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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

After a pause or shift in pace, it’s natural to need a quiet reset. This season is about steady steps — not starting over, but picking up where you left off with a bit more clarity. A moment to reflect, realign, and move forward at a pace that feels right.

Why It’s Hard to Rebuild Focus After a Break

Focus drops after time off because mental routines are disrupted. The article explains the science behind it and offers ways to rebuild concentration gradually and realistically.

 
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Recharging from a Mid‑Year Slump

Mid-year dips in motivation are common. This article suggests reflection, rest, and small changes to reset energy and stay engaged for the rest of the year.

 
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Avoiding the Post‑Vacation Blues

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Shan (Firefighter)

Syamim was referred to me by my childhood friend. It was to do financial planning for my wife and I. Syamim went the extra mile to look into these for me and realized that 1 of my policy was over paid and the benefits was not worth for the amount I was paying. From my experience, most financial advisors will relatively ask you to start investment plans and seldom speak about emergency funds. Syamim was the opposite, he told me to grow my emergency funds first and invest only after that. He has given me a bigger picture on financial planning and choosing the correct policies. Its never 1 option. He always gives minimum of 3 options and a recommended one. That is what we call a zero obligation consultation. We met a few times before deciding on a certain policy. Every meeting with him was a beneficial one. I believe 1 consultation with Syamim is enough to know where you currently stand in your financial profile. I would definitely recommend Syamim to people I know. His knowledge in financial planning is top notch.

Haidar (Customer Success Manager)

I have known Syamim on a personal level for a couple of years through mutual friendship. In our first meetup, Syamim's tech-savvy preparation and vast knowledge on all personal financial planning aspects left me thoroughly impressed. It was easy to understand and never felt intimidating, even for a guy like me who only knew basic terms. I would strongly recommend anyone who is keen to map out their short and long term financial goals with Syamim, who's attention to detail, listening skills and honest approach will lead the nervy experience of financial planning into a highly insightful one. Keep up the outstanding work Syamim!

Raj (Civil Servant)

Syamim has been a great teammate and even better friend over the many years that I have know him. As chance would have it, he is my financial consultant currently and I wouldn’t have it any other way. He is always earnest, sincere about the products and services that he recommends and only wants the best for my long term financial goals. I would definitely recommend Syamim to any of my family and friends as he provides personalised and round-the-clock care and service to his clients!

Diana (Teacher)

I chose to meet Syamim on the recommendation of my husband actually! I thought it would be seamless and easier if Syamim manages both of our plans and I’ve never regretted my decision! He’ll listen to your needs and recommend the best plans for you. I like that he gives options for his recommendations and he respects my choice. I like the part where he asks me what’s my current coverage and how else can I better protect myself. He also maps out what I’m aiming for in the future so I find that very helpful if I know where the money I’m investing in my plans is going to. He also goes through the plans in detail, and yet simplifies it so it’s not too overwhelming. I also like that he personalises and customises a sheet to track my plans, so I know that he is keeping up with it! His session is different from other advisors that I’ve met where it’s just an overload of information and they just recommend the plans to get without asking the consumer what are their goals. I would definitely 100% recommend this meeting to others! Syamim will provide a customised experience for your financial planning needs!

Fattimah & Aydan (Senior Lecturer & Son)

Syamim has provided a holistic approach of life and medical insurances, investments and savings goals for me and my son by; • consolidating my policies from 4 other financial companies so that I could see the big picture • drawing out a timeline based on my son's and my life’s milestones • showing me the gaps in my long-term planning and recommended viable options • supporting me to embark on a more robust investment strategy. Although I am risk-averse, his knowledge and experience has assured me to be more confident • actively monitoring my investments and providing timely advise in the midst of uncertain market • advising me on ceasing of policies which were not beneficial • assisting me in applying for my claims • providing me with pertinent information on LPA, will and nominations and going the extra mile of not only providing the forms but filling up the necessary information and providing the stamped envelopes. He is professional, knowledgeable and has a positive and sincere attitude. His patient demeanour made it easy for me to share my plans and objectives. I would definitely recommend him as I am sure that he would be able to enhance others seeking to optimize their financial status and living quality and also protect their assets and lives.

Jasmine (HR Executive)

Syamim is a dedicated and thoughtful Financial Advisor. He listens to my queries and addresses each of them professionally. Putting clients’ interest and needs first, he keeps up with the global financial situation and shares with us on the challenges economically. He is attentive to my needs and wants and plans accordingly to attain both personal and financial goals. Will gladly recommend Syamim’s service to my friends.