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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

Ultimate List of 50 Life Lessons You Must Learn

So much of life is wasted on worry, regret, pain, and heartache. Of course, some of this is inevitable and necessary. But I spent too many of my younger days sweating over things I didn't need to sweat about.

 
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5 Things That Aren’t Worth Going Into Debt For

In some cases, borrowing money helps build wealth. Most people need a mortgage to buy a home, for instance, and student loans allow many people get an education that leads to a career.

 
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3 Life Lessons from Funny Baby

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Rauf (Safety Professional)

I was introduced to Syamim through recommendations from my close relatives, and the fact that he works closely with my family members made the experience feel much more connected and trustworthy. One of the key benefits of working with him is having clear visibility on where I currently stand financially and what areas to focus on for upcoming years. I’m also very impressed by the small but thoughtful touches—such as greeting cards, birthday wishes, and year-end gifts—which show genuine care beyond just the professional relationship. The yearly reviews are especially valuable and something I truly appreciate, as my previous agent did not maintain this level of follow-up after the first year or two. I would definitely recommend Syamim to my family and friends.

Shafiq & Afiqah

I was initially quite skeptical about meeting Syamim, but after our session, I was genuinely impressed by how detailed and structured his planning process was. I got to know him through recommendations from my colleagues, and I can see why they spoke so highly of him. The most beneficial part of our meeting was the clear projection and allocation of my income and savings — understanding exactly how much to set aside to achieve my goals within a given timeline was eye-opening. The cashflow breakdown was also very helpful, something I found lacking in previous financial planning sessions with other advisors. Overall, the session gave me much better clarity about my finances, and I would definitely recommend meeting Syamim to anyone looking to better plan and manage their financial future.

Shifan (NSF)

I came to know about bro Syamim since a few years back because he has been a financial advisor for both my sister and my bro-in law for quite awhile. As I am now entering the young adulthood phase, I realise that I am in real need of financial planning and advice for my future. That is why both my sister and bro-in law had recommended him to me as they felt that he would be the right person to give me the best financial advice regarding my future plans. Of course I can trust my family and that is why I chose to meet Syamim. The meeting was very beneficial for me as he was sharing with me lots of things that I felt I was lacking knowledge in, for my future life. But the thing that was the most eye opening for me was when he was drafting up my financial plans for the short-term, mid-term and long-term funds. He made me understand that living an comfortable life in the future is not easy unless I have some discipline in my financial activities. A person my age (21) is most likely to spend lots of money unnecessarily due to going out with friends, or buying clothes and eating good food etc.. But after Bro Syamim showed me how much I need to save for the future, I realised that I should learn to be more disciplined with my expenses. This way, my life in the future will be more relaxed and I don’t have to worry or struggle with the fact that I am lacking in money for my future expenses, such as wedding, cost of a child, and purchasing of a new house in the future etc.. I have had consulted another financial planner before a year ago. However, that financial planner was not providing me advice that was as forward thinking as the advice Bro Syamim had provided me. The other financial planner was more focused in getting me to invest my money, without having me to prioritise getting insurance in the first place. However, with Bro Syamim, he prioritised the security of my savings by having me to focus more on getting an insurance first, and then focus on investing. That’s why I felt my experience with Bro Syamim is more beneficial than his. I will most definitely recommend Bro Syamim to anyone around my age as I feel that this is the perfect time to gain some financial knowledge and apply it to their life. It will benefit them in their life now and in the future. I believe that you can trust Bro Syamim to give you the relevant advice that will benefit you the most.

Safrin (Teacher)

Syamim has been extremely helpful in assisting me and my husband with our finances over the years. We started off as newly employed young adults with lots of goals and ambitions for our future but with no plan, but Syamim's advice and guidance on these matters has been godsend. He makes sure to provide very personalized plans that shows he cares which is what everyone looks for in a financial planner. It's not easy to find such dedicated workers these days, we are glad that we were able to engage him so early on even before starting our careers. Thank you for the constant and amazing service Syamim! All the best in your career!

Faiq (Operations)

Throughout the session, I found Syamim to be a very honest and knowledgeable guy. This is my first experience with regards to financial planning and insurance. What I love most is that he is able to help me with the planning of my future milestones such as wedding and housing. This session also helped me to decide on the insurance that suits me well in accordance to my financial situation. I will definitely recommend Syamim to my close friends.

Fazil (Teacher)

I appreciate Syamim's holistic way of doing financial planning. With his help, I have benefitted in learning on how crucial financial planning is to our lives, both current and for the future. Syamim is someone whom I will surely recommend to others who will greatly benefit by his friendly and assuring disposition. He is very approachable and provides excellent advice in his financial planning sessions.