

I met Syamim after being highly recommended by my colleague. I realized that I am at midlife phase where I need more insurance coverage that I have neglected to do so in my tricenarian. Throughout the meetings, I got the expert advise & Syamim not only recommended me essential solutions that I need in long run but also coached me, a financial illiterate in financial planning. This experience was different to other financial planning sessions as Syamim is a knowledgeable financial advisor who looked through my monthly expenditure and savings, then provided advise gearing me towards financial stability in long run. He always came well prepared in each meeting. Unlike many assurance agents who just wanted to achieve sales, Syamim is so different. He genuinely listened in each session to understand my lifestyle and needs, only then he will recommend insurances which are not costly and affordable and best beneficial to me. He even went extra miles out of his job scope to teach me the advantages of creating a will, encourage me to put nominations for CPF and OPG (protect persons who lack mental capacity). I would definitely recommend this meeting to others!

Zul (Civil Servant)

The most beneficial part of meeting Syamim is that he helped me calculate my cash flow clearly and gave advise from there on what are the actionable steps to take, including general tips such as ways to reduce expenses. I recommend this meeting to others as Syamim always has a personalised content to share with me. He always ask if I'm comfortable with a certain recommendation and gives alternatives if he sees me having a difficult time in making a decision. All in all, there is an element of legitimate care and concern abt my wellbeing and what the future holds for me shown by Syamim.