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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Hakim (Engineer)

Syamim presented a detailed explanation regarding the importance of financial planning and aligning it to my life goals. This allows me to set out realistic short term and long term milestones. I feel assured with the proposals set out as Syamim plans together with me. On top of that, he is readily available to answer my queries and he actively checks in with me tounderstand if I am meeting my targets. Thank you for the excellent service! Highly recommended.

Dira (Retail) & Syazwan (Civil Servant)

Syamim has helped us plan our finances, which has been very useful, especially after having our newborn daughter. Prior to planning to have a child, Syamim made the effort to explain how having a child will change our financial situation significantly. With that, he gave tips and advices which made us confident that we could go ahead and plan to start a family. Syamim has been very thorough with his explanation on the policies & he understood the needs that we were looking for. I would definitely recommend these meetings to others!

Ama (Teacher)

I started out my career with absolutely no clue about managing my finances. Then came Syamim- he has been my saving grace throughout the past few years. We first established my goals in life and he personalised a plan and timeline that allows me to achieve those goals (albeit in a realistic way). What separates him from the rest is that he really hears you out and puts your aspirations and goals first, before anything else. I have always felt at ease and was never belittled for my lack of financial knowledge with Syamim. For that, I'd highly recommend that you book a consult with Syamim. You know that he's always going to put you first!

Aqilah (Lab Analyst)

I first met Syamim through my husband who has been his client for the past few years. I wanted to find out more on financial planning after my husband shared with me about it. I was curious on how couples manage their finances and goals together and that is why I wanted to meet Syamim. What I found beneficial was how Syamim explained about investments as well as thinking about wealth distribution which was a topic that was seldom talked about among my friends such as drafting a will and creating a lasting power of attorney. I found that the regular reviews that he gives were also useful in helping me budget and track for my financial goals and milestones. I would definitely recommend Syamim to everyone especially married couples like me and my husband that need to plan for their combined goals.

Xuan Ming (Sales Executive)

I chose to meet Syamim because I wanted to gain a clearer understanding of my insurance options and how they fit into my overall financial plans. I felt it was essential to discuss my specific needs and goals. Having a one-on-one conversation with a professional like Syamim allows for personalized guidance, which I believe is crucial. He has been highly recommended by our peers. The most beneficial part of the meeting was the detailed explanation of different financial products and how they would impact my financial security. For someone my age, understanding the implications of life and health insurance is vital. Syamim's ability to clarify complex terms and provide real-life examples helped me make informed decisions. I would absolutely recommend this meeting to others. It’s crucial for anyone, especially those in my age group, to understand the importance of having proper insurance coverage & financial planning. This meeting not only provided valuable insights but also empowered me to make more informed decisions about my financial future. I believe everyone can benefit from a similar discussion, as it can help prevent potential financial hardships down the line.

Nikita (Actuary)

My partner found Syamim and he has been nothing short of exceptional. From the very beginning, he showed a deep understanding of my insurance needs and took the time to guide me through the process of selecting the most suitable coverage. His expertise and attention to detail gave me confidence that I was making informed decisions to protect myself and my assets. Throughout our interactions, his professionalism and knowledge have been evident. He have always been prompt in addressing any questions or concerns I had, and his clear explanations made even the most complex insurance terms easy to understand. What truly sets him apart is his dedication to my best interests. He have consistently gone above and beyond to assist me with various policy adjustments, ensuring that my coverage remains up to date and aligned with my evolving needs. His proactive approach in periodically reviewing my coverage is a testament to his commitment to providing the best possible service. I am truly grateful for the level of care and personalized attention he have provided. His professionalism and integrity have set a high standard in the insurance industry, and I feel fortunate to have him as my agent.