| For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth. | | 5 Tips to Planning a Safe Trip in 2022 The pandemic has drastically impacted the way people travel. With COVID-19 ravaging the planet, countries around the world are changing travel requirements in 2022. If you're planning a vacation to get away from the stress of the past two years, here are five tips for planning a safe trip | | The Top 22 Places to Travel for Spring, Summer and Fall 2022 International travel has taken a hit these past two years. But nonetheless, our annual list of the top travel destinations is back and better than ever. As always, our aim is to highlight places that offer exciting reasons for architecture and design lovers to visit during the rest of 2022, from major museum openings to burgeoning trends worth checking out. Read on for our picks for our top picks and be sure to get planning. | | The Point of Travel | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Khairuddin (Engineer) Syamim sets realistic targets for myself and others who I know based on our current financial status. He is not afraid to be upfront about things which he considers important for my financial well being.
Always sincere and eloquent, he explains the different financial plans in a clear and concise manner. He also sets a good example for his clients and is transparent regarding all things money-related.
Extroverted and approachable, I am not afraid to raise my concerns to him and he will address it objectively. One particular thing I can takeaway from him is that you do not have to be book smart to be financially smart, you just have to be prudent and realistic.
My experience with him has been nothing but pleasant and I will learn new things every time we meet. I highly recommend anyone who wants to learn the ropes of good personal finance management to approach Syamim! | | | | Shafiq (Civil servant) & Nani (Teacher) I chose to meet Syamim because I was curious on how my fiancé manages his financials. We are open when it comes to financial management and what really captured my attention was that Syamim pays attention to the small details for his clients. He ensures that Shafiq doesn't feel burdened and did not force him into anything that he cannot commit to yet. Something different about Syamim is that he does excel sheets on planning for you so that you won’t question what is going to happen because it is already projected on the excel. He is the only agent that we see doing this, which gives you personalised data and a feeling of priority.
For me, I find that him putting himself into my shoes really shows the decency of a human being. He knows that everybody is struggling with something and he ensures that I don’t feel embarrassed or difficult when talking to him.
When talking to him for the first time, I felt comfortable as though we were friends before. He made it seem easy to talk to him about anything. He can do both small talks and deep conversations. When I first heard about him from Shafiq, I did not expect to see a friend more than an agent.
I would definitely recommend this meeting to everyone. I’ve met with a few financial advisors and Syamim made me the most comfortable to talk about my financial situation. Convincing is something anyone in this field can do but trust takes courage and time. And he seems genuine for me to trust. | | | | Farhaan (Civil servant) I’ve known Syamim since he was serving his national service with SCDF, so when he reached out to me for financial planning, it felt like the right time to get started. What gave me additional confidence was knowing that several of our mutual colleagues already trusted him to manage their finances. Working with Syamim has been a smooth experience—he's always responsive, easy to reach, and takes the time to explain things thoroughly.
He breaks down complex financial matters in a way that’s easy to understand, which really helps with making informed decisions.
I trust him to guide my financial journey and appreciate the clarity he brings to the process and would definitely recommend his services | | | | Nadiah (Executive) Meeting Syamim was one of the best financial decisions I’ve made. I first reached out after seeing mutual friends engage him as their advisor, mainly because I had no insurance and wanted proper guidance before two big life milestones — marriage and buying a house.
The session was incredibly insightful, especially on insurance and financial planning. I had zero knowledge before, but Syamim explained everything clearly and helped me understand how to plan for both short- and long-term goals.
What stood out most was his approach — he’s not pushy or sales-driven. Instead, he recommends plans that genuinely fit your budget, lifestyle, and goals. Syamim is detailed, professional, and genuinely cares about helping clients build a solid financial foundation for a better quality of life. I’d highly recommend meeting him to anyone looking to gain clarity and confidence in their finances. | | | | Haidil (Civil servant) I met Syamim as he was the financial advisor to many of my friends and colleagues.
The financial planning and projection of my goals through his excel sheet allowed me to balance and plan my goals not only for the short term but also for the longer term. In addition, I got to know the importance of having adequate insurance cover in order to live my life without worries.
Syamim was different to other advisors that I have met as he went through the extra mile to personalize his solutions to my needs and situation and makes the effort to conduct yearly reviews to ensure I am on track with my goals.
I would definitely recommend others to meet Syamim | | | | Nikita (Actuary) My partner found Syamim and he has been nothing short of exceptional.
From the very beginning, he showed a deep understanding of my insurance needs and took the time to guide me through the process of selecting the most suitable coverage. His expertise and attention to detail gave me confidence that I was making informed decisions to protect myself and my assets.
Throughout our interactions, his professionalism and knowledge have been evident. He have always been prompt in addressing any questions or concerns I had, and his clear explanations made even the most complex insurance terms easy to understand.
What truly sets him apart is his dedication to my best interests. He have consistently gone above and beyond to assist me with various policy adjustments, ensuring that my coverage remains up to date and aligned with my evolving needs. His proactive approach in periodically reviewing my coverage is a testament to his commitment to providing the best possible service.
I am truly grateful for the level of care and personalized attention he have provided. His professionalism and integrity have set a high standard in the insurance industry, and I feel fortunate to have him as my agent. | | | | |