Muhammad Syamim

Senior Executive Financial Planner

Muhammad Syamim

Senior Executive Financial Planner

With over 8 Years of advisory experience in Great Eastern, serving over 400 clients and friends, Syamim is passionate about forming meaningful relationships with his clients.

His approach to financial advisory begins with an understanding of his clients' concerns and goals and then bridging the gap from where they are to where they want to be; adding value to their life’s journey through his expertise

He is also a Certified Financial Planner (CFP®), which is the most respected global certification, known for providing a comprehensive and ethical financial planning practice. This equips him with the knowledge to best assist his clients.

Syamim was also an award recipient of the Million Dollar Round Table (MDRT) and Great Eastern Life Achievers Club (Prestige) - which recognises the top 5% of financial advisors globally and within the company respectively.

Set a non obligatory consultation with him via WhatsApp for an in-depth portfolio review or a second opinion.

Scroll down to see over 100 testimonials on how his clients have benefitted from his services.

https://sg.gelife.co/disclaimer

Work
- Great Eastern Life Assurance Co Ltd 49 Beach Road, #02-01, Singapore 189685
Credentials

Newsletters

Articles Worth Sharing

Newsletter Issue 93: Happy Travels

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Testimonials & Referral Notes

EVERYTHING A FINANCIAL ADVISOR SHOULD BE BUT USUALLY ISN’T

I Met Syamim randomly because I signed up to get a personal finance booklet on IG. But best decision ever.

“I wont advise you to invest until 6 months later, after we have tracked your cash flow”

“There are more packages but I won’t sell those, cause they are really not worth. I can run through them but will refer you to someone else if you really want to buy.”

“Me: I don’t really know how cpf and income tax works
Syamim: *prepares an entire ppt and lecture to educate me”

“Me: I have random insurance that my parents buy from different companies, but I don’t really know what they are.
Syamim: *makes me send him screenshots from SingPass, pdfs from AXA and the GE app on my dad’s phone to find out what I have.”

If those quotes weren’t enough, the final stroke for me was;

“Syamim: *pulls out an excel sheet 10 mins into our first meeting to start calculating my cash flow and planning for things like holidays to marriage to dental appointments.”

I have met more than 5 financial advisors, but all seemed to just want to “grow my wealth”. While that is important, I think understanding my wealth and giving me handles to manage it is much more important. At our age, really think financial literacy is the way to go. Syamim keeps up to date and is a really good teacher, even asked him if he considered being one. What he does is to give you the necessary knowledge to manage your own finances and make the most well informed decisions.

Coming full circle, he is everything a financial advisor should be but usually isn’t - giving you good financial advise and lets you decide.

What everyone else does is tell you how to grow your wealth, how to invest, how to beat inflation, another savings plan, another plan to diversify, or simply instilling some fear of the future to help you ‘invest’ early.

So for all the lost souls and fresh graduates, Syamim is definitely the guy for you. I’ve actually never met anyone else who pulls out an excel sheet to plan my finances instead of drawing me some triangle, timeline or graph.

He is open to teaching and advising those who already has insurance plans too, no strings attached!! So feel free to reach out. If you feel bad just get him a drink though he will probably tell you to wait till you gain enough income to buy him one :))

Sharon (Management Trainee)

Understands your priorities and constructs a clear plan

I was encouraged to meet Syamim by my best friend due to the great experience he had with the services and relationship he offered. I was always the person who thought that I could manage my own financial planning for the future.

My first meeting with Syamim was very different than what I had pictured. It was more like having a friend over to who has keen listening ear and someone who has our interest as his main priority. He gives you ideas and is not steadfast in selling his point of view rather he is willing to find the closest solutions to our financial needs.

Understanding the priorities that we have, he constructs a clear financial plan for both the near and the distant future. When you choose him as your financial planner , you get a person who is meticulous in looking after the fine details of your financial goals that you have. Rest assured , you can have the peace of mind that it is well taken care of.

I would recommend any person to have a first meeting with Syamim before you take a decision on engaging any other person for your financial needs or if you were someone like me, try meeting Syamim and feel the impression he can make on you.

Zabeer (Business owner)

Guides you into managing your finances

Syamim is one of the few financial advisors that go that extra mile. On top of being knowledgeable in the financial field, he:

* Patiently sits down with you through multiple sessions to understand your financial needs before sharing his recommendations
* Gives you a Holistic overview of your finances throughout your life after mapping it out with you, using easy to understand graphs and excel models (no overly complicated excel formulas involved!)
* Explains to you the different financial tools you can use (not limited to insurance policies only) to achieve your financial goals, taking to account your life circumstance and your goals , and ensures that you understands before embarking on anyone of them
* Takes to account your current insurance plans
* And most importantly, respects your final decision

I happen to just met Syamim at the point where I started to have quite a number of insurance policies and is not sure which are necessary, coupled with having huge expenses coming up in my life. Initially I didn't expect much from his sessions, but after each session, I seem to have gained new knowledge and understanding on my current financial situation, and is empowered to make right decisions.

I would definitely recommend Syamim to anyone who is looking for a person to properly guide them into managing their finances in their lives, as he doesn't see you as a customer/client, but treats you as a buddy that wants to help you with managing your finances.

Xin Ni (Pharmacist)

Provides options tailored to my finances

I met Syamim through my husband as I wanted to engage the services of a financial consultant that can manage both my personal finances and shared finances with my husband. I was hesitant at first as I already had a financial consultant before meeting Syamim but after hearing about his excellent services, I decided to give it a try.

I was pleasantly surprised during the first meeting with Syamim - he is a knowledgeable consultant yet breaks it down such that it is easier for me to understand the different insurance policies and financial tools that are available. He provides options and plans/ideas tailored specifically to my finances and lifestyle. He also always ensures that I have a holistic understanding of my financial landscape and goals in life.

I highly recommend Syamim to anyone who is looking for a competent financial consultant who is dedicated and thorough in his work.

Fatima (Pharmacist) & Khai (Engineer)

Professional & sincere holistic planning

Syamim has provided a holistic approach of life and medical insurances, investments and savings goals for me and my son by;

• consolidating my policies from 4 other financial companies so that I could see the big picture
• drawing out a timeline based on my son's and my life’s milestones
• showing me the gaps in my long-term planning and recommended viable options
• supporting me to embark on a more robust investment strategy. Although I am risk-averse, his knowledge and experience has assured me to be more confident
• actively monitoring my investments and providing timely advise in the midst of uncertain market
• advising me on ceasing of policies which were not beneficial
• assisting me in applying for my claims
• providing me with pertinent information on LPA, will and nominations and going the extra mile of not only providing the forms but filling up the necessary information and providing the stamped envelopes.

He is professional, knowledgeable and has a positive and sincere attitude. His patient demeanour made it easy for me to share my plans and objectives. I would definitely recommend him as I am sure that he would be able to enhance others seeking to optimize their financial status and living quality and also protect their assets and lives.

Fattimah & Aydan (Senior Lecturer & Son)

Honest and reliable

Syamim is a great financial advisor.

We had other insurance agents before, but like most, after signing up for the insurance or financial plans, agents tend to vanish. When you are laid in a hospital and need help, you'd expect your agent to be able to answer your queries. Ours didn't. Luckily for us, we had already engaged Syamim as our financial advisor. When I was admitted to the hospital, despite not having a hospitalisation plan with him, Syamim gave us the answers that we needed when our own agent disappeared on us.

After I was discharged, again it was Syamim who helped us with the claiming. Imagine that! An honest and reliable financial advisor in your time of need!

He didn't hard-sell any of his plans. He listened to our needs and explained thoroughly about the plans he thought was necessary at different points in our life.

A great financial advisor that we would definitely recommend!!

Naqia & Emi (Civil servant)

Provides useful financial roadmap for different milestones

When looking for an FA, I wanted someone who would be able to value add to my knowledge and Syamim was able to do just that. His extensive knowledge on financial planning and patient demeanour made it a no brainer to choose him as my FA. On top of that, Syamim never fails to ensure my queries are answered promptly and is proactive in offering a variety of solutions, including ones that may not be related to the products he is offering. From his actions, it is clear that Syamim’s intentions lie in looking out for his client’s financial well-being and not solely for his personal gain.

The financial roadmap Syamim provided was useful in helping me visualize the various financial milestones, and this was accompanied by his recommendations of a financial plan tailored to my needs/goals. Beyond the first meet-up, Syamim regularly checks in and provides yearly reviews to ensure that my evolving financial needs are constantly being attended to.

Syamim has been a joy to work with. Do not hesitate to contact him for your financial needs!

Hakim (Teacher)

Projects different life milestones and highlights potential challenges

Syamim is the best in what he does, not just because of his vast experience and knowledge in which he has gathered for many years, he ensures the policies he offer suits my wife and I the best. With his advices, he shared with us the potential risk and outcome of our choices, nevertheless he goes out of his way to provide many different alternatives to meet our needs.

One of the many reasons we decided to have him as our FA is that he is able to project the different phases of life and the challenges we may face in each of them. He gave us many examples of what can go wrong if we fail to plan.

Yet, he encourages us to enjoy life and reap the rewards of our hardwork.

We have, and we will continue, to recommend him to people of ALL ages. He has helped us plan for our future, giving us tips and tricks, to achieve our main goal of achieving financial freedom.

Do not hesitate to take the first step to approach Syamim, as he is a friendly and easy going. If you want the best, Syamim is the one.

Khairi (Engineer) & Sakura (Executive)

Provide valuable knowledge and regular reviews

I was introduced to Syamim by a friend who gave good reviews about him. We both immediately clicked during our first meeting via zoom call. I felt comfortable talking to him throughout the meeting as he was easy-going and patient. He explained everything in detailed (including well-drawn illustrations which were easy to understand for someone like me who had no prior knowledge on financial planning) and provided valuable knowledge that I never knew existed. He was also not pushy or hard selling like some financial advisors whom I have met before him.

He keeps in touch with me and does regular reviews to make sure I am on track with my financial and personal goals. This really shows his dedication in having his clients’ best interests at heart and his passion in his career, which I really admire.

I truly appreciate the additional efforts he put in to meet my needs and he is constantly there to clarify any of my doubts while also answering questions on financial planning and investments.

What he does is selling lifetime financial security not just for myself but for my loved ones too.

I highly recommend Syamim and he should be the number one choice as your financial advisor. Do not look further!

Izzat (Pilot) & Tiara (Homemaker)

Went the extra mile

Syamim has been my financial advisor ever since I graduated, and he has been a great help in providing a catered financial plan for me. Not only did he go through what I needed in the policies, but he also went the extra mile of understanding my financial position as well as risk appetite and gave expert advise on how to take on my financial journey. On top of that, Syamim often shares his insights on how he manages his own risks and accumulate wealth, unrelated to the products that he is selling. This allows me the autonomy to make my own financial decisions without feeling obligated to purchase the financial products that are available.

Initially, I was sceptical about financial advisors as they tend to be pushy and often upsell their products based on my past experiences with some of them. However, with Syamim I am able to put my utmost confidence in him as he would ensure that he understand my financial standing and life priorities before even proposing a solution to me. This is what I appreciate most about in my financial advisor, and I would not recommend Syamim more to anyone who needs an advisor or a mentor!

Faheem (Pricing Analyst)

In-depth planning gives clarity

Syamim has been my neighbour since my childhood days and he has been managing my friends and family's finances which made me choose to consult him for financial planning.

