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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Building dignity and purpose to create greater performance and wellbeing

A pandemic, economic volatility and unimaginable pressures are accelerating a re-think of what it takes to build dignity and purpose and work. Never has the concept of organizational purpose been so well understood, the importance of wellbeing so crucial or the need for respect so great.

 
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Five Lessons About Financial Well-Being

Money is power. Power to keep yourself and your family safe, and to make choices with dignity and freedom. Money provides a springboard, a soft landing, and the resources to enjoy life. And as such, money provides the financial underpinning of human thriving.

 
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How do we find dignity at work? | Roy Bahat and Bryn Freedman

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Charles (Engineer)

I chose to meet Syamim as he is someone I've known before and I know people that worked with him. One of the more beneficial part of the meeting is that he gives simple explanations and offers good advice. In addition, Syamim's approach was more approachable and personalized. Other FA sessions normally include someone upselling a product or people who don't know what they are offering. His clear explanations and patient demeanour made the session much more engaging and understandable. I would highly recommend this meeting to others.

Saliha (Research Asssistant)

I have always wondered about my husband's FP - how involved, efficient and invested he is. My insurance agent was originally a friend, who has left the company and he handed over my policies to his colleague. A significant number of years had passed, yet I have never met my new IA and I did not receive any updates on changes in policies. I decided I would like to meet Syamim to have a 2nd opinion, and I was really glad it happened. He was calm, knowledgeable and patiently refreshed the policies I had back then. Planning for both our short and long term goals was the highlight of the meeting for me. Syamim is someone who makes you feel valuable and empower you with the belief that you are capable of change. He supports you in your retirement goals, without neglecting your current and potential needs for the family. I would definitely recommend this meeting to others! It is always good to have a 2nd opinion, and Syamim will shed light on what is the best comprehensive plan according to your needs and financial capacity.

Pau (Software Engineer)

I have met many financial consultants, but I have not come across someone as invested as Syamim in educating his clients. He is very knowledgeable and provides advice according to our goals in life, with a detailed blueprint on how to achieve them. I find the regular meet up sessions to review my finances to be the most beneficial as it allows me to reflect on my financial journey so far and adjust accordingly when needed. In addition, he keeps track of my finances to keep me accountable. Syamim's sessions are different from other financial planning sessions I went through so far as all of them tend to focus on selling their products rather than enrich me with knowledge in accordance to my unique situation. I would definitely recommend this meeting to others!

Liyana (Lab officer)

Passively growing my money was something I have always wanted to do but I have no knowledge of how to go about doing it. Meeting with Syamim, he shared with me the different options I have in terms of wealth accumulation and the pros and cons in each choice. He helped me with the estimations in accordance to my timeline and budget which I would not have known how to accurately calculate on my own, so it was great that I have him to help me out with that. I learned that it’s important to start early when financially preparing for retirement. The later you start, the more costly it will be for you to reach your goal. It is also important to be aware of what you are comfortable with when investing your own money and to weigh the risk and benefits of different investment options. Syamim helped me with the different calculations that allowed me to invest comfortably yet have enough for my expenses, lifestyle and other goals. I would recommend others to have a meeting with Syamim as he is well versed in what he does. He customises his presentations well to your profile and his explanations are relatively easy to comprehend and most importantly he ensures that you are comfortable when it comes to talking about finances. He broadens your understanding in the importance of financial/risk/wealth management.

Zul (Civil Servant)

The most beneficial part of meeting Syamim is that he helped me calculate my cash flow clearly and gave advise from there on what are the actionable steps to take, including general tips such as ways to reduce expenses. I recommend this meeting to others as Syamim always has a personalised content to share with me. He always ask if I'm comfortable with a certain recommendation and gives alternatives if he sees me having a difficult time in making a decision. All in all, there is an element of legitimate care and concern abt my wellbeing and what the future holds for me shown by Syamim.

Shan (Firefighter)

Syamim was referred to me by my childhood friend. It was to do financial planning for my wife and I. Syamim went the extra mile to look into these for me and realized that 1 of my policy was over paid and the benefits was not worth for the amount I was paying. From my experience, most financial advisors will relatively ask you to start investment plans and seldom speak about emergency funds. Syamim was the opposite, he told me to grow my emergency funds first and invest only after that. He has given me a bigger picture on financial planning and choosing the correct policies. Its never 1 option. He always gives minimum of 3 options and a recommended one. That is what we call a zero obligation consultation. We met a few times before deciding on a certain policy. Every meeting with him was a beneficial one. I believe 1 consultation with Syamim is enough to know where you currently stand in your financial profile. I would definitely recommend Syamim to people I know. His knowledge in financial planning is top notch.