| It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream? | | Retirement Date Risk And Sequence Of Returns Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk! | | Key to retirement planning: Don't panic It can be hard to live within your means after retiring, so make your extra funds work harder. | | Children and Retirement | | Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Ilham (Psychologist) Syamim has done a superb job in helping me manage my needs and goals. I am impressed by how he never fails to go the extra mile to provide me with the education (through slides, summaries, and infographics) and recommendations of the various different policies. He is meticulous in managing his client's portfolios. He is also sensitive to my needs and is very considerate of the challenges that I am facing at the stage of life I am in.
He is the most genuine financial consultant that I have encountered and has never failed to add a level of personal touch during our interactions. I would highly recommend him to anyone who is looking for advice in financial planning and services! | | | | Ian (Music Teacher) I chose to meet Syamim because he comes across as an amicable, friendly and patient person.
I find the meeting with him to be non pressuring, relaxed and we are able to share about any other interests, topics and concerns.
He is able to give practical financial advise outside of the policies he is selling, just like how a friend would.
I would recommend this meeting to others, as it will also encourage and empower people to think for their own finances, as they partner with Syamim, for better in their financial management. | | | | Abdullah (Customer Service) I am not young anymore and I need help from the professional to make decisions about what I should do with my money, including investments and financial planning. Syamim was recommended by someone I knew and gave good reviews about him. His easy-going and patient nature made me feel comfortable.
Syamim uses his knowledge and expertise to construct a personalized financial plan according to my own goals. The financial map provided was useful in helping me visualize the various financial milestones. I am impressed with his slides, summaries and infographics of the various policies and he ensures the policies he offer suits me the best without being pushy.
I will highly recommend Syamim to my friends! He has helped me to plan for my future. I appreciate the efforts he put in to meet my needs and he is always there to clarify my doubts while also answering any questions I have on my financial plan. Thank you for the excellent service! | | | | Diyana (Lawyer) I decided to go with Syamim compared to other financial advisors as he was strongly vouched for by one of my closest friends, and I truly needed someone who's able to understand my predicament at that material time!
I like the fact that Syamim never once pressured me to buy a policy that's beyond my age. At times there were considerations which I raised to him, and he'd succinctly advised me against it as my position doesn't allow / necessitates me to consider such considerations.
Syamim is someone who truly understands how finances interplays with insurance - he's not one of those who just regurgitates whatever that was taught wholesale to him during his financial advice training, since he himself is involved with stocks. He has your best interests in mind!
I would definitely recommend meeting Syamim! For people who are of different industries than Syamim, there's no need to fret! Personally, he was able to simplify things for me whilst being able to capture all the necessaries - this is a key sign that one truly knows their products and clients' interests. He doesn't judge as well (a key thing for me), and would instead advise on what's the best path moving forward. | | | | Joshua (Civil Servant) Syamim was a recommendation from a colleague of mine, as Syamim had been his advisor for many years. After my first meeting with him, I found that his financial planning for my goals for both my short term and long term were very well done and in-depth. The advice given has been extremely beneficial for me.
He was able to show roughly how much I would have if I have saved and how much I required for my specific goals in life, so that I would be able to not worry about my finances.
As compared to other financial advisors, Syamim gave a more personal touch I feel. He seemed more genuine and only advised me on what I needed. I felt more comfortable, especially since he was also in my shoes during his NS, and he understood what risks there were and what challenges I may face financially or physically in my line of work.
I would definitely recommend meeting Syamim! He is very down to earth and genuine. He looks out for his clients, and regularly checks in to see how we are doing. Definitely would recommend him to others! | | | | Aameena I recently had the pleasure of working with Syamim from Great Eastern for my insurance needs, and I must say that my experience was exceptionally positive.
Syamim demonstrated a high level of professionalism and provided excellent customer service throughout the entire process. He was prompt in responding to my inquiries, addressing my concerns, and guiding me through the complexities of various insurance policies.
What sets Syamim apart is his in-depth knowledge. He took the time to thoroughly explain the available options, helping me understand the intricacies of each policy. His expertise made it easier for me to make informed decisions that align with my specific needs.
Communication was generally clear and concise. I appreciated Syamim's commitment to tailoring a policy that fits my unique requirements. He took the time to assess my situation and customize a plan that not only provides comprehensive coverage but also fits within my budget.
Working with Syamim was a refreshing experience in an industry that can sometimes be overwhelming. His dedication to customer satisfaction, coupled with his knowledge and professionalism, makes him a reliable choice for anyone seeking insurance solutions.
I highly recommend Syamim to anyone in search of a trustworthy and competent insurance agent. His commitment to excellence is evident, and I feel confident knowing that my insurance needs are in capable hands. | | | | |