I find his in-depth planning for my financial goals not only for the short term but long-term gives me clarity in my life. It was extremely beneficial.

I would definitely recommend those who want to get their finances in order to consult Syamim.

Zahid (Port operations)

Never pressured me to buy anything

I decided to go with Syamim compared to other financial advisors as he was strongly vouched for by one of my closest friends, and I truly needed someone who's able to understand my predicament at that material time!

I like the fact that Syamim never once pressured me to buy a policy that's beyond my age. At times there were considerations which I raised to him, and he'd succinctly advised me against it as my position doesn't allow / necessitates me to consider such considerations.

Syamim is someone who truly understands how finances interplays with insurance - he's not one of those who just regurgitates whatever that was taught wholesale to him during his financial advice training, since he himself is involved with stocks. He has your best interests in mind!

I would definitely recommend meeting Syamim! For people who are of different industries than Syamim, there's no need to fret! Personally, he was able to simplify things for me whilst being able to capture all the necessaries - this is a key sign that one truly knows their products and clients' interests. He doesn't judge as well (a key thing for me), and would instead advise on what's the best path moving forward.

Diyana (Lawyer)

Clear and engaging

I chose to meet Syamim as he is someone I've known before and I know people that worked with him.

One of the more beneficial part of the meeting is that he gives simple explanations and offers good advice. In addition, Syamim's approach was more approachable and personalized. Other FA sessions normally include someone upselling a product or people who don't know what they are offering. His clear explanations and patient demeanour made the session much more engaging and understandable.

I would highly recommend this meeting to others.

Charles (Engineer)

Makes financial concepts less complicated

Syamim is someone that makes financial concepts less complicated through his concise explaination. I found the tracking and calculation of my cashflow to be the most beneficial as Syamim also ran through ways on how to optimise it further.

As I have been with Syamim for 8 years, the meetings has been more of like catch ups, which has also given me the confidence to share my worries and concerns!

I would definitely recommend others to meet Syamim as he has been a great help to me!

Noraziela (Operations Executive)

Created a realistic financial strategy

We met Syamim as he was recommended by a family member.

The meetings with Syamim helped us to better understand our financial plans & goals. He created a realistic financial strategy that allows us to reflect on what we need and what we have to accomplish, moving forward into the future.

The meeting with Syamim was different as compared to our previous meetings with other financial advisors as he has not been upselling us on things that would not benefit us right now; rather, he prioritised in guiding us in achieving the basic needs we require for our families.

I would definitely recommend others to meet Syamim!

Danial (Procurement) & Yani (Teacher)

Meticulous & concise

My encounter with Syamim was mere coincidence after we struck a conversation on personal finance. Syamim shared on his approach to financial planning which impressed me. After this encounter, I decided to to consult him for my financial planning.

Syamim’s experience with diverse client pool and depth of knowledge is priceless and a cut above others. He is meticulous in his work and concise in his communication.

As a busy working professional, Syamim is of great assistance. He works closely to set goals and formulate the most efficient and optimal solution with realistic and timely milestones. He proactively provide portfolio updates and market intels that can value add to my personal financial planning.

I highly recommend others to have a consultation with Syamim. I am certain it will be worth your time and there will be valuable takeaways.

Rafii (Manager)

Genuinely cares

Syamim happened to be a mutual friend and now a good friend who genuinely cares about my financial well-being and health.

He ensures that we catch up even with our crazy schedules, and will always listen to my goals and needs, offering sound advice and options, and hey, he's not afraid to throw in his two cents too!

Syamim's personal portfolio approach and willingness to address my concerns make the whole experience a breeze. I would highly recommend him, hundred percent!

Shaa (Business Owner)

Goes above and beyond

My partner found Syamim and he has been nothing short of exceptional.

From the very beginning, he showed a deep understanding of my insurance needs and took the time to guide me through the process of selecting the most suitable coverage. His expertise and attention to detail gave me confidence that I was making informed decisions to protect myself and my assets.

Throughout our interactions, his professionalism and knowledge have been evident. He have always been prompt in addressing any questions or concerns I had, and his clear explanations made even the most complex insurance terms easy to understand.

What truly sets him apart is his dedication to my best interests. He have consistently gone above and beyond to assist me with various policy adjustments, ensuring that my coverage remains up to date and aligned with my evolving needs. His proactive approach in periodically reviewing my coverage is a testament to his commitment to providing the best possible service.

I am truly grateful for the level of care and personalized attention he have provided. His professionalism and integrity have set a high standard in the insurance industry, and I feel fortunate to have him as my agent.

Nikita (Actuary)

Gives a tailored experience

When I first met Syamim, he provided an introductory financial guide for insurance and investment that was relatable to me as a student transitioning to a working adult.

The most beneficial part of this meeting was the tailored experience he provides for my unique situation and the advice he gives me based on his experience.
He also takes into consideration of changing life plans and adapts his recommendations accordingly.

I would definitely recommend others to meet Syamim 👍

Brandon (Policy Analyst)

Meet someone interesting

We reached out to Syamim because our sisters spoke highly of his expertise in financial planning.

The best part of meeting Syamim was feeling like we were chatting with a friend rather than sitting through a stuffy financial consultation. He didn't just throw numbers at us; he listened to our hopes, fears, and crazy dreams. Together, we crafted a plan that felt like it was tailored just for us. It was like an epiphanic moment— We finally understood our finances, and had a roadmap to chase our dreams. We think everyone our age could benefit from that kind of clarity and encouragement provided by Syamim.

In the past, we’ve felt like just another number on someone's client list. But with Syamim, it was different. He made us feel heard and understood. That personal touch made all the difference.

If you're feeling overwhelmed by finances or just need a little direction, Syamim is your guy. He's not just a financial advisor; he's a cheerleader, a mentor, and a friend all rolled into one. Meeting with him was the best decision we’ve made for our financial future, and I know he can do the same for you.

Aliah & Nas (Teachers)

Professional and beneficial

I first met Syamim in JC. I found the planning and considerations of my timeline to be the most beneficial part of the meeting. This experience with Syamim was more professional compared to other financial planning sessions that I had took part in. I would definitely recommend this meeting to others.

Ignatius (Civil servant)

Practical & holistic advice

I choose to met Syamim after being recommended by my husband, who has been his client for years.

I found the meeting with Syamim to be beneficial for me as he gives me realistic and practical financial advise for me to act upon in order to achieve the goals I desire. The meetings has also made me more confident on my finances especially in planning for my milestones such as marriage and housing due to the actionable steps given to me.

The experience with Syamim was different compared to other financial planning sessions I previously attended as Syamim was more specific and holistic, especially in tailoring his recommendations to my current lifestyle and life stage. The previous agents were very pushy and only gave surface level advice.

I would definitely recommend everyone to meet Syamim for your finances!

Ayesha (Designer)

Empowering & supporting of your goals

I have always wondered about my husband's FP - how involved, efficient and invested he is. My insurance agent was originally a friend, who has left the company and he handed over my policies to his colleague. A significant number of years had passed, yet I have never met my new IA and I did not receive any updates on changes in policies. I decided I would like to meet Syamim to have a 2nd opinion, and I was really glad it happened.

He was calm, knowledgeable and patiently refreshed the policies I had back then.

Planning for both our short and long term goals was the highlight of the meeting for me.

Syamim is someone who makes you feel valuable and empower you with the belief that you are capable of change.

He supports you in your retirement goals, without neglecting your current and potential needs for the family.

I would definitely recommend this meeting to others!
It is always good to have a 2nd opinion, and Syamim will shed light on what is the best comprehensive plan according to your needs and financial capacity.

Saliha (Research Asssistant)

Refreshing experience, knowledgeable & professional

I recently had the pleasure of working with Syamim from Great Eastern for my insurance needs, and I must say that my experience was exceptionally positive.

Syamim demonstrated a high level of professionalism and provided excellent customer service throughout the entire process. He was prompt in responding to my inquiries, addressing my concerns, and guiding me through the complexities of various insurance policies.

What sets Syamim apart is his in-depth knowledge. He took the time to thoroughly explain the available options, helping me understand the intricacies of each policy. His expertise made it easier for me to make informed decisions that align with my specific needs.

Communication was generally clear and concise. I appreciated Syamim's commitment to tailoring a policy that fits my unique requirements. He took the time to assess my situation and customize a plan that not only provides comprehensive coverage but also fits within my budget.

Working with Syamim was a refreshing experience in an industry that can sometimes be overwhelming. His dedication to customer satisfaction, coupled with his knowledge and professionalism, makes him a reliable choice for anyone seeking insurance solutions.

I highly recommend Syamim to anyone in search of a trustworthy and competent insurance agent. His commitment to excellence is evident, and I feel confident knowing that my insurance needs are in capable hands.

Aameena

Different from other FA(s)

I met Syamim when I signed up for one of his financial guide books online

I found the most beneficial part of the meeting to be the allocation of my financial budget, planning my financials to better understand how to reach my financial goals during these volatile period.

I have switched 4 to 5 FA(s) (or forced to, due to FA resigning and was reassigned to other FAs which I have not seen or met them) until I met Syamim. He was different as he stayed in contact and always updates me every year since 3 years ago.

I would recommend this meeting to others, but unfortunately, some of my friend are FAs too. However, I would recommend other who are in search or are lost in their financial journey in life, well I know I was.

Shafiqah (Executive)

Spends effort and time to understand our situation

I met Syamim after being recommended by my wife

I found the sessions with Syamim to be beneficial as being similar to our age, Syamim can relate and better advise us pertaining to the problems and goals that we have at this stage of our life.

This experience is different compared to other financial planning sessions I had as Syamim spends a lot more effort and time to understand our situation and make pictograms and charts to explain his recommendation and advise to us!

I would definitely recommend meeting Syamim, especially for young couples or couples-to-be, planning for marriage, family, BTO!

Weijian (Pharmacist)

Coached me in financial planning

I met Syamim after being highly recommended by my colleague.

I realized that I am at midlife phase where I need more insurance coverage that I have neglected to do so in my tricenarian. Throughout the meetings, I got the expert advise & Syamim not only recommended me essential solutions that I need in long run but also coached me, a financial illiterate in financial planning.

This experience was different to other financial planning sessions as Syamim is a knowledgeable financial advisor who looked through my monthly expenditure and savings, then provided advise gearing me towards financial stability in long run.

He always came well prepared in each meeting. Unlike many assurance agents who just wanted to achieve sales, Syamim is so different. He genuinely listened in each session to understand my lifestyle and needs, only then he will recommend insurances which are not costly and affordable and best beneficial to me. He even went extra miles out of his job scope to teach me the advantages of creating a will, encourage me to put nominations for CPF and OPG (protect persons who lack mental capacity).

I would definitely recommend this meeting to others!

Liz (Engineer)

Gives practical financial advise

I chose to meet Syamim because he comes across as an amicable, friendly and patient person.

I find the meeting with him to be non pressuring, relaxed and we are able to share about any other interests, topics and concerns.

He is able to give practical financial advise outside of the policies he is selling, just like how a friend would.

I would recommend this meeting to others, as it will also encourage and empower people to think for their own finances, as they partner with Syamim, for better in their financial management.

Ian (Music Teacher)

Always felt at ease

I started out my career with absolutely no clue about managing my finances. Then came Syamim- he has been my saving grace throughout the past few years. We first established my goals in life and he personalised a plan and timeline that allows me to achieve those goals (albeit in a realistic way).

