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Muhammad Syamim

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Shaa (Business Owner)

Syamim happened to be a mutual friend and now a good friend who genuinely cares about my financial well-being and health. He ensures that we catch up even with our crazy schedules, and will always listen to my goals and needs, offering sound advice and options, and hey, he's not afraid to throw in his two cents too! Syamim's personal portfolio approach and willingness to address my concerns make the whole experience a breeze. I would highly recommend him, hundred percent!

Azmi (Business Owner)

Syamim has been my advisor for more than 5 years and I can honestly say that his service, consistent follow ups is top notch. He makes the effort to plan my milestones and finances holistically without having the need to hard-sell me plans every year. I highly recommend Syamim to anyone who wants a fuss-free and enjoyable working relationship.

Aqilah (Lab Analyst)

I first met Syamim through my husband who has been his client for the past few years. I wanted to find out more on financial planning after my husband shared with me about it. I was curious on how couples manage their finances and goals together and that is why I wanted to meet Syamim. What I found beneficial was how Syamim explained about investments as well as thinking about wealth distribution which was a topic that was seldom talked about among my friends such as drafting a will and creating a lasting power of attorney. I found that the regular reviews that he gives were also useful in helping me budget and track for my financial goals and milestones. I would definitely recommend Syamim to everyone especially married couples like me and my husband that need to plan for their combined goals.

Shafiq (Civil servant) & Nani (Teacher)

I chose to meet Syamim because I was curious on how my fiancé manages his financials. We are open when it comes to financial management and what really captured my attention was that Syamim pays attention to the small details for his clients. He ensures that Shafiq doesn't feel burdened and did not force him into anything that he cannot commit to yet. Something different about Syamim is that he does excel sheets on planning for you so that you won’t question what is going to happen because it is already projected on the excel. He is the only agent that we see doing this, which gives you personalised data and a feeling of priority. For me, I find that him putting himself into my shoes really shows the decency of a human being. He knows that everybody is struggling with something and he ensures that I don’t feel embarrassed or difficult when talking to him. When talking to him for the first time, I felt comfortable as though we were friends before. He made it seem easy to talk to him about anything. He can do both small talks and deep conversations. When I first heard about him from Shafiq, I did not expect to see a friend more than an agent. I would definitely recommend this meeting to everyone. I’ve met with a few financial advisors and Syamim made me the most comfortable to talk about my financial situation. Convincing is something anyone in this field can do but trust takes courage and time. And he seems genuine for me to trust.

Zunnur (Project Engineer)

I chose to meet Syamim because he's a relative, and many of my family members are already his clients. The session was incredibly beneficial—it helped me clearly see where my money is going and how to properly structure my savings moving forward. Given some recent changes in my personal life, this meeting offered a much-needed, updated approach to financial planning. It was a very different and refreshing experience compared to past sessions. I would definitely recommend meeting with Syamim to anyone looking for clarity and direction in managing their finances

Mad (Auxiliary Officer)

Syamim was made known to me by a close friend of mine whom recommended me to see him as I require certain advise because my previous financial advisor does not seem to be helpful. Thus, I decided why not give it a try since its a recommendation from a close friend of mine whom I trust. What was beneficial to me was the different approach Syamim took by going through the extra mile to explain the pros and cons of taking up different insurances and investments, taking his time to clear my doubts. His explanation was very precise and eye opening to me as my perception of financial planning was not what I expected it to be. Syamim was the one and only financial advisor which changed my perception of the typical financial advisor out there who only wants to hit their sales targets. I would highly recommend Syamim to my friends and family members whom is keen to know more about financial planning as I feel that he is one of the most genuine and honest financial advisor that I've known without any doubt.