The Gift of Paying It Forward

Muhammad Syamim

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A Monthly Curated Newsletter

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

The Art of Paying it Forward Without Spending a Dime

When we pay it forward we commit an act of selflessness that transcends our connection to other humans on the planet, elevating the human experience in a positive way. Whether it’s a showing of kindness, faith, or even compassion, it all makes a difference and can potentially trigger a chain reaction of reciprocated behavior.

The Power of Altruism

Classical economics adopts a model that says people are primarily driven by material self-interest. Political science assumes that people are driven to maximize their power. But this worldview is clearly wrong. In real life, the push of selfishness is matched by the pull of empathy and altruism. This is not Hallmark card sentimentalism but scientific fact: As babies our neural connections are built by love and care. We have evolved to be really good at cooperation and empathy. We are strongly motivated to teach and help others.

The Paying it Forward Paradox | Wayne Baker | TEDxUofM

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Muhammad Syamim

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These newsletters are meant for daily general reading and are not representative of my own individual opinions

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Testimonials and Referral Notes

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Rusydan (Freelance Artist)

Working with my family for more than a year now, Syamim advises us thoroughly regarding financial planning and insurance matters. He looks out for our immediate needs with care and objectivity, ensuring we chose the best plan forward. We appreciate his professionalism, friendship and patience.

Thai Shawn & Rosyiidah (Social work)

We chose to meet Syamim to assess, develop and improve our financial goals & plans as a couple nearing marriage. The most beneficial part about Syamim’s advice is his sincerity in improving his clients’ financial situation. A personalised financial plan is illustrated to continually review and improve our financial status. Most financial planners are motivated by commission and profit, whereas Syamim’s goals for his clients are demonstrated by his intentions to propel them towards financial freedom. He is also authentic in terms of interaction. We would definitely recommend this meeting to others!

Sarah (Retail)

I had a great experience with Syamim and felt satisfied with his proposal on the insurance policies. When he came down, he was well prepared with all the paper works. Apart from that he is well versed in his job to make everything easy to understand. The experience was really pleasant as he provides good financial advise before recommending me the different policies.

Mizrahi (Pilot)

Syamim is a highly-motivated professional whose financial knowledge complements his breadth and depth of market trends. Being collaborative in nature, he ensures that his clients meet their financial milestones while keeping their safeguards in check. He is not pushy and hence works best with equally-motivated and goal-oriented individuals. He works together with you and celebrates in your joy; and is dependable in clearing any ambiguity or doubts.

Naqia & Emi (Civil servant)

Syamim is a great financial advisor. We had other insurance agents before, but like most, after signing up for the insurance or financial plans, agents tend to vanish. When you are laid in a hospital and need help, you'd expect your agent to be able to answer your queries. Ours didn't. Luckily for us, we had already engaged Syamim as our financial advisor. When I was admitted to the hospital, despite not having a hospitalisation plan with him, Syamim gave us the answers that we needed when our own agent disappeared on us. After I was discharged, again it was Syamim who helped us with the claiming. Imagine that! An honest and reliable financial advisor in your time of need! He didn't hard-sell any of his plans. He listened to our needs and explained thoroughly about the plans he thought was necessary at different points in our life. A great financial advisor that we would definitely recommend!!

Izzati (Pharmacist)

My husband and I engaged Syamim to be our insurance agent and financial advisor. Getting married and starting a family meant that I had to safeguard my health and wealth. Syamim was honest, transparent and decisive in recommending the best insurance and wealth accumulation plan for me. He is proactive & stayed true to his promise of delivering sound financial advice at every stage of our life as we traversed marriage, motherhood and home ownership.