| Singapore’s Budget 2025 lays the foundation for economic resilience and community support. From financial aid and SG60 perks to business investments and digital growth, this edition unpacks key measures shaping the nation’s future. Discover how these policies impact businesses, families, and individuals in an evolving landscape of opportunities and challenges. | | Budget 2025: A Feast of Support for Singapore’s Future Prime Minister Lawrence Wong's Budget 2025 addresses global tensions' impact on Singapore, offering support for workers, businesses, and households to mitigate rising living costs. | | Budget 2025 For Families: Lower Childcare Fees, SG60 Baby Gift, CDC Vouchers & More Budget 2025 introduces SG60 vouchers, childcare fee reductions, and a special baby gift package to support families and celebrate Singapore's 60th anniversary. | | A public policy professor breaks down Budget 2025 | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Basir (Business Analyst) I met Syamim through football more than 5 years ago when I was in National Service. Back then, Syamim shared with me the importance of financial planning after I graduated from university. Fast forward to now, as a fresh graduate with very minimal knowledge, I went in for a meet up with him to learn more on the topics of financial planning.
Syamim is very knowledgeable in sharing the many aspects of financial planning. When advising on the different policies, he is straight to the point as well as making in simple to understand. What I like the most is how he helps me to plan my finances and budget in an excel file to help me reach my short and long term goal so that I have a good idea on how much I need to save and invest to reach that goal.
I would definitely recommend meeting Syamim to have a greater understanding on financial planning and how it can help you. | | | | Dira (Retail) & Syazwan (Civil Servant) Syamim has helped us plan our finances, which has been very useful, especially after having our newborn daughter.
Prior to planning to have a child, Syamim made the effort to explain how having a child will change our financial situation significantly. With that, he gave tips and advices which made us confident that we could go ahead and plan to start a family.
Syamim has been very thorough with his explanation on the policies & he understood the needs that we were looking for. I would definitely recommend these meetings to others!
| | | | Fadzli (Executive) I previously had a bad experience with an acquaintance who sold me things I didn’t really need. It left me quite hesitant, but a friend recommended Syamim and I decided to give it a try, as I wanted someone outside my immediate circle.
From the start, I found the session very beneficial. Every plan suggested was personalized specifically for me, and everything was explained clearly in detail.
I truly felt heard and understood, and for the first time, I felt confident about my financial decisions. I would definitely recommend Syamim to others who want clarity and a personalized approach | | | | Aiq (Teacher) I wanted to take charge of my finances and start my financial journey right as I just got a full-time job and was planning to get married. My then fiancé, now husband, introduced me to Syamim. We met for a non-obligatory consultation, and I was clueless then – no idea about what type of insurance I needed or any savings or retirement plan.
What made me choose Syamim as my financial consultant was that he was patient in explaining any question that I had. No question was a bad question. He was thorough in his explanation and whenever I was not sure which option to choose, he will go through all the options I had and did not pressure me to sign for anything I was uncomfortable with.
He is very consistent in checking up on my husband and I, we meet every half-year for an update (whether we are on track or not – so nerve-wrecking haha) and what to work towards in the next 6 months, which I find is helpful. Although my husband and I threw some surprises his way in terms of our plans, Syamim was quick to relook at our finances and set new, manageable goals for us.
Thanks Syamim for your patience and hard work so far! 😊
| | | | Khairi (Engineer) & Sakura (Executive) Syamim is the best in what he does, not just because of his vast experience and knowledge in which he has gathered for many years, he ensures the policies he offer suits my wife and I the best. With his advices, he shared with us the potential risk and outcome of our choices, nevertheless he goes out of his way to provide many different alternatives to meet our needs.
One of the many reasons we decided to have him as our FA is that he is able to project the different phases of life and the challenges we may face in each of them. He gave us many examples of what can go wrong if we fail to plan.
Yet, he encourages us to enjoy life and reap the rewards of our hardwork.
We have, and we will continue, to recommend him to people of ALL ages. He has helped us plan for our future, giving us tips and tricks, to achieve our main goal of achieving financial freedom.
Do not hesitate to take the first step to approach Syamim, as he is a friendly and easy going. If you want the best, Syamim is the one.
| | | | Haziqah (Healthcare worker) Syamim was introduced to me by my sister when I raised some concern about my previous insurance plan. After sharing my previous plans to him, we set up a meeting. During the meeting, Syamim took the extra step to explained thoroughly about my previous plan which was not done properly by my previous agent.
During the explanation, he made sure to give a better understanding between the plans, the benefits and drawbacks of each policy. He helped me in understanding my current financial state and adjusting to my needs with the policy I needed. He even went the extra mile in assisting to draw up a financial plan which would help to increase my wealth.
While sharing the policy, Syamim is not aggressive - as compared to some agents - in trying to get me to sign up. He ensured that I thoroughly understands everything and gave me time to decide on which plans would be most suitable for me.
Syamim has my utmost confidence in his genuineness to help his current and future clients. On top of that, he is readily available to answer any queries or doubts I have with regards to my policy. Thank you! Highly recommended. | | | | |