What separates him from the rest is that he really hears you out and puts your aspirations and goals first, before anything else. I have always felt at ease and was never belittled for my lack of financial knowledge with Syamim.

For that, I'd highly recommend that you book a consult with Syamim. You know that he's always going to put you first!

Ama (Teacher)

I feel assured after every session

Once I graduated and started working, I knew insurance and wealth management was important but I never knew how to go about doing it and who I should trust. I was open to the idea of meeting Syamim but I did not want to commit at first because of the stigma of insurance agents and hard selling.

But after the first session, where Syamim sat down, planned out everything for me, he was honest and never hard selling. He prioritised what I wanted to achieve and he told me how I can go about achieving it.

He always advised and gave his inputs on the pros and cons of the different actions I could take but he would always let me decide.

What I really appreciate is the attention he pays to me as a client. He goes through my commitments, my cash flow, my goals, needs and wants and he breaks down everything in front of me.

He logically explains things that other agents tend to ignore. The focus on others is always “take this plan” “take that plan” but never really tailored to your own lifestyle needs.

I feel assured at the end of my yearly review sessions and I do not feel so lost as if I’m planning my life alone.

For young adults, those that are trying to find their footing, I would definitely suggest meeting Syamim. His professionalism is excellent and his attention to detail to me as a client is second to none. I think it’s quite rare to get professionals like Syamim.

Irufan (Civil Servant)

Detailed & approachable

Syamim has taught me a lot about how to better manage my finances, as well as the importance of being prudent and prepared for the future.

He has been very detailed and patient in helping me sort out my finances. I especially appreciate him taking the time to come up with a personalised plan that is easy for me to understand and keep up along the way. Syamim sets aside realistic financial goals for me in terms of my immediate as well as future plans.

He is very approachable and always ready to answer my queries with sincerity. Thank you for always going the extra mile! I highly recommend Syamim for anyone who is looking for personal financial management.

Naff (Media Analyst)

Genuinely wants to help

Syamim was my classmate back in JC and a few years after we graduated our respective universities, he told me he was a Financial Consultant and asked if I would like to engage his services. When I told him I was not ready due to the fact that I only just started working, he was patient and accommodating as he did not push me any further. I finally decided to meet him some years later to engage his services and I never looked back since.

He was able to tell me what I was doing right, and also what I could do better. He is very knowledgeable and was able to explain to me everything I needed to know. The most important thing that he could do was to be patient with me as I switched jobs (and hence a change in my income) and navigate through some personal issues. While there were a couple of things that he had me do, he was understanding enough when I explained to him my situation at that point of time.

All in all he’s a very kind person, and he genuinely wants to help, no matter what stage of life you’re at. Would definitely recommend Syamim!

Rima (Instructor)

Straightforward & easy to digest

Syamim he was referred to me by a few close friends who assured me that he would not be aggressive or very insistent, which was something that I have not liked when it came to previous experiences with financial advisors.

Syamim's sharing was straightforward and easy to digest. The information that was put in front of me helped me to assess my current financial situation and helped me look ahead to chart my path.

Syamim's sessions were very relaxing and he is very approachable as he is open to giving you honest advice, which I appreciate. This was very different than other sessions I had with other advisors.

I would definitely recommend this meeting to others! If you have had bad experiences with other financial planners, put your preconceived notions aside and speak with Syamim, you might be pleasantly surprised!

Omar (Marketing)

Showed progression in my finances

I was recommended to Syamim by my partner who was one of his clients.

Meeting Syamim allowed me to be disciplined in managing my finances so that I am able to plan for my financial goals within the right time frame. It was helpful as he showed me how much I needed to set aside to reach my desired goals. Every year, I am happy with the progression I have made in my finances.

I would definitely recommend Syamim to others wanting to improve their finances!

Atiqah (Patient Service Associate)

Gives a holistic view on my finances

Syamim was patient in sharing the knowledge regarding financial planning and wealth accumulation.

With the plan that was drafted out, I could roughly see which area of my finances I should reduce and how I can plan more for the future. The excel file allowed me to have a more holistic view of my cashflow and how to plan for the goals ahead.

Other than the typical financial plans, he also imparted other financial knowledge to me such as credit cards, income tax savings and debt management.

I would greatly recommend my friends and family to meet Syamim and understand the importance of financial planning

Khair (Systems Engineer)

Genuine, easy-going & kind

We knew Syamim to be very genuine, easy-going, and kind, which were attributes we were eagerly looking for in our Financial Advisor. Word of mouth through friends also revealed that he was exceptionally knowledgeable and wise regarding finance. So far in our experience with Syamim after working with him for more than a year, he has shown to have exceeded the very high hopes we had for him.

Syamim has helped us understand finance and investments through very clear and concise explanations that help us to make much more informed decisions. He also has made very elaborate financial plans curated carefully for our own specific needs and financial situations. The care and thought he has put into planning our finance truly make us feel as though we are his only clients even though he has to handle a seemingly overwhelming number of financial portfolios and clients. His financial plans for us are very clear and manageable to execute. This helps us easily navigate the year with clear goals and methods he has taught us, to ensure financial comfort and security.

An aspect we deeply appreciate too is that Syamim is never pushy or forceful of anything. He gives us the plain facts and allows us to pursue the insurance plans we desire. While other financial advisors may be persistent with trying to sell you a variety of insurance plans over time for their personal benefit, Syamim has never once tried to sell us anything more than the basic necessary plans we needed.

His good character, extensive wisdom and knowledge in finance, and being someone who genuinely only desires the best for his clients, makes Syamim an absolutely must recommend for anyone looking to navigate the harsh world of financial planning. He will make the seemingly daunting experience of planning for your future, a simple and smooth one.

Kashif (Teacher) & Salwa (IT Operations)

Monitors my progress towards my financial goals

I heard many good reviews from my friends regarding Syamim’s Financial advisory services. And at that point of time I was looking for one. I’ve heard of many financial consultants but I personally felt that Syamim was the best amongst all the other consultants I’ve heard of. And true enough he was nothing short of that during my first consultation with him. He was not pushy at all. He gave me advices which were useful and I’ve been applying it in my monthly financials ever since.

He is also really keen and sincere in helping me improve my financial situation so that I could achieve my desired financial goals. What I really like about Syamim is that he really monitors my progress and gives me reminders every now and then to ensure that I'm always on track to achieve my financial goals.

Syamim and I aren't far apart in terms of age so we could connect and relate to each other’s stories and life experiences. As we shared our stories, our relationship turned from Financial consultant and client to friends. I got really comfortable with sharing almost everything about my financial situation and we do also talk about life. The experiences and lessons Syamim shared with me helps me a lot because I can relate to it and he’s always there to give me really useful advice about financials and life in general.

I definitely would recommend Syamim to others especially for those who are looking for a financial consultant who will consistently help, monitor and give them the extra push to achieve their financial goals.

Dan (Civil Servant)

Genuine in getting to know you at a personal level

We were looking for an financial advisor and got to know Syamim through a family member.

The most beneficial part of the meeting is that Syamim is very transparent and he encourages you to select what is best for you at your current life stage. As for us, we met him when we were about to get married and he explained about the financial plans that’ll benefit us both in the future.

We would recommend others to meet Syamim is warm & kind. He respects your space but is genuine in getting to know you at a personal level.

Raihan (Civil servant) & Sonia (Teacher)

Professional & patient

Working with my family for more than a year now, Syamim advises us thoroughly regarding financial planning and insurance matters. He looks out for our immediate needs with care and objectivity, ensuring we chose the best plan forward. We appreciate his professionalism, friendship and patience.

Rusydan (Freelance Artist)

Meet someone interesting

I reconnected with Syamim after a few years and as soon as I got to know that he is with Great Eastern, I consulted him on whether he could take over my financial plans and policies.

Syamim has profound knowledge and gives sound advice on my financial needs. He has been consistently updating me on my current financial situation and changes to my policies. His advice provides me with the knowledge to decide on the right policies for my family.

Syamim constantly sends timely reminders for me to update my policies. He is highly recommended for his professional work ethics and dedication.

Husaini (Civil servant)

Takes a lot of effort

Syamim is a great consultant and he takes a lot of effort in managing his client’s portfolio. Truly impressed on the service he provided and his patience in explaining the product details as well. Thank you Syamim!

Durgga (Lecturer)

Personalized solutions

I met Syamim as he was the financial advisor to many of my friends and colleagues.

The financial planning and projection of my goals through his excel sheet allowed me to balance and plan my goals not only for the short term but also for the longer term. In addition, I got to know the importance of having adequate insurance cover in order to live my life without worries.

Syamim was different to other advisors that I have met as he went through the extra mile to personalize his solutions to my needs and situation and makes the effort to conduct yearly reviews to ensure I am on track with my goals.

I would definitely recommend others to meet Syamim

Haidil (Civil servant)

Earnest & Sincere

Syamim has been a great teammate and even better friend over the many years that I have know him. As chance would have it, he is my financial consultant currently and I wouldn’t have it any other way.

He is always earnest, sincere about the products and services that he recommends and only wants the best for my long term financial goals.

I would definitely recommend Syamim to any of my family and friends as he provides personalised and round-the-clock care and service to his clients!

Raj (Civil Servant)

Knowledgeable & not pushy

I met Syamim when I was planning for my future and he was the first few advisors that I met with experience.

The most beneficial process of the meeting was the planning of my life in stages. He understands my needs and has great attention to detail. Syamim is knowledgeable in his field and would explain things clearly when I am in doubt. He is not pushy and understands my current needs.

I would recommend others to meet Syamim even if you are not getting anything, as his advices are very useful when planning for the future.

Syahril (Undergraduate)

Provides yearly in-depth reviews

I chose to met Syamim as close friend of mine recommended him to me.

Every interaction and financial meeting with him has been beneficial. He provides in-depth yearly financial reviews and he’s been honest and not afraid to tell me where I’m lacking in my financial standing.

This is different from some of the other financial planning sessions I have had as he recommends what I need, no fluff.

I would definitely recommend meeting Syamim. If you’re looking for an FA who would go extra lengths for you, look no further. Syamim is the one.

Radhi (Cybersecurity Analyst)

Patient and not pushy

I met Syamim through my boyfriend and I’m grateful to be able to work with him!

I didn’t really know much about financial planning or suitable insurance policies especially as a fresh grad. But Syamim was able to help me come up with a savings excel plan that I can easily stick to and make my life goals much easier to achieve.

He was not pushy at all and was very patient and very clear and concise while explaining everything to me. He even took into consideration my relatively small budget and made it work! Would definitely recommend Syamim to my friends and family

Rania (Corporate Trainer)

Gave actionable steps & tailored advice

I got to know Syamim from an online campaign. At that time, I wanted to learn more about managing my finances.

During our meetings, Syamim went through and gave me detailed breakdowns for my finances. I appreciate the honesty especially as I was already aware that my finances were not in the best state.

It was good that someone pointed it out and offered to work through it with me step-by-step on how to turn it around.

This was different from the other sessions I had as Syamim understood what I needed and helped to strike a balance within my insurance portfolio.

He taught me that having good coverage is important but being able to pay within my means is important. As someone who has always lived in the moment, I have never planned for future me 2-3 years down the road.

