| Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives. | | 7 Ways to Stay Positive Even During the Toughest Times Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff. | | Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively. | | Your brain is wired for negative thoughts. Here's how to change it. | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Asyur (Engineer) Syamim has a keen eye for detail and goes the extra mile to cater to my current and future needs. He is always there to go the extra mile to ensure that I am given the best service he can offer.
Syamim’s meticulous planning and timely reminders are much welcomed and helps me to look ahead and prepare for major milestones.
For being such a trustworthy and reliable figure, I have no regrets and full confidence that he can deliver what he promises. | | | | Syahir (Student) I chose to meet Syamim as he is my family's financial advisor. Before our first meeting, he guaranteed that the meeting would be non-obligatory and he kept his promise.
Through meeting him, I feel that learning more about investments and how to grow my money in the long term very useful. I think this is important for young people like myself to learn as we may need cash in the long term.
I would definitely recommend this meeting to others. This could be useful for anyone at any age to learn more about how to manage their finances or even grow their money. | | | | Jasmine (Cybersecurity) I got to know Syamim from an online campaign. At that time, I wanted to learn more about managing my finances.
During our meetings, Syamim went through and gave me detailed breakdowns for my finances. I appreciate the honesty especially as I was already aware that my finances were not in the best state.
It was good that someone pointed it out and offered to work through it with me step-by-step on how to turn it around.
This was different from the other sessions I had as Syamim understood what I needed and helped to strike a balance within my insurance portfolio.
He taught me that having good coverage is important but being able to pay within my means is important. As someone who has always lived in the moment, I have never planned for future me 2-3 years down the road.
Thanks to Syamim; he has made the actionable steps clear and I can’t wait to see the results of inculcating these habits into my life. I would definitely recommend Syamim as he genuinely wants to help and tailor the advices to your needs 👍🏼 | | | | Shahrin (Manager) Before I met Syamim, I had very little knowledge on the importance of having insurance, and financial management. Not only does Syamim guide me on getting the important, and necessary insurance and saving plans, he went above and beyond and assisted me to plan my important milestones such as marriage, family, housing and retirement plans. He is very knowledgeable with regards to insurance, investments and financial management to name a few, and it is clear to me that helping his clients with getting the right policies and financial planning is his passion.
I had a different Financial Advisor previously before I met Syamim, and I can confidently say that Syamim is not your average advisor. He is very genuine with his work, and his advice, and he periodically checks up on your financial progress. I feel very comfortable meeting up with him for these sessions as he does not poach me into signing up for any upgrades or plans that I don’t need. In fact, he even encouraged me to only sign up when I feel financially comfortable to do so.
With that, I fully recommend Syamim as your financial advisor. His sincerity to help, and his knowledge of the industry and lifestyle makes him one of the best financial advisors out there. | | | | Zaki (Supply Chain) I met Syamim because he is a close friend of mine and I knew from our relationship that he was someone professional and trustworthy. Any communication with him regarding any topic was very easy and fast.
Upon meeting him, he made me realise the importance of insurance to protect my income and health in the event of any health issues. Most importantly, the financial plan that he crafted for me made me become more disciplined in my savings which allowed me to reach my financial goals faster such as planning for my marriage.
I would highly recommend anyone to meet Syamim so that he can share with you the importance of financial planning as well as create a step by step plan to achieve your financial goals. | | | | Kashif (Teacher) & Salwa (IT Operations) We knew Syamim to be very genuine, easy-going, and kind, which were attributes we were eagerly looking for in our Financial Advisor. Word of mouth through friends also revealed that he was exceptionally knowledgeable and wise regarding finance. So far in our experience with Syamim after working with him for more than a year, he has shown to have exceeded the very high hopes we had for him.
Syamim has helped us understand finance and investments through very clear and concise explanations that help us to make much more informed decisions. He also has made very elaborate financial plans curated carefully for our own specific needs and financial situations. The care and thought he has put into planning our finance truly make us feel as though we are his only clients even though he has to handle a seemingly overwhelming number of financial portfolios and clients. His financial plans for us are very clear and manageable to execute. This helps us easily navigate the year with clear goals and methods he has taught us, to ensure financial comfort and security.
An aspect we deeply appreciate too is that Syamim is never pushy or forceful of anything. He gives us the plain facts and allows us to pursue the insurance plans we desire. While other financial advisors may be persistent with trying to sell you a variety of insurance plans over time for their personal benefit, Syamim has never once tried to sell us anything more than the basic necessary plans we needed.
His good character, extensive wisdom and knowledge in finance, and being someone who genuinely only desires the best for his clients, makes Syamim an absolutely must recommend for anyone looking to navigate the harsh world of financial planning. He will make the seemingly daunting experience of planning for your future, a simple and smooth one.
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