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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Inflation woes? We crowdsourced 9 grocery-shopping tips from aunties

Feeling the pinch? Here's a list of simple hacks when you're out shopping for essentials.

 
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How To Create a Personal Budget in 6 Steps

Budgeting allows you to effectively track and manage your income so you can control how much you spend and save. Use the following steps to create and manage a successful budget

 
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JAPANESE MONEY SAVINGS TIPS - Kakeh - Shsei

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Carlo (Engineer)

I met Syamim for a financial planning consultation, learnt a lot about financial planning and setting goals. He has helped me plan for my personal milestones through an excel and it has allowed me to keep track of my progress as well as know how much exactly to save/invest in order to meet my goals. Highly recommended for anyone who wants a detailed and personalized financial plan.

Nasruddin (DevOps Engineer)

I've known Syamim during our NS days and he's a very kind and approachable person. I would definitely say one of the benefits of meeting him is the idea of retirement planning especially at our age right now. The saving structures and systems he comes up with is also beneficial. Not too hard, neither is it too insignificant. Easily said, Syamim doesn't hard sell you anything. Knowing him , all he ever wants to do is to help people out financially. Obviously he can't give you the fish. He'll teach you how to get them, especially on how to manage your finances. That's what I've been looking for after all these years of searching. I would most definitely recommend Syamim to my friends. In fact I have list of names to recommend him to. If he's not anywhere near my standards, I wouldn't even consider recommending. By far, he is the most understanding, professional and hard working adviser I've known. Thanks for helping me out a lot Syamim. Especially taking so much of your time to plan for me financially. Going out of your way just to schedule a time slot with me. Really appreciate all your kindness and may you succeed in in this life and the hereafter.

Nikita (Actuary)

My partner found Syamim and he has been nothing short of exceptional. From the very beginning, he showed a deep understanding of my insurance needs and took the time to guide me through the process of selecting the most suitable coverage. His expertise and attention to detail gave me confidence that I was making informed decisions to protect myself and my assets. Throughout our interactions, his professionalism and knowledge have been evident. He have always been prompt in addressing any questions or concerns I had, and his clear explanations made even the most complex insurance terms easy to understand. What truly sets him apart is his dedication to my best interests. He have consistently gone above and beyond to assist me with various policy adjustments, ensuring that my coverage remains up to date and aligned with my evolving needs. His proactive approach in periodically reviewing my coverage is a testament to his commitment to providing the best possible service. I am truly grateful for the level of care and personalized attention he have provided. His professionalism and integrity have set a high standard in the insurance industry, and I feel fortunate to have him as my agent.

Ayesha (Designer)

I choose to met Syamim after being recommended by my husband, who has been his client for years. I found the meeting with Syamim to be beneficial for me as he gives me realistic and practical financial advise for me to act upon in order to achieve the goals I desire. The meetings has also made me more confident on my finances especially in planning for my milestones such as marriage and housing due to the actionable steps given to me. The experience with Syamim was different compared to other financial planning sessions I previously attended as Syamim was more specific and holistic, especially in tailoring his recommendations to my current lifestyle and life stage. The previous agents were very pushy and only gave surface level advice. I would definitely recommend everyone to meet Syamim for your finances!

Faheem (Pricing Analyst)

Syamim has been my financial advisor ever since I graduated, and he has been a great help in providing a catered financial plan for me. Not only did he go through what I needed in the policies, but he also went the extra mile of understanding my financial position as well as risk appetite and gave expert advise on how to take on my financial journey. On top of that, Syamim often shares his insights on how he manages his own risks and accumulate wealth, unrelated to the products that he is selling. This allows me the autonomy to make my own financial decisions without feeling obligated to purchase the financial products that are available. Initially, I was sceptical about financial advisors as they tend to be pushy and often upsell their products based on my past experiences with some of them. However, with Syamim I am able to put my utmost confidence in him as he would ensure that he understand my financial standing and life priorities before even proposing a solution to me. This is what I appreciate most about in my financial advisor, and I would not recommend Syamim more to anyone who needs an advisor or a mentor!

Iskandar (Civil Servant)

I chose to met Syamim as he was a very welcoming and friendly person. Overall, all the financial planning sessions were very insightful and Syamim explained everything clearly. He advised me accordingly according to my budget and goals. Throughout the sessions, he was very easy-going and made me feel very comfortable. I would definitely recommend this meeting to my friends and family!