Thanks to Syamim; he has made the actionable steps clear and I can’t wait to see the results of inculcating these habits into my life. I would definitely recommend Syamim as he genuinely wants to help and tailor the advices to your needs 👍🏼

Jasmine (Cybersecurity)

Keeps track of my finances

I have met many financial consultants, but I have not come across someone as invested as Syamim in educating his clients. He is very knowledgeable and provides advice according to our goals in life, with a detailed blueprint on how to achieve them.

I find the regular meet up sessions to review my finances to be the most beneficial as it allows me to reflect on my financial journey so far and adjust accordingly when needed. In addition, he keeps track of my finances to keep me accountable.

Syamim's sessions are different from other financial planning sessions I went through so far as all of them tend to focus on selling their products rather than enrich me with knowledge in accordance to my unique situation.

I would definitely recommend this meeting to others!

Pau (Software Engineer)

Welcoming and friendly

I chose to met Syamim as he was a very welcoming and friendly person. Overall, all the financial planning sessions were very insightful and Syamim explained everything clearly. He advised me accordingly according to my budget and goals. Throughout the sessions, he was very easy-going and made me feel very comfortable. I would definitely recommend this meeting to my friends and family!

Iskandar (Civil Servant)

Helped me reach my financial milestones

Syamim took the time and effort to find out about me and my needs.

Thus, he was able to make good recommendations. I learnt quite a bit on how to track my spending and budget accordingly with my savings and investments in mind in order to reach my personal financial milestones.

He was very frank and was not pushy which made me very comfortable with him. I would recommend him to my friends.

Prakash (Teacher)

Comfortable to talk to

I was not sure where to start on financial planning and which insurance to take up as I was under my dad’s insurance and I didn’t have my own insurance. So I decided to engage with Syamim as he’s someone I’m familiar with.

You will be able to oversee the plannings that he does in terms of finances and insurance. I am also able to see where and how much funds are allocated to spending and saving, which helps me to keep my budget on track. Most importantly, emergency funds. He always emphasise that it’s important to have emergency funds ready just in case any unfortunate events occur.

Syamim was the first advisor that I engaged. He did a customised financial plan for me and introduced me to the types insurance that is suitable for me. He will also review my finances and portfolio every year so that you have an idea what you took up and whether you are on track with your financial plan.

I would definitely recommend Syamim as he is comfortable to talk to, not pushy, explains everything in detail and answers any questions that you need clarification to. 👍🏻

Amira (Admin Executive)

Authentic & Sincere

We chose to meet Syamim to assess, develop and improve our financial goals & plans as a couple nearing marriage.

The most beneficial part about Syamim’s advice is his sincerity in improving his clients’ financial situation. A personalised financial plan is illustrated to continually review and improve our financial status.

Most financial planners are motivated by commission and profit, whereas Syamim’s goals for his clients are demonstrated by his intentions to propel them towards financial freedom. He is also authentic in terms of interaction.

We would definitely recommend this meeting to others!

Thai Shawn & Rosyiidah (Social work)

Knowledgeable & experienced

I knew Syamim through a friend of mine! He has been helpful in giving me and my fiancé his expertise and helping us to plan our overall finances, cash flow and our different life goals.

Unlike other advisors, he is a humble guy and will use data to help us gain confidence in planning for our financial milestones. He will prepare all the necessary PowerPoint and explain to us patiently . He is also very knowledgeable and experienced, which made me and my fiancé trust him.

I would recommend him to others if they want to start their finances right.

Adeline (Product Manager) & Sin Wee (Biz Owner)

Forward thinking in drafting financial plans

I came to know about bro Syamim since a few years back because he has been a financial advisor for both my sister and my bro-in law for quite awhile. As I am now entering the young adulthood phase, I realise that I am in real need of financial planning and advice for my future. That is why both my sister and bro-in law had recommended him to me as they felt that he would be the right person to give me the best financial advice regarding my future plans. Of course I can trust my family and that is why I chose to meet Syamim.

The meeting was very beneficial for me as he was sharing with me lots of things that I felt I was lacking knowledge in, for my future life. But the thing that was the most eye opening for me was when he was drafting up my financial plans for the short-term, mid-term and long-term funds. He made me understand that living an comfortable life in the future is not easy unless I have some discipline in my financial activities. A person my age (21) is most likely to spend lots of money unnecessarily due to going out with friends, or buying clothes and eating good food etc.. But after Bro Syamim showed me how much I need to save for the future, I realised that I should learn to be more disciplined with my expenses. This way, my life in the future will be more relaxed and I don’t have to worry or struggle with the fact that I am lacking in money for my future expenses, such as wedding, cost of a child, and purchasing of a new house in the future etc..

I have had consulted another financial planner before a year ago. However, that financial planner was not providing me advice that was as forward thinking as the advice Bro Syamim had provided me. The other financial planner was more focused in getting me to invest my money, without having me to prioritise getting insurance in the first place. However, with Bro Syamim, he prioritised the security of my savings by having me to focus more on getting an insurance first, and then focus on investing. That’s why I felt my experience with Bro Syamim is more beneficial than his.

I will most definitely recommend Bro Syamim to anyone around my age as I feel that this is the perfect time to gain some financial knowledge and apply it to their life. It will benefit them in their life now and in the future. I believe that you can trust Bro Syamim to give you the relevant advice that will benefit you the most.

Shifan (NSF)

Proactive & knowledgeable

Syamim knows his products well and he takes his time to explain to us clearly. He is able to assist us on taking the most suitable product that matches our ever growing financial capabilities. Will definitely recommend him for any insurance related and financial advice. (Nadiah)

Syamim is proactive in keeping us updated with Great Eastern products and relevant government related incentives too. His engagement is proven to be productive as he is able to cater to our needs and situation. (Suhaimi)

Nadiah (Document Specialist) & Suhaimi (Engineer)

Upfront & honest

Syamim is always upfront and honest in answering my queries. He takes his time to explain everything in detail and make sure I understand what policies I am opting for.

The most beneficial part of the meeting is the financial planning. I benefitted a lot from his planning to make sure I am on track with the proposed financial plans to hit my different financial milestones such as marriage and housing. Planning ahead is key and Syamim has helped me become accountable to it.

Syamim is very approachable. The experience is great as communication is key. To understand and to know a policy you are getting is very important.

I would definitely recommend Syamim to others! I would never risk my reputation to recommend unless I have experienced it myself.

Midzi (Estate Executive)

Consistent follow ups

I wanted to take charge of my finances and start my financial journey right as I just got a full-time job and was planning to get married. My then fiancé, now husband, introduced me to Syamim. We met for a non-obligatory consultation, and I was clueless then – no idea about what type of insurance I needed or any savings or retirement plan.

What made me choose Syamim as my financial consultant was that he was patient in explaining any question that I had. No question was a bad question. He was thorough in his explanation and whenever I was not sure which option to choose, he will go through all the options I had and did not pressure me to sign for anything I was uncomfortable with.

He is very consistent in checking up on my husband and I, we meet every half-year for an update (whether we are on track or not – so nerve-wrecking haha) and what to work towards in the next 6 months, which I find is helpful. Although my husband and I threw some surprises his way in terms of our plans, Syamim was quick to relook at our finances and set new, manageable goals for us.

Thanks Syamim for your patience and hard work so far! 😊

Aiq (Teacher)

Provides personalized plans

I choose Syamim after seeing my fiancé take charge of his finances and seeing him planning for the future inspires me to do the same.

I personally like how Syamim personalized my financial plan without being pushy and he ensures that I am on track with my personal goals.

As me and my fiancé are moving to the next chapter in our lives, I feel Syamim is the best person to really understand and plan for our finances towards financial freedom.

Ainnie (Stage manager)

Trustworthy & reliable

Syamim has a keen eye for detail and goes the extra mile to cater to my current and future needs. He is always there to go the extra mile to ensure that I am given the best service he can offer.

Syamim’s meticulous planning and timely reminders are much welcomed and helps me to look ahead and prepare for major milestones.

For being such a trustworthy and reliable figure, I have no regrets and full confidence that he can deliver what he promises.

Asyur (Engineer)

Extremely pleasant experience

Syamim is a fantastic financial adviser.

He was recommended to me by a friend of mine that was already enlisting his help. My friend explained to be briefly the benefits and peaked my interest. I contacted Syamim soon after and we set up a virtual meeting to discuss in detail what he offers and how he can help me.

Despite me being only 20 years old then, Syamim treated me as he would any other client. He never took and advantage of my age or lack of knowledge and considered things for me that I would not have batted and eye to. He thoroughly explained to me the concepts and services that I could receive with his help. He also helped me visualise a financial plan that I know will help me for years to come.

He did not hard-sell any of the services and did not pressure me into making a decision. I always felt as if I was in control of my decisions and that gave me the confidence to invest.

It has been an extremely pleasant experience and I have and would recommend this meeting to many others that are interested.

Kaif (Undergraduate)

Friendly & trustworthy

Syamim is a very friendly and trustworthy financial advisor. He is always offering affordable and most sustainable policies that best suit his client’s needs. His suggestions/recommendations are comfortable and realistic which i believe many will appreciate. Thank you for planning my finances with me!

Alaiyah (Engineer)

Drafts a comfortable financial plan

I met Syamim after he planned with my mom regarding her insurance, I feel that he is great financial planner in terms of how to save, what criteria is important at the current stage of life and recommendation on what to do next.

The most beneficial part of the meeting would be the explanation on insurance. As I feel like nowadays, we don’t know when we’re gonna get into an accident/death/illness. Hence, this will greatly benefit my loved ones that I nominated for. Also, the part where he alters the monthly savings required to suit my needs to which I’m comfortable with.

We are able to plan financially about our current stage of life as my husband and I are going to be new home owners. So that’s another thing where Syamim has taken into account also.

I strongly recommend Syamim to others as he is very knowledgeable in all aspects that we can think of. Investment, saving up, loans and etc. He will be able to draft up a financial plan that caters to our needs and that we’re comfortable starting with. Also, he is able to alter the plan if there was some hiccups in the way which is great! All in all, he really is the best at what he’s doing!!

Adilah & Khai

Curate a plan that suits my needs and habits

Syamim has been very helpful with managing my financial needs and goals. He has managed to curate a plan/goal which suits my needs and spending habits.

Syamim has always been patient and helpful with all my enquiries, and also very detailed with his explanations during our meetings. I have learnt how to manage my finance better as I enter adulthood and the working world, and to prepare for old age.

I would recommend my friends and family to meet with him to find out more on how they can maximise the funds they have and ensure that they can spend, save and retire sufficiently.

Nureen (Accounts Executive)

Professional & efficient

I got to know Syamim during NS and a few years later, when me and my partner decided to get ourselves insured and do some financial planning, I knew who to call.

Syamim is very professional and efficient in his work. He gives the best financial advice to tailor to our needs.

We would strongly recommend Syamim to anyone who’s looking for a financial advisor.

Shahril & Sarfina

Professional , well informed and friendly

I met Syamim because I felt the need to make smart money decisions and wanted to understand insurance and investing better.

The financial calculations were beneficial and it helped me prioritise my money habits and understand the big ticket expenses in my near future.

This experience was different compared to other financial advisors I met as not only did Syamim advised me on financial planning, he also helped me to visualise the steps required to reach the goals I have.

