| By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to. | | CEOs across the market, economy agree on one 2022 prediction: More volatility, no end to Covid CEOs across the economy were optimistic in their 2022 outlook before the omicron variant of Covid emerged. Are they still now? The message from CEOs: Expect volatility to rule again in 2022 | | 22 of Our Favourite Healthy Ways to Welcome 2022 Now that 2022 is upon us, there’s no better time to welcome the new year than with a renewed passion for your wellbeing, focusing on everything from your brain health to your inner peace, your diet to your workout routine. With a little bit of consistent effort and some small steps, you’ll slowly change your lifestyle for the better. These are the best ways to welcome 2022, according to experts and researchers. | | Meg Jay: Essential questions to ask your future self | TED | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Khairi (Engineer) & Sakura (Executive) Syamim is the best in what he does, not just because of his vast experience and knowledge in which he has gathered for many years, he ensures the policies he offer suits my wife and I the best. With his advices, he shared with us the potential risk and outcome of our choices, nevertheless he goes out of his way to provide many different alternatives to meet our needs.
One of the many reasons we decided to have him as our FA is that he is able to project the different phases of life and the challenges we may face in each of them. He gave us many examples of what can go wrong if we fail to plan.
Yet, he encourages us to enjoy life and reap the rewards of our hardwork.
We have, and we will continue, to recommend him to people of ALL ages. He has helped us plan for our future, giving us tips and tricks, to achieve our main goal of achieving financial freedom.
Do not hesitate to take the first step to approach Syamim, as he is a friendly and easy going. If you want the best, Syamim is the one.
| | | | Dinie (Port planner) Syamim was initially recommended to me by my sister and brother in law who had their insurance/investment portfolios managed by him. Based on their positive feedback I decided to meet Syamim to assist me in my financial planning.
During the meet-up, Syamim explained the fundamentals of planning in an easy to understand manner to and how to reach my financial goals comfortably. He also assessed my current financial situation and laid out the best options and policies that suit my lifestyle.
My previous experience with financial advisors was very different as I didn’t meet my new advisor ever since my friend who was my original advisor left the company/industry. I felt that whatever I had previously was enough and didn’t require further reviews. After meeting Syamim, I finally understood how important regular reviews are to update on any changes to policies as well as keeping me on track towards my financial goals.
Syamim is very friendly and at the same time professional in his work. He’s also honest in giving advise and does not hard sell any policies that does not suit my goals. Do hit him up for financial advise as he is 100% recommended! | | | | Dira (Retail) & Syazwan (Civil Servant) Syamim has helped us plan our finances, which has been very useful, especially after having our newborn daughter.
Prior to planning to have a child, Syamim made the effort to explain how having a child will change our financial situation significantly. With that, he gave tips and advices which made us confident that we could go ahead and plan to start a family.
Syamim has been very thorough with his explanation on the policies & he understood the needs that we were looking for. I would definitely recommend these meetings to others!
| | | | Shahrin (Manager) Before I met Syamim, I had very little knowledge on the importance of having insurance, and financial management. Not only does Syamim guide me on getting the important, and necessary insurance and saving plans, he went above and beyond and assisted me to plan my important milestones such as marriage, family, housing and retirement plans. He is very knowledgeable with regards to insurance, investments and financial management to name a few, and it is clear to me that helping his clients with getting the right policies and financial planning is his passion.
I had a different Financial Advisor previously before I met Syamim, and I can confidently say that Syamim is not your average advisor. He is very genuine with his work, and his advice, and he periodically checks up on your financial progress. I feel very comfortable meeting up with him for these sessions as he does not poach me into signing up for any upgrades or plans that I don’t need. In fact, he even encouraged me to only sign up when I feel financially comfortable to do so.
With that, I fully recommend Syamim as your financial advisor. His sincerity to help, and his knowledge of the industry and lifestyle makes him one of the best financial advisors out there. | | | | Atiqah (Patient Service Associate) I was recommended to Syamim by my partner who was one of his clients.
Meeting Syamim allowed me to be disciplined in managing my finances so that I am able to plan for my financial goals within the right time frame. It was helpful as he showed me how much I needed to set aside to reach my desired goals. Every year, I am happy with the progression I have made in my finances.
I would definitely recommend Syamim to others wanting to improve their finances! | | | | Aliah & Nas (Teachers) We reached out to Syamim because our sisters spoke highly of his expertise in financial planning.
The best part of meeting Syamim was feeling like we were chatting with a friend rather than sitting through a stuffy financial consultation. He didn't just throw numbers at us; he listened to our hopes, fears, and crazy dreams. Together, we crafted a plan that felt like it was tailored just for us. It was like an epiphanic moment— We finally understood our finances, and had a roadmap to chase our dreams. We think everyone our age could benefit from that kind of clarity and encouragement provided by Syamim.
In the past, we’ve felt like just another number on someone's client list. But with Syamim, it was different. He made us feel heard and understood. That personal touch made all the difference.
If you're feeling overwhelmed by finances or just need a little direction, Syamim is your guy. He's not just a financial advisor; he's a cheerleader, a mentor, and a friend all rolled into one. Meeting with him was the best decision we’ve made for our financial future, and I know he can do the same for you. | | | | |