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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

6 Money Lies You Might Be Telling Yourself

Whatever your financial situation, there are money lies you should stop telling yourself because they could hold you back from financial success, happiness and peace of mind. Here are 6 money lies you should stop telling yourself and how you can change your mindset.

 
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The 10 Biggest Misconceptions About Life and Happiness That Are Holding You Back

Not questioning the folly of our generally-accepted conceptions about life and happiness is an act of a fool. As such, today, let’s challenge and question the 10 biggest misconceptions that are holding you back from leaping forward into the life you wish to live and the person you aim to become.

 
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The money talk that every couple needs to have | Your Money and Your Mind

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Shan (Firefighter)

Syamim was referred to me by my childhood friend. It was to do financial planning for my wife and I. Syamim went the extra mile to look into these for me and realized that 1 of my policy was over paid and the benefits was not worth for the amount I was paying. From my experience, most financial advisors will relatively ask you to start investment plans and seldom speak about emergency funds. Syamim was the opposite, he told me to grow my emergency funds first and invest only after that. He has given me a bigger picture on financial planning and choosing the correct policies. Its never 1 option. He always gives minimum of 3 options and a recommended one. That is what we call a zero obligation consultation. We met a few times before deciding on a certain policy. Every meeting with him was a beneficial one. I believe 1 consultation with Syamim is enough to know where you currently stand in your financial profile. I would definitely recommend Syamim to people I know. His knowledge in financial planning is top notch.

Farishah (Nurse) & Suqiman (Firefighter)

Syamim is a great person with great character. He is very trustworthy and provides excellent service. He has made the process of dealing with insurance easy. We also found him to be professional, knowledgeable, and empathetic to our needs and financial capabilities. He was able to get a handle on our needs and help us navigate our way around what we needed most. More than that, Syamim treated us more like a friend than a client. He made us feel that he genuinely cares about everyone’s financial well being. His honesty wins our respect and trust. We appreciate what Syamim has done for us and we will definitely recommend him to our friends and family.

Daniel (Civil Servant)

I felt confident engaging Syamim as my adviser because he is knowledgeable in the industry and very sincere in assessing my financial health. He never hard sells any policy and always considers my existing financial capabilities when proposing any policies. He will ensure that i am able to maintain them with a piece of mind and at the same time, be well protected and insured. He is a patient, humble, sincere and realistic person whom i will not hesitate to recommend. I first met Syamim several years ago when he just started out as a financial adviser. Im glad and proud to learn that he has made many achievements throughout the years and has proven himself as a competent and successful adviser whom you can trust. Thank you Syamim for your service.

Aktar (Analyst)

I’ve known Syamim for about 10 years now. The biggest thing I appreciate about him as a financial planner is how he has never leveraged on our personal relationship to be pushy. Instead, he was extremely clear and detailed in his breakdown of what options were available to me. Syamim then tailored his recommendations to what fit my risk profile and financial goals. This built a good foundation of trust and confidence in him as a financial planner. Beyond this, we have had many exchanges which has aided me in both my professional and personal development. I cannot recommend him enough!

Zahiraah (Project Executive)

I met Syamim because I felt the need to make smart money decisions and wanted to understand insurance and investing better. The financial calculations were beneficial and it helped me prioritise my money habits and understand the big ticket expenses in my near future. This experience was different compared to other financial advisors I met as not only did Syamim advised me on financial planning, he also helped me to visualise the steps required to reach the goals I have. He's professional, well informed and very friendly. He also advices beyond the point of his personal gains and instead focuses on his clients' gains. That extra mile is genuine. I would definitely refer to friends.

Xavier (Software Developer)

Syamim was introduced to me a few years ago, he was originally recommended by my close friend. I was skeptical of FA in general but Syamim puts me at ease. He clearly outlines the pros and cons of his plans, any fees and pitfalls you should be worried about when investing or looking into insurance. Even if you decide not to engage him, he still gives you 100% and breaks down very logical goals for you to understand in an easy manner. Overall will and have been recommending Syamim to everyone!