| Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability. | | 9 High-Income Skills to Develop in 2024 This article outlines nine high-income skills to focus on in 2024, including UX design, project management, data analysis, software development, content creation, AI, leadership, communication, and teamwork. | | Making the Most of $300 Climate Vouchers This article explores how households can utilize $300 climate vouchers to adopt sustainable practices and products, emphasizing the importance of climate action through accessible financial support. | | Investment opportunity matters: How to close the wealth gap | Jason Frishman | TEDxBabsonCollege | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Naqia & Emi (Civil servant) Syamim is a great financial advisor.
We had other insurance agents before, but like most, after signing up for the insurance or financial plans, agents tend to vanish. When you are laid in a hospital and need help, you'd expect your agent to be able to answer your queries. Ours didn't. Luckily for us, we had already engaged Syamim as our financial advisor. When I was admitted to the hospital, despite not having a hospitalisation plan with him, Syamim gave us the answers that we needed when our own agent disappeared on us.
After I was discharged, again it was Syamim who helped us with the claiming. Imagine that! An honest and reliable financial advisor in your time of need!
He didn't hard-sell any of his plans. He listened to our needs and explained thoroughly about the plans he thought was necessary at different points in our life.
A great financial advisor that we would definitely recommend!! | | | | Xin Ni (Pharmacist) Syamim is one of the few financial advisors that go that extra mile. On top of being knowledgeable in the financial field, he:
* Patiently sits down with you through multiple sessions to understand your financial needs before sharing his recommendations
* Gives you a Holistic overview of your finances throughout your life after mapping it out with you, using easy to understand graphs and excel models (no overly complicated excel formulas involved!)
* Explains to you the different financial tools you can use (not limited to insurance policies only) to achieve your financial goals, taking to account your life circumstance and your goals , and ensures that you understands before embarking on anyone of them
* Takes to account your current insurance plans
* And most importantly, respects your final decision
I happen to just met Syamim at the point where I started to have quite a number of insurance policies and is not sure which are necessary, coupled with having huge expenses coming up in my life. Initially I didn't expect much from his sessions, but after each session, I seem to have gained new knowledge and understanding on my current financial situation, and is empowered to make right decisions.
I would definitely recommend Syamim to anyone who is looking for a person to properly guide them into managing their finances in their lives, as he doesn't see you as a customer/client, but treats you as a buddy that wants to help you with managing your finances. | | | | Zaki (Supply Chain) I met Syamim because he is a close friend of mine and I knew from our relationship that he was someone professional and trustworthy. Any communication with him regarding any topic was very easy and fast.
Upon meeting him, he made me realise the importance of insurance to protect my income and health in the event of any health issues. Most importantly, the financial plan that he crafted for me made me become more disciplined in my savings which allowed me to reach my financial goals faster such as planning for my marriage.
I would highly recommend anyone to meet Syamim so that he can share with you the importance of financial planning as well as create a step by step plan to achieve your financial goals. | | | | Aiq (Teacher) I wanted to take charge of my finances and start my financial journey right as I just got a full-time job and was planning to get married. My then fiancé, now husband, introduced me to Syamim. We met for a non-obligatory consultation, and I was clueless then – no idea about what type of insurance I needed or any savings or retirement plan.
What made me choose Syamim as my financial consultant was that he was patient in explaining any question that I had. No question was a bad question. He was thorough in his explanation and whenever I was not sure which option to choose, he will go through all the options I had and did not pressure me to sign for anything I was uncomfortable with.
He is very consistent in checking up on my husband and I, we meet every half-year for an update (whether we are on track or not – so nerve-wrecking haha) and what to work towards in the next 6 months, which I find is helpful. Although my husband and I threw some surprises his way in terms of our plans, Syamim was quick to relook at our finances and set new, manageable goals for us.
Thanks Syamim for your patience and hard work so far! 😊
| | | | Azmi (Business Owner) Syamim has been my advisor for more than 5 years and I can honestly say that his service, consistent follow ups is top notch. He makes the effort to plan my milestones and finances holistically without having the need to hard-sell me plans every year. I highly recommend Syamim to anyone who wants a fuss-free and enjoyable working relationship. | | | | Diana (Teacher) I chose to meet Syamim on the recommendation of my husband actually! I thought it would be seamless and easier if Syamim manages both of our plans and I’ve never regretted my decision! He’ll listen to your needs and recommend the best plans for you. I like that he gives options for his recommendations and he respects my choice.
I like the part where he asks me what’s my current coverage and how else can I better protect myself. He also maps out what I’m aiming for in the future so I find that very helpful if I know where the money I’m investing in my plans is going to. He also goes through the plans in detail, and yet simplifies it so it’s not too overwhelming. I also like that he personalises and customises a sheet to track my plans, so I know that he is keeping up with it!
His session is different from other advisors that I’ve met where it’s just an overload of information and they just recommend the plans to get without asking the consumer what are their goals.
I would definitely 100% recommend this meeting to others! Syamim will provide a customised experience for your financial planning needs! | | | | |