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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Keith (Engineer)

Syamim is extremely patient and sincere in our meetings together. He is not pushy and shows real satisfaction in getting me on track for my financial goals. Highly recommend him as a financial consultant if you want someone that makes complex concepts concise, is responsive to your needs and is genuinely invested in your goal progress.

Asyur (Engineer)

Syamim has a keen eye for detail and goes the extra mile to cater to my current and future needs. He is always there to go the extra mile to ensure that I am given the best service he can offer. Syamim’s meticulous planning and timely reminders are much welcomed and helps me to look ahead and prepare for major milestones. For being such a trustworthy and reliable figure, I have no regrets and full confidence that he can deliver what he promises.

Syahril (Undergraduate)

I met Syamim when I was planning for my future and he was the first few advisors that I met with experience. The most beneficial process of the meeting was the planning of my life in stages. He understands my needs and has great attention to detail. Syamim is knowledgeable in his field and would explain things clearly when I am in doubt. He is not pushy and understands my current needs. I would recommend others to meet Syamim even if you are not getting anything, as his advices are very useful when planning for the future.

Zaki (Supply Chain)

I met Syamim because he is a close friend of mine and I knew from our relationship that he was someone professional and trustworthy. Any communication with him regarding any topic was very easy and fast. Upon meeting him, he made me realise the importance of insurance to protect my income and health in the event of any health issues. Most importantly, the financial plan that he crafted for me made me become more disciplined in my savings which allowed me to reach my financial goals faster such as planning for my marriage. I would highly recommend anyone to meet Syamim so that he can share with you the importance of financial planning as well as create a step by step plan to achieve your financial goals.

Akmal (Software Analyst)

I’ve known Syamim since 2013 and he’s always been giving me advice on my finances and career plans informally when we’re out with friends. Once I started working and had lots of questions about adulting it only felt natural to ask him for advice as he’s someone I meet regularly and also someone I could trust. The simplest things like goal setting and financial planning (down to the daily expenditure) are the most helpful to me because it keeps me on track every day and reminds me what my priorities are in life. Syamim also helps me decide on my end goals and suggests all the steps I need to take in between to make it happen. Syamim caters his advice based on my current situation and the things I aim to achieve, instead of providing generic, scripted plans. Our goals change a lot during the course of our lives and he doesn’t turn my opinions/dreams down but always helps to plan the next steps to move forward. He lays all the options down on the table and makes it clear that ultimately I decide on what to do next as there’s no definite right or wrong as long as you’re optimistic and plan ahead. I would definitely recommend meeting Syamim for a quick chat. 10/10

Aktar (Analyst)

I’ve known Syamim for about 10 years now. The biggest thing I appreciate about him as a financial planner is how he has never leveraged on our personal relationship to be pushy. Instead, he was extremely clear and detailed in his breakdown of what options were available to me. Syamim then tailored his recommendations to what fit my risk profile and financial goals. This built a good foundation of trust and confidence in him as a financial planner. Beyond this, we have had many exchanges which has aided me in both my professional and personal development. I cannot recommend him enough!