He's professional, well informed and very friendly. He also advices beyond the point of his personal gains and instead focuses on his clients' gains. That extra mile is genuine. I would definitely refer to friends.

Zahiraah (Project Executive)

Sincere, Patient & Humble

I felt confident engaging Syamim as my adviser because he is knowledgeable in the industry and very sincere in assessing my financial health.

He never hard sells any policy and always considers my existing financial capabilities when proposing any policies.

He will ensure that i am able to maintain them with a piece of mind and at the same time, be well protected and insured.

He is a patient, humble, sincere and realistic person whom i will not hesitate to recommend.

I first met Syamim several years ago when he just started out as a financial adviser. Im glad and proud to learn that he has made many achievements throughout the years and has proven himself as a competent and successful adviser whom you can trust.

Thank you Syamim for your service.

Daniel (Civil Servant)

Understanding, professional and hard working

I've known Syamim during our NS days and he's a very kind and approachable person.

I would definitely say one of the benefits of meeting him is the idea of retirement planning especially at our age right now. The saving structures and systems he comes up with is also beneficial. Not too hard, neither is it too insignificant.

Easily said, Syamim doesn't hard sell you anything. Knowing him , all he ever wants to do is to help people out financially. Obviously he can't give you the fish. He'll teach you how to get them, especially on how to manage your finances. That's what I've been looking for after all these years of searching.

I would most definitely recommend Syamim to my friends. In fact I have list of names to recommend him to. If he's not anywhere near my standards, I wouldn't even consider recommending. By far, he is the most understanding, professional and hard working adviser I've known.

Thanks for helping me out a lot Syamim. Especially taking so much of your time to plan for me financially. Going out of your way just to schedule a time slot with me. Really appreciate all your kindness and may you succeed in in this life and the hereafter.

Nasruddin (DevOps Engineer)

Provides personalized plans

Syamim has been extremely helpful in assisting me and my husband with our finances over the years. We started off as newly employed young adults with lots of goals and ambitions for our future but with no plan, but Syamim's advice and guidance on these matters has been godsend.

He makes sure to provide very personalized plans that shows he cares which is what everyone looks for in a financial planner. It's not easy to find such dedicated workers these days, we are glad that we were able to engage him so early on even before starting our careers.

Thank you for the constant and amazing service Syamim! All the best in your career!

Safrin (Teacher)

Efficient & professional

Syamim is efficient and professional when dealing with clients.

Through him, I learnt extensively on how to better manage my finances. He highlighted the importance of future planning ass well as enlightening me regarding issues I've never thought about.

I'm very thankful for his guidance. I'd recommend him to my friends due to his strong work ethic and he is definitely someone you can rely on and trust for your financial freedom and security.

Syuhrah (Journalist)

Truly cares for his clients

Syamim has been super helpful to me and my family in advising us about our finances and insurance.

He has helped me and my dad to plan our finances for the future which allowed us to have less worry. I am thankful that he takes his time to explain something to me and if i don’t understand, he will slowly explain it to me again which I appreciate a lot. I appreciate that he is very honest and direct with us and always makes us feel comfortable.

He even helped my mom to look through her insurance even though she doesn’t have any insurance plans with him which shows he truly cares about his clients.

I will recommend Syamim to anyone who wants to plan their finance for their future.

Imtiyaaz (Undergraduate)

Professional & patient

Syamim has been always very professional and patient with me. He takes time to explain clearly the purpose behind buying any policies and if I require it or not.

Compared to other FAs I have met, Syamim has knowledge in more than just the typical insurance and investments. He also ensures that we are on track to our goals via a yearly review! He also provides a file which has detailed and clear overview of the polices which we have. The file also includes my timeline and steps for the next 20+ years of my life and what I should work towards, which gives me clarity.

This helps me a lot in the long run as I tend to forget about the policy coverage sometimes. I will 100% recommend anyone to meet Syamim as he’s friendly and easy going.

Saran (Engineer)

Honest and transparent

Unlike the many financial advisors I have had meetings with, Syamim has never been pushy and is genuinely concerned about my financial needs and situation.

With his cheerful demeanour, it's always a pleasure to have coffee with him and each time, I walk out having learnt something new. One thing that I admire about him is that he is always a text/phone call away and he attends to your queries immediately.

I am actually very touched with his sincerity when he once told me that I wasn’t actually ready to purchase any protection plans yet and advised me to get a stable income first. I would have at least met 5-6 financial advisors before him and all of them were trying to get me to purchase something from them. If you want someone who is honest and transparent, Syamim is the right one!

Ashik (Engineer)

Customised plan & simple to understand

I chose to meet Syamim on the recommendation of my husband actually! I thought it would be seamless and easier if Syamim manages both of our plans and I’ve never regretted my decision! He’ll listen to your needs and recommend the best plans for you. I like that he gives options for his recommendations and he respects my choice.

I like the part where he asks me what’s my current coverage and how else can I better protect myself. He also maps out what I’m aiming for in the future so I find that very helpful if I know where the money I’m investing in my plans is going to. He also goes through the plans in detail, and yet simplifies it so it’s not too overwhelming. I also like that he personalises and customises a sheet to track my plans, so I know that he is keeping up with it!

His session is different from other advisors that I’ve met where it’s just an overload of information and they just recommend the plans to get without asking the consumer what are their goals.

I would definitely 100% recommend this meeting to others! Syamim will provide a customised experience for your financial planning needs!

Diana (Teacher)

Detailed and easy-going

It was just last year when I was introduced to Syamim. Syamim's main priority is to educate us on healthy financial habits. He would create a customised plan depending on our lifestyle, spending habits and financial commitments.

As he is very easy-going, it was really easy to talk to him and consult him regarding financial matters. He is also very detailed and efficient in his work. He makes use of excel sheets, graphs and charts to further explain and give a clearer picture so that we really understand and not just agree blindly.

For someone like me who has no prior experience and knowledge regarding financial planning, this has greatly benefitted me. I am able to be on track with my future goals and milestones.

I strongly recommend Syamim to anyone out there who has doubts regarding financial planning and those who need the extra help in planning for their future goals.

Syafiqah (Immigration Officer)

Gives visuals and provides timely updates

Syamim has been my financial advisor since the start of my career.

As you can read from other reviews, he is not pushy and will explain the right plan to suits your needs. He also provides other alternatives so that we can choose what’s best.

During the meet up, he uses graphics and excel sheets to further enhance the way he delivers your financial goals. These really help to summarise what I am committing in the long term.

Overall, I am really satisfied with the work plan that he curated for me. Syamim also gives timely updates and will answer your queries at any time of the day.

Definitely recommend others who are looking for financial planning. Especially to those who have just graduated or just starting a career just like myself. 100% recommended.

Nazirul (Immigration Officer)

Friendly, honest & professional

Syamim was initially recommended to me by my sister and brother in law who had their insurance/investment portfolios managed by him. Based on their positive feedback I decided to meet Syamim to assist me in my financial planning.

During the meet-up, Syamim explained the fundamentals of planning in an easy to understand manner to and how to reach my financial goals comfortably. He also assessed my current financial situation and laid out the best options and policies that suit my lifestyle.

My previous experience with financial advisors was very different as I didn’t meet my new advisor ever since my friend who was my original advisor left the company/industry. I felt that whatever I had previously was enough and didn’t require further reviews. After meeting Syamim, I finally understood how important regular reviews are to update on any changes to policies as well as keeping me on track towards my financial goals.

Syamim is very friendly and at the same time professional in his work. He’s also honest in giving advise and does not hard sell any policies that does not suit my goals. Do hit him up for financial advise as he is 100% recommended!

Dinie (Port planner)

Planning for personal milestones

I met Syamim for a financial planning consultation, learnt a lot about financial planning and setting goals. He has helped me plan for my personal milestones through an excel and it has allowed me to keep track of my progress as well as know how much exactly to save/invest in order to meet my goals.

Highly recommended for anyone who wants a detailed and personalized financial plan.

Carlo (Engineer)

Knowledgeable & straight to the point

I met Syamim through football more than 5 years ago when I was in National Service. Back then, Syamim shared with me the importance of financial planning after I graduated from university. Fast forward to now, as a fresh graduate with very minimal knowledge, I went in for a meet up with him to learn more on the topics of financial planning.

Syamim is very knowledgeable in sharing the many aspects of financial planning. When advising on the different policies, he is straight to the point as well as making in simple to understand. What I like the most is how he helps me to plan my finances and budget in an excel file to help me reach my short and long term goal so that I have a good idea on how much I need to save and invest to reach that goal.

I would definitely recommend meeting Syamim to have a greater understanding on financial planning and how it can help you.

Basir (Business Analyst)

Gives useful regular reviews

I first met Syamim through my husband who has been his client for the past few years. I wanted to find out more on financial planning after my husband shared with me about it. I was curious on how couples manage their finances and goals together and that is why I wanted to meet Syamim.

What I found beneficial was how Syamim explained about investments as well as thinking about wealth distribution which was a topic that was seldom talked about among my friends such as drafting a will and creating a lasting power of attorney. I found that the regular reviews that he gives were also useful in helping me budget and track for my financial goals and milestones.

I would definitely recommend Syamim to everyone especially married couples like me and my husband that need to plan for their combined goals.

Aqilah (Lab Analyst)

Comfortable & easy to talk to

I chose to meet Syamim because I was curious on how my fiancé manages his financials. We are open when it comes to financial management and what really captured my attention was that Syamim pays attention to the small details for his clients. He ensures that Shafiq doesn't feel burdened and did not force him into anything that he cannot commit to yet. Something different about Syamim is that he does excel sheets on planning for you so that you won’t question what is going to happen because it is already projected on the excel. He is the only agent that we see doing this, which gives you personalised data and a feeling of priority.

For me, I find that him putting himself into my shoes really shows the decency of a human being. He knows that everybody is struggling with something and he ensures that I don’t feel embarrassed or difficult when talking to him.

When talking to him for the first time, I felt comfortable as though we were friends before. He made it seem easy to talk to him about anything. He can do both small talks and deep conversations. When I first heard about him from Shafiq, I did not expect to see a friend more than an agent.

I would definitely recommend this meeting to everyone. I’ve met with a few financial advisors and Syamim made me the most comfortable to talk about my financial situation. Convincing is something anyone in this field can do but trust takes courage and time. And he seems genuine for me to trust.

Shafiq (Civil servant) & Nani (Teacher)

Honest and knowledgable

Throughout the session, I found Syamim to be a very honest and knowledgeable guy. This is my first experience with regards to financial planning and insurance. What I love most is that he is able to help me with the planning of my future milestones such as wedding and housing. This session also helped me to decide on the insurance that suits me well in accordance to my financial situation.

I will definitely recommend Syamim to my close friends.

Faiq (Operations)

Pleasant and well prepared

I had a great experience with Syamim and felt satisfied with his proposal on the insurance policies. When he came down, he was well prepared with all the paper works. Apart from that he is well versed in his job to make everything easy to understand.

The experience was really pleasant as he provides good financial advise before recommending me the different policies.

Sarah (Retail)

Meticulous & covers all grounds

Syamim is meticulous in his work and ensures that he covers all grounds when guiding me in drawing up my financial goals. He is not afraid to ask the tough questions and is highly skilled in planning and helping me manage my life goals. There is no doubt that Syamim’s success is a testament to his hardwork but the heart and sincerity that he puts in his engagement with clients makes it much more meaningful and reassuring, especially given the difficult climate that we live in today.

