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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Shahrin (Manager)

Before I met Syamim, I had very little knowledge on the importance of having insurance, and financial management. Not only does Syamim guide me on getting the important, and necessary insurance and saving plans, he went above and beyond and assisted me to plan my important milestones such as marriage, family, housing and retirement plans. He is very knowledgeable with regards to insurance, investments and financial management to name a few, and it is clear to me that helping his clients with getting the right policies and financial planning is his passion. I had a different Financial Advisor previously before I met Syamim, and I can confidently say that Syamim is not your average advisor. He is very genuine with his work, and his advice, and he periodically checks up on your financial progress. I feel very comfortable meeting up with him for these sessions as he does not poach me into signing up for any upgrades or plans that I don’t need. In fact, he even encouraged me to only sign up when I feel financially comfortable to do so. With that, I fully recommend Syamim as your financial advisor. His sincerity to help, and his knowledge of the industry and lifestyle makes him one of the best financial advisors out there.

Shahril & Sarfina

I got to know Syamim during NS and a few years later, when me and my partner decided to get ourselves insured and do some financial planning, I knew who to call. Syamim is very professional and efficient in his work. He gives the best financial advice to tailor to our needs. We would strongly recommend Syamim to anyone who’s looking for a financial advisor.

Zahiraah (Project Executive)

I met Syamim because I felt the need to make smart money decisions and wanted to understand insurance and investing better. The financial calculations were beneficial and it helped me prioritise my money habits and understand the big ticket expenses in my near future. This experience was different compared to other financial advisors I met as not only did Syamim advised me on financial planning, he also helped me to visualise the steps required to reach the goals I have. He's professional, well informed and very friendly. He also advices beyond the point of his personal gains and instead focuses on his clients' gains. That extra mile is genuine. I would definitely refer to friends.

Iskandar (Business Owner)

Syamim has been very helpful in helping me manage my finances. Especially as a business owner revenue may not always be fixed. He has given me useful directions and structures so that I am able to mitigate the risks in both my business and personal life. I strongly recommend everyone to meet Syamim as he is someone that is very sincere, helpful and always one call away whenever I need help with my finances.

Rusydi (Nurse)

I got to know Syamim from my brother-in-law and chose to meet him because of his sound knowledge and experience in financial planning and commitment to his clients. Syamim is always well prepared for our meeting. For example he prepared a customised power point presentation during our first meet up which allowed me to better understand the content and options that we have. He also takes into consideration many factors when giving advice such as budget and upcoming life events. He is able to suggest several plans based on our situation that we can consider and does not push us to choose a single plan. I would definitely recommend this meeting to others!

Durgga (Lecturer)

Syamim is a great consultant and he takes a lot of effort in managing his client’s portfolio. Truly impressed on the service he provided and his patience in explaining the product details as well. Thank you Syamim!