Haziq (Senior Manager)

Assist in my short and long term goals

Syamim's services was recommended to me by my brother. The portfolio that he manages really amazed me, together with his track record for my family.

He’s able to give me an insight of short term and long term plans which I have little to zero knowledge of. It is something that allows me to be more aware of my financial situation and to plan ahead, which I'm grateful for.

Syamim is also able to answer my questions with full knowledge and details which I appreciate. When it comes to explaining the policies again as a refresher, he would gladly do so and most importantly he does not pressure me into taking up any policies.

I would 100% recommend Syamim to anyone who would like to plan for their life milestones!

Nabil (Undergraduate)

Creates a step-by-step financial plan to achieve my goals

I met Syamim because he is a close friend of mine and I knew from our relationship that he was someone professional and trustworthy. Any communication with him regarding any topic was very easy and fast.

Upon meeting him, he made me realise the importance of insurance to protect my income and health in the event of any health issues. Most importantly, the financial plan that he crafted for me made me become more disciplined in my savings which allowed me to reach my financial goals faster such as planning for my marriage.

I would highly recommend anyone to meet Syamim so that he can share with you the importance of financial planning as well as create a step by step plan to achieve your financial goals.

Zaki (Supply Chain)

Committed and reliable

One of the best agents I've ever encountered is Syamim. He consistently produces quality work, and many areas outside the purview of his employment has been in my benefit because of his efforts.

He is exceptional because he is incredibly committed and reliable in all he does.

I appreciate that he makes an effort to accomplish things like financial planning for my personal milestones and goals which is outside the realm of a typical financial advisor.

I would recommend Syamim to anyone who needs financial advise as he is one of the best agents who is professional and efficient in his work.

Faizar (Business Owner)

Professional and knowledgeable

I met Syamim with an open mind to know more about my finances and insurance. He is a friend of mine who I used to play futsal with. It was a non obligatory meet-up but he managed to catch my interest.

I seriously recommend anyone who wants to know about finances, investments and financial planning in general to meet Syamim. I believe that many lack the knowledge on buying properties, investing and how important financial planning is. What really helped me was that Syamim did an in-depth break down of my expenditure and finances working up to retirement.

He made sure that I was comfortable throughout the process. He did not try to hard sell anything and made it as though it was just a catch up session with an old friend. I can ask him anything regarding insurance to real estate to medical and he can answer me with his vast amount of knowledge. Even though he is a friend, he is very professional when it comes to my finances.

I genuinely feel that anyone who is interested in building their future, should meet Syamim as you will have a broader sense of your finances as a whole and the importance of financial planning and insurance.

Khalis (Technician)

Easy to talk to

I met Syamim through recommendation by a friend and since then, we clicked well and he was easy to talk to. I found his explanation to be very detailed and clear, making sure I fully understand all the proposals. My experience with Syamim was different from other financial advisors I met as Syamim was very transparent and understanding of my financial status. I would definitely recommend meeting Syamim

Zulaikha (Teacher)

Meticulous, effective and down to earth

My search for a financial advisor (FA) took almost a year. I was finding a financial advisor that was not only meticulous and effective but also down to earth. Syamim was a perfect fit and I never regretted taking up his services ever since then. Syamim knows what is best for his clients and ensures that his client’s expectations are met.,

Personal finance budget and goal setting was the most beneficial part of the meeting. Syamim analysed and took into consideration all of my finances. Documents were setup for a better visualisation of the plans. This allowed me to have a better understanding of my finances. As a
student, there were limitations to the planning, but we managed to come up with a student friendly plan. All of the goals were revisited each year to ensure that I was on track. He was never shy of sharing any financial advice that would help me achieve my goals and also to improve my spending
habits.

I would definitely recommend this meeting to others.

Syafiq (Undergraduate)

Inculcates disciplined financial habits

I met Syamim through our mutual friends. At that point of time, I was looking for a financial advisor to address my concerns.

Syamim was highly recommended back then which made led to me being very comfortable during our meetings. Through these sessions, he managed to inculcate the importance of disciplined financial habits and insurance.

I highly recommend meeting Syamim to anyone who wants to get their finances in check

Aidil (Freight forwarder)

Always goes the extra mile

Syamim was first introduced by one of my friend. At that point of time, I was interested to know more about financial planning and wanted to kickstart my savings/investment/health plans to secure a better future for myself.

Knowing Syamim, he went through in detail about financial planning and the different types of insurance and investments to ensure that I am clear about what I'm getting myself into. He always goes the extra mile to assist on what I needed most and achieve my financial goals/milestones without being pushy.

My experience with him has been nothing but pleasant and I will learn new things every time we meet. I highly recommend anyone to meet him for advice in financial planning and services!

Haziqah (Engineer)

Curates a suitable financial plan

I met syamim through a friend’s recommendation. It was at a time where I needed to kickstart my savings/investment/health plans to secure a better future for myself and the people that I love.

I’ve met a few FAs before syamim. Truth be told, some were intimidating and some were pushy to sign the plans. Some were very adamant about their ‘own way of planning’.

What I love about Syamim is that he is never pushy. He will answer all your queries and he is not intimidating. He will understand your life’s goals first, before curating a financial plan that suits you. Very knowledgeable about investments and very understanding as an FA. Alas, he is now my friend that I can count on for advices.

I recommend you to set a meeting with Syamim to start your financial journey with him. I genuinely believe that he got what it takes to advice you, plan your finances and take care of your investments. I support him 100%, and I trust my financial journey is in good hands.

Erwin (Asst Executive)

Concise and easy to understand explainations

We were aware of the work that Syamim does after he came in highly recommended by a few relatives. At that point in time, we were looking for an advisor who could relate to us well, explain policies to us clearly and sincerely help us in managing our current and future policies. We switched over to his services after just one meeting because of how detailed and professional he is in his work. He took a lot of time and effort to present the best policies he felt suited our needs and they were spot on. His patience with us and our gazillion questions is also worth mentioning.

The PowerPoint presentations that had diagrams with concise information were most beneficial. It provided a clear overview of each policy we currently had and wanted to take up. It was an easy reference point as we tend to easily forget the details of the different policies.

It was different to other sessions with other advisors which were merely made up of discussions where the agent goes over the details of the policy verbally again and again. It doesn't stick, and is easily forgettable. With the different tools Syamim uses, we could easily grasp the idea of a policy by just a slide/diagram. It allows us to comprehend things easily and refer to them conveniently.

We would a million percent recommend this meeting to others because as a millennial himself, he definitely gets us. He understands and relates to us so well that we look forward to meetings for updates rather than dread them. We truly enjoy the service he provides and the extra mile he always goes for clients. He has our complete trust and rest assured he is the best agent we've ever encountered thus far.

Shazlyn (Homemaker) & Faizal (Pilot)

Presents a personalized portfolio

We met in a sunday league football team formed during national service. At that time i was still in my early 20’s and didn’t really think that insurance was important. As the years passed, i wanted to know more about financial planning and why was it so important. Syamim was a familiar face hence the reason why i approached him. I have never regretted that decision ever since.

Syamim would go the extra mile to explain things, be it by showing slides or by simply drawing on a piece of paper and always made sure that we had our priorities right and that it was fine to take everything one step at a time. He is an amazing FA and a great people person. As my wife sometimes have a hard time understanding, he would take that into consideration and workout a way and present us with our very own personalised portfolio while always ensuring that my wife would understand.

I would definitely recommend Syamim as I believe that everyone deserve a FA that not only cares about us financially but also our well being. Always looking forward to having meetings with him as me and my wife can be ourselves and always feel that he always has our best interest. Looking forward to our next meet up with him!

Syarof (Firefighter) & Seri (Dental Assistant)

Goes the extra mile to help you achieve your financial goals

Syamim takes the time to go through in detail about financial planning & the different types of insurance & investments to ensure that I have a clear understanding about what I am getting myself into.

He isn’t your typical financial advisor, he goes the extra mile to help you achieve your financial goals/milestones. He will conduct financial reviews with you to ensure that you’re on the right track.

Would highly recommend anyone, especially new hires to get in touch with Syamim to understand the importance of financial planning!

Irdina (HR Executive)

Gave me a pleasant experiance

Meeting with Syamim gave me insight of my financial and assisted me with my financial planning. I gained a greater understanding on the best approach on planning my finances.

At the same time, he went through in details the different types of insurance & investments, allowing me to balance out what I need and what I want. He goes the extra mile to assist and was not pushy on his services. All in all the meeting felt very comfortable, creating a pleasant experience when having sessions with him.

I would definitely recommend him to everyone such sincere and great guy.

Eizaaz (Port Inspector)

Professional and dedicated

Syamim has been a great help to our family when it comes to financial planning. Although we both knew each other personally, he showcased his professionalism and dedication in his work.

He will always come prepared for the meet up sessions and has been excellent in planning for our future family goals. Syamim has made us understand better when it comes to insurance and investment and gives very good advice.

He is definitely the modern day kind of financial advisor you would not want to miss out on. A very thoughtful and respectful individual too.

Shafiq (Civil servant) & Hidayah (Healthcare)

Genuinely cares about our financial well-being

Syamim is a great person with great character. He is very trustworthy and provides excellent service. He has made the process of dealing with insurance easy. We also found him to be professional, knowledgeable, and empathetic to our needs and financial capabilities. He was able to get a handle on our needs and help us navigate our way around what we needed most.

More than that, Syamim treated us more like a friend than a client. He made us feel that he genuinely cares about everyone’s financial well being. His honesty wins our respect and trust. We appreciate what Syamim has done for us and we will definitely recommend him to our friends and family.

Farishah (Nurse) & Suqiman (Firefighter)

Customised and relatable advice

Passively growing my money was something I have always wanted to do but I have no knowledge of how to go about doing it. Meeting with Syamim, he shared with me the different options I have in terms of wealth accumulation and the pros and cons in each choice. He helped me with the estimations in accordance to my timeline and budget which I would not have known how to accurately calculate on my own, so it was great that I have him to help me out with that.

I learned that it’s important to start early when financially preparing for retirement. The later you start, the more costly it will be for you to reach your goal. It is also important to be aware of what you are comfortable with when investing your own money and to weigh the risk and benefits of different investment options. Syamim helped me with the different calculations that allowed me to invest comfortably yet have enough for my expenses, lifestyle and other goals.

I would recommend others to have a meeting with Syamim as he is well versed in what he does. He customises his presentations well to your profile and his explanations are relatively easy to comprehend and most importantly he ensures that you are comfortable when it comes to talking about finances. He broadens your understanding in the importance of financial/risk/wealth management.

Liyana (Lab officer)

Easy-going and patient

I am not young anymore and I need help from the professional to make decisions about what I should do with my money, including investments and financial planning. Syamim was recommended by someone I knew and gave good reviews about him. His easy-going and patient nature made me feel comfortable.

Syamim uses his knowledge and expertise to construct a personalized financial plan according to my own goals. The financial map provided was useful in helping me visualize the various financial milestones. I am impressed with his slides, summaries and infographics of the various policies and he ensures the policies he offer suits me the best without being pushy.

I will highly recommend Syamim to my friends! He has helped me to plan for my future. I appreciate the efforts he put in to meet my needs and he is always there to clarify my doubts while also answering any questions I have on my financial plan. Thank you for the excellent service!

Abdullah (Customer Service)

Proactive in ensuring the highest standard of service

Syamim and I attended the same Junior College and we developed a personal friendship ever since then. As such, it was easy to consider him to be my financial planner of choice, as I trusted him and his sound judgement.

Syamim has never failed to take care of me and my family’s needs in relation to the policies that we acquired and has always been proactive in ensuring that we receive the highest standard of service. Syamim has a knack of clarifying whatever queries both me and my family have in the clearest and most efficient way possible, and having him as my agent has been nothing short of a good experience.

As such, I would highly recommend Syamim to anyone who is looking to have their finances advised on or planned for. You will not find a higher standard of service elsewhere.

Hafiz (Lawyer)

Patient and transparent

Syamim was referred to me by my colleague. When I first met him, he was extremely patient and transparent towards my situation, giving financial advise that were not only limited to his products but everything in general.

I felt very comfortable with him knowing that he always puts me and my family as his top priorities. Highly recommended!

Damo (Aerospace)

Puts client's interest first

Syamim is a dedicated and thoughtful Financial Advisor.
He listens to my queries and addresses each of them professionally. Putting clients’ interest and needs first, he keeps up with the global financial situation and shares with us on the challenges economically.

He is attentive to my needs and wants and plans accordingly to attain both personal and financial goals.
Will gladly recommend Syamim’s service to my friends.

Jasmine (HR Executive)

Delivers sound financial advice at every life stage

My husband and I engaged Syamim to be our insurance agent and financial advisor. Getting married and starting a family meant that I had to safeguard my health and wealth. Syamim was honest, transparent and decisive in recommending the best insurance and wealth accumulation plan for me.

He is proactive & stayed true to his promise of delivering sound financial advice at every stage of our life as we traversed marriage, motherhood and home ownership.

Izzati (Pharmacist)

Readily available to answer my queries

Syamim presented a detailed explanation
regarding the importance of financial planning and aligning it to my life goals. This allows me to set out realistic short term and long term milestones.

I feel assured with the proposals set out as Syamim plans together with me. On top
of that, he is readily available to answer my
queries and he actively checks in with me tounderstand if I am meeting my targets.

Thank you for the excellent service! Highly
recommended.

Hakim (Engineer)

Highly insightful and easy to understand

I have known Syamim on a personal level for a couple of years through mutual friendship. In our first meetup, Syamim's tech-savvy preparation and vast knowledge on all personal financial planning aspects left me thoroughly impressed. It was easy to understand and never felt intimidating, even for a guy like me who only knew basic terms.

I would strongly recommend anyone who is keen to map out their short and long term financial goals with Syamim, who's attention to detail, listening skills and honest approach will lead the nervy experience of financial planning into a highly insightful one.

Keep up the outstanding work Syamim!

Haidar (Customer Success Manager)

Consistent follow ups

Syamim has been my advisor for more than 5 years and I can honestly say that his service, consistent follow ups is top notch. He makes the effort to plan my milestones and finances holistically without having the need to hard-sell me plans every year. I highly recommend Syamim to anyone who wants a fuss-free and enjoyable working relationship.

Azmi (Business Owner)

Efficient & drops timely reminders

Syamim was welcoming and respectful of my many questions and gave me time to process his responses. He was very patient in sharing the different plans and jargons that sounded alien to me. Meetings with him were pleasant and cordial and it did not take long for me to trust him.

I liked that I could ask him for opinion yet there was no pressure to adopt them. He was also very efficient and would follow up/ drop reminders when necessary. I feel at ease knowing that my finances are under his care. I recommend Syamim if you’re looking for a trusted advisor.

Nabiilah (Counsellor)

Ensures his clients meet their financial milestones

Syamim is a highly-motivated professional whose financial knowledge complements his breadth and depth of market trends. Being collaborative in nature, he ensures that his clients meet their financial milestones while keeping their safeguards in check. He is not pushy and hence works best with equally-motivated and goal-oriented individuals. He works together with you and celebrates in your joy; and is dependable in clearing any ambiguity or doubts.

Mizrahi (Pilot)

Clearly outlines pros and cons of each plan

Syamim was introduced to me a few years ago, he was originally recommended by my close friend. I was skeptical of FA in general but Syamim puts me at ease. He clearly outlines the pros and cons of his plans, any fees and pitfalls you should be worried about when investing or looking into insurance.

Even if you decide not to engage him, he still gives you 100% and breaks down very logical goals for you to understand in an easy manner. Overall will and have been recommending Syamim to everyone!

Xavier (Software Developer)

Sound knowledge and experience in financial planning

I got to know Syamim from my brother-in-law and chose to meet him because of his sound knowledge and experience in financial planning and commitment to his clients.

Syamim is always well prepared for our meeting. For example he prepared a customised power point presentation during our first meet up which allowed me to better understand the content and options that we have. He also takes into consideration many factors when giving advice such as budget and upcoming life events.

He is able to suggest several plans based on our situation that we can consider and does not push us to choose a single plan.

I would definitely recommend this meeting to others!

Rusydi (Nurse)

Clear and detailed in his breakdown

I’ve known Syamim for about 10 years now. The biggest thing I appreciate about him as a financial planner is how he has never leveraged on our personal relationship to be pushy. Instead, he was extremely clear and detailed in his breakdown of what options were available to me.

Syamim then tailored his recommendations to what fit my risk profile and financial goals. This built a good foundation of trust and confidence in him as a financial planner. Beyond this, we have had many exchanges which has aided me in both my professional and personal development. I cannot recommend him enough!

Aktar (Analyst)

Plans ahead for us

We chose to meet Syamim as he is someone that we know and was familiar with.

He is very knowledgeable about financial planning and curated different plans well to fit into our budget as well as our needs.

Syamim keeps up to date with us and conducts yearly reviews. He will make a portfolio for you and make sure your needs and goals are met for the past year. He plans ahead for us and keeps us in check for our financial well-being

We definitely would recommend Syamim to others. More than 5 years being his client and his way of planning for his clients gets better. Solid 10/10.

Jeeha (Teacher) & Faiz (Shipping)

Gives directions and structure

Syamim has been very helpful in helping me manage my finances. Especially as a business owner revenue may not always be fixed. He has given me useful directions and structures so that I am able to mitigate the risks in both my business and personal life.

I strongly recommend everyone to meet Syamim as he is someone that is very sincere, helpful and always one call away whenever I need help with my finances.

Iskandar (Business Owner)

Breaks down big explanations into easily digestible ones

Seasoned financial advisors are aplenty but few are able to provide a service of great efficacy. I was "transferred" to Syamim as my new financial advisor.

Speaking about your finances to a stranger (then) can be daunting. It doesn't take a while for anyone to realise his passion to creating the best plausible financial circumstances to his clients. He breaks down big explanations into bits and pieces for me to digest easily. He is forthcoming to take on any doubts raised. His style of cutting through the noise enables me to understand recommendations proposed and with his calm demeanour, to explain them candidly.

His unwavering commitment has proven to give me a primer to read on other aspects of financial management. So if you are looking to get your finances in tip top health, and be emboldened to take charge of it, I recommend Syamim. All the best!!

Azalea (HR Executive)

Gives a big picture on financial planning

Syamim was referred to me by my childhood friend. It was to do financial planning for my wife and I. Syamim went the extra mile to look into these for me and realized that 1 of my policy was over paid and the benefits was not worth for the amount I was paying.

From my experience, most financial advisors will relatively ask you to start investment plans and seldom speak about emergency funds. Syamim was the opposite, he told me to grow my emergency funds first and invest only after that. He has given me a bigger picture on financial planning and choosing the correct policies. Its never 1 option. He always gives minimum of 3 options and a recommended one. That is what we call a zero obligation consultation.

We met a few times before deciding on a certain policy. Every meeting with him was a beneficial one. I believe 1 consultation with Syamim is enough to know where you currently stand in your financial profile.

I would definitely recommend Syamim to people I know. His knowledge in financial planning is top notch.

Shan (Firefighter)

Caters advice based on my current situation

I’ve known Syamim since 2013 and he’s always been giving me advice on my finances and career plans informally when we’re out with friends. Once I started working and had lots of questions about adulting it only felt natural to ask him for advice as he’s someone I meet regularly and also someone I could trust.

The simplest things like goal setting and financial planning (down to the daily expenditure) are the most helpful to me because it keeps me on track every day and reminds me what my priorities are in life. Syamim also helps me decide on my end goals and suggests all the steps I need to take in between to make it happen.

Syamim caters his advice based on my current situation and the things I aim to achieve, instead of providing generic, scripted plans. Our goals change a lot during the course of our lives and he doesn’t turn my opinions/dreams down but always helps to plan the next steps to move forward. He lays all the options down on the table and makes it clear that ultimately I decide on what to do next as there’s no definite right or wrong as long as you’re optimistic and plan ahead.

I would definitely recommend meeting Syamim for a quick chat. 10/10

Akmal (Software Analyst)

Dedicated advisor

Syamim is a dedicated adviser who will undoubtedly give it his all no matter how small or big the task is.

Fatil (IT Support Analyst)

Transparent and objective

Syamim sets realistic targets for myself and others who I know based on our current financial status. He is not afraid to be upfront about things which he considers important for my financial well being.

Always sincere and eloquent, he explains the different financial plans in a clear and concise manner. He also sets a good example for his clients and is transparent regarding all things money-related.

Extroverted and approachable, I am not afraid to raise my concerns to him and he will address it objectively. One particular thing I can takeaway from him is that you do not have to be book smart to be financially smart, you just have to be prudent and realistic.

My experience with him has been nothing but pleasant and I will learn new things every time we meet. I highly recommend anyone who wants to learn the ropes of good personal finance management to approach Syamim!

Khairuddin (Engineer)

Charts a systematic plan towards financial stability

Syamim is an outstanding advisor with an unmatched work ethic. He is empathetic to my financial circumstances and very detailed in his approach to chart a systematic plan towards financial stability and ultimately; freedom. If I can sum up Syamim in one word, it would definitely be 'PREPARATION'. Be prepared to take your first steps to a valuable life.

Khairulnizam (Business Owner)

Adds personal touch in financial planning

Syamim has done a superb job in helping me manage my needs and goals. I am impressed by how he never fails to go the extra mile to provide me with the education (through slides, summaries, and infographics) and recommendations of the various different policies. He is meticulous in managing his client's portfolios. He is also sensitive to my needs and is very considerate of the challenges that I am facing at the stage of life I am in.

He is the most genuine financial consultant that I have encountered and has never failed to add a level of personal touch during our interactions. I would highly recommend him to anyone who is looking for advice in financial planning and services!

Ilham (Psychologist)

Honest and genuine

Syamim was made known to me by a close friend of mine whom recommended me to see him as I require certain advise because my previous financial advisor does not seem to be helpful. Thus, I decided why not give it a try since its a recommendation from a close friend of mine whom I trust.

What was beneficial to me was the different approach Syamim took by going through the extra mile to explain the pros and cons of taking up different insurances and investments, taking his time to clear my doubts. His explanation was very precise and eye opening to me as my perception of financial planning was not what I expected it to be.

Syamim was the one and only financial advisor which changed my perception of the typical financial advisor out there who only wants to hit their sales targets.

I would highly recommend Syamim to my friends and family members whom is keen to know more about financial planning as I feel that he is one of the most genuine and honest financial advisor that I've known without any doubt.

Mad (Auxiliary Officer)

Easy-going and knowledgeable

We got to know Syamim through our brother, which he happens to be close with our good friends/ neighbours. This made us clicked so easily.

Syamim was very easy-going and it is very comfortable to talk to him on regards to any financial matters. Syamim needless to say is very knowledgeable and well equipped with all the needed skills which helps us to understand in depth on the insurance we are signing up for in comparison with the other agents we have been with before.

At the same time, he helps us keep track of our financial commitments and savings. This is very beneficial for us since we are a newly married couple, hence, building up our extra savings and emergency funds really prep us for what to come in the future!

We definitely recommend his services to others and for you to know how great he is, you will have to contact him to let him guide you and experience it first hand.

Syila (Marketing Exec) & Faiz (Operations)

Periodically checks on your financial progress

Before I met Syamim, I had very little knowledge on the importance of having insurance, and financial management. Not only does Syamim guide me on getting the important, and necessary insurance and saving plans, he went above and beyond and assisted me to plan my important milestones such as marriage, family, housing and retirement plans. He is very knowledgeable with regards to insurance, investments and financial management to name a few, and it is clear to me that helping his clients with getting the right policies and financial planning is his passion.

I had a different Financial Advisor previously before I met Syamim, and I can confidently say that Syamim is not your average advisor. He is very genuine with his work, and his advice, and he periodically checks up on your financial progress. I feel very comfortable meeting up with him for these sessions as he does not poach me into signing up for any upgrades or plans that I don’t need. In fact, he even encouraged me to only sign up when I feel financially comfortable to do so.

With that, I fully recommend Syamim as your financial advisor. His sincerity to help, and his knowledge of the industry and lifestyle makes him one of the best financial advisors out there.

Shahrin (Manager)

He goes the extra mile

Syamim have been very helpful in advising me how to manage my finances well. He gave me valuable tools to help see where my expenses go.

One of things I like about Syamim’s financial planning is that, he is very clear and concise. He focuses on every detail of my financials and making sure that all factors are taken into account.

Unlike other financial planners, Syamim goes the extra mile to plan for my future upcoming expenses like BTO, having a baby etc. He has an excel to show me how much money I need in my CPF OA to manage my monthly housing loan.

I would recommend a meeting with Syamim to anyone who wants to learn about managing your money and investing smartly.

Ridhwaan (Analyst)

Makes complex concepts concise

Syamim is extremely patient and sincere in our meetings together. He is not pushy and shows real satisfaction in getting me on track for my financial goals. Highly recommend him as a financial consultant if you want someone that makes complex concepts concise, is responsive to your needs and is genuinely invested in your goal progress.

Keith (Engineer)

Starts with our goals instead of his

Syamim is very transparent with his services. Among other things, I like that he helps me monitor and my investment performance consistently as I may not always have the time to do it.

As many have a hard time trusting financial advisors, Syamim starts with our goals instead of his. He will discuss with us to see what suits best for us.

I would definitely recommend all of you to meet Syamim. My friends and families that I've recommended to Syamim came back with good experience and all of them mentioned that their previous other financial advisors have not been there for them throughout their journey in financial planning unlike Syamim.

Syafiq (Police Officer)

Benefitted from detailed excel sheets

When I met Syamim, he seemed genuine and not pushy at all. Sessions by other financial planners that I met typically employed hard sell tactics and this makes Syamim different from them.

I benefitted a lot from the excel sheets where he mapped out the expected/ideal cash flow per month and how to diversify the free cash flow in various ways.

Not only that, he also shared with me on ways to invest within my financial lane.

Nisha (Researcher)

Learnt more on investments

I chose to meet Syamim as he is my family's financial advisor. Before our first meeting, he guaranteed that the meeting would be non-obligatory and he kept his promise.

Through meeting him, I feel that learning more about investments and how to grow my money in the long term very useful. I think this is important for young people like myself to learn as we may need cash in the long term.

I would definitely recommend this meeting to others. This could be useful for anyone at any age to learn more about how to manage their finances or even grow their money.

Syahir (Student)

Provides detailed explanation

We were planning for our future and Syamim came rolling. We met and then decided we weren't ready for commitment. Told him maybe in a years time, and he really did come back to us in a year! Super committed lah this guy!

At first we thought its solely insurance but after listening to his explanation, we got a better understanding on financial planning and we were sold!

Syamim is super patient and meticulous in his work. He provides us with detailed explanations when we are in doubt. Always giving us good recommendations without being pushy. Top 5% service!

We would definitely recommend meeting Syamim! It will set you back 30 mins of your time but it is worth a lifetime.

Suriani (Nurse) & Nurul (Firefighter)

Trustworthy and professional

Syamim is a very trustworthy individual and is always professional to work with. He ensures that I can build up a financial plan that enables me to reach my goals.

The meeting with Syamim helps me feel confident that I am well covered in terms of wealth protection and accumulation.

I would most definitely recommend everyone to meet Syamim as it is beneficial for the future.

Syahir (Civil Servant)

Fuss-free and reliable

Syamim has been a trustworthy and reliable financial advisor to me and my family. The solutions he laid out for us has always been very easy to understand and caters to our needs and life stages.

I recommend anyone who wants to have a fuss-free advisor to meet Syamim as I believe everyone will stand to benefit regardless of your current life stage.

Firdaus (Civil Servant)

GUIDE THROUGH IMPORTANT MILESTONES

I have known Syamim for more than 10 years. Despite our close friendship, he has always remained professional whenever we discuss topics on personal finance.

Syamim has guided me not only in typical insurance and investments but also helped me plan through important milestones in my life such as marriage, renovations and family planning.

I would definitely recommend engaging Syamim's services as his holistic and long-term financial planning has allowed me to live my life worry free.

Uwais (Firefighter)

Holistic way of doing financial planning

I appreciate Syamim's holistic way of doing financial planning. With his help, I have benefitted in learning on how crucial financial planning is to our lives, both current and for the future.

Syamim is someone whom I will surely recommend to others who will greatly benefit by his friendly and assuring disposition. He is very approachable and provides excellent advice in his financial planning sessions.

Fazil (Teacher)

Planning for a newborn

Syamim has helped us plan our finances, which has been very useful, especially after having our newborn daughter.

Prior to planning to have a child, Syamim made the effort to explain how having a child will change our financial situation significantly. With that, he gave tips and advices which made us confident that we could go ahead and plan to start a family.

Syamim has been very thorough with his explanation on the policies & he understood the needs that we were looking for. I would definitely recommend these meetings to others!

Dira (Retail) & Syazwan (Civil Servant)

SHARES PERSONALISED CONTENT

The most beneficial part of meeting Syamim is that he helped me calculate my cash flow clearly and gave advise from there on what are the actionable steps to take, including general tips such as ways to reduce expenses.

I recommend this meeting to others as Syamim always has a personalised content to share with me. He always ask if I'm comfortable with a certain recommendation and gives alternatives if he sees me having a difficult time in making a decision. All in all, there is an element of legitimate care and concern abt my wellbeing and what the future holds for me shown by Syamim.

Zul (Civil Servant)

Open and understanding environment

Meeting Syamim helped me establish a proper system that I could use to ensure accountability of my finances.

He made me realise that it is crucial and necessary for me to plan ahead be it short-term or long-term in terms of personal finances.

I definitely would recommend this meeting to other people because he ensures that the methods he suggests are applicable to my financial situation as well as provide further insight to better improve my financial literacy.

People would definitely benefit from meeting him as he provides a very open and understanding environment when it comes to personal financial aspects like spending and income, and even takes a step further in providing a viable solution that is effective and personalised.

Nasran (Early Childhood Teacher)

INSIGHTFUL EXPERIENCE

Syamim helped me sort out my finances and created a monthly financial plan I could follow. This has been very helpful for me in keeping my finances in check.

I now understand that personal finance does not mean to just work and save up money in the bank. We will never have enough savings to cover our daily expenses if we fall sick one day hence the need to protect our income. Wealth accumulation starts with investing on assets over a long period of time. Putting this amount of money in a bank would be meaningless if you compare the interest earned from the bank vs inflation.

This experience was insightful and I finally understand the importance of financial planning. From my experience, other advisors did not explain it clearly enough for me as he did.

I would definitely recommend this meeting to my close friends and family.

Firah (Investor Relations)

Gain clarity on your finances

Syamim sets realistic financial expectations and goals for the future. Through meeting him, I learnt on the importance of income distribution for an effective financial management. I would definitely recommend a meeting with him to seek clarity in your finances!

Aqil (Auxiliary officer)

Makes it a point to educate his clients

Syamim is very earnest in helping me draw out my financial plans across short, medium and long term periods. He takes time run through in detail on the different aspects of financial planning. Importantly, he makes it a point to educate his clients so that we can achieve a better understanding of our financial status. Syamim gives valuable advice to ensure our needs are met first before helping us to achieve what we want by putting in place realistic goals. Syamim will also provide periodic follow ups to ensure we remain on track and is always available for any queries. I sincerely recommend Syamim to anyone that is looking for any financial services and planning.

Naufal (Pilot)

Allocation for marriage and housing

Syamim is a reliable and knowledgeable advisor who is forward-looking, and gives me advice on how to better manage my finances. During our most recent review, he advised me on how to better allocate my money to achieve my saving goals. Syamim also reviewed my insurance plan and shared new changes for my consideration, which allows me to plan and think further ahead. As I am getting closer to getting a house/marriage, the latest review was necessary and important as it allowed me to make adjustments to my financial planning.

I would highly recommend choosing Syamim as your Financial Planner as he has the heart for his clients 👍🏻

Vivian (Teacher)

Comfortable and engaging

Syamim has been very informative and always gives us advice and alternatives, not only for financial services, but anything that is within his abilities. He has been very honest on providing us with plans that are within our needs and budget. His explanations were clear and he ensured all our doubts were clarified.

Before we met Syamim, we engaged another insurance agent and it was truly a negative experience. However when we were introduced to Syamim, he was able to solve our financial concerns. He made all our sessions comfortable and engaging.

With that, we have been recommending him to our friends and colleagues around me and we will continue to recommend him when we have the chance!

Thank you for your help!

Zai (Axillary officer) & Aqilah (Engineer)

Detail-Oriented

Syamim was introduced to me by my sister when I raised some concern about my previous insurance plan. After sharing my previous plans to him, we set up a meeting. During the meeting, Syamim took the extra step to explained thoroughly about my previous plan which was not done properly by my previous agent.

During the explanation, he made sure to give a better understanding between the plans, the benefits and drawbacks of each policy. He helped me in understanding my current financial state and adjusting to my needs with the policy I needed. He even went the extra mile in assisting to draw up a financial plan which would help to increase my wealth.

While sharing the policy, Syamim is not aggressive - as compared to some agents - in trying to get me to sign up. He ensured that I thoroughly understands everything and gave me time to decide on which plans would be most suitable for me.

Syamim has my utmost confidence in his genuineness to help his current and future clients. On top of that, he is readily available to answer any queries or doubts I have with regards to my policy. Thank you! Highly recommended.

Haziqah (Healthcare worker)

DISCLAIMER

https://sg.gelife.co/disclaimer

Muhammad Syamim
Rep No: MSB300365203
Representing Great Eastern Life Assurance Company Limited

Muhammad Syamim

Senior Executive Financial Planner

Muhammad Syamim

Senior Executive Financial Planner

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