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Muhammad Syamim

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A Monthly Curated Newsletter

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

CEOs across the market, economy agree on one 2022 prediction: More volatility, no end to Covid

CEOs across the economy were optimistic in their 2022 outlook before the omicron variant of Covid emerged. Are they still now? The message from CEOs: Expect volatility to rule again in 2022

 
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22 of Our Favourite Healthy Ways to Welcome 2022

Now that 2022 is upon us, there’s no better time to welcome the new year than with a renewed passion for your wellbeing, focusing on everything from your brain health to your inner peace, your diet to your workout routine. With a little bit of consistent effort and some small steps, you’ll slowly change your lifestyle for the better. These are the best ways to welcome 2022, according to experts and researchers.

 
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Meg Jay: Essential questions to ask your future self | TED

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Dan (Civil Servant)

I heard many good reviews from my friends regarding Syamim’s Financial advisory services. And at that point of time I was looking for one. I’ve heard of many financial consultants but I personally felt that Syamim was the best amongst all the other consultants I’ve heard of. And true enough he was nothing short of that during my first consultation with him. He was not pushy at all. He gave me advices which were useful and I’ve been applying it in my monthly financials ever since. He is also really keen and sincere in helping me improve my financial situation so that I could achieve my desired financial goals. What I really like about Syamim is that he really monitors my progress and gives me reminders every now and then to ensure that I'm always on track to achieve my financial goals. Syamim and I aren't far apart in terms of age so we could connect and relate to each other’s stories and life experiences. As we shared our stories, our relationship turned from Financial consultant and client to friends. I got really comfortable with sharing almost everything about my financial situation and we do also talk about life. The experiences and lessons Syamim shared with me helps me a lot because I can relate to it and he’s always there to give me really useful advice about financials and life in general. I definitely would recommend Syamim to others especially for those who are looking for a financial consultant who will consistently help, monitor and give them the extra push to achieve their financial goals.

Ridhwaan (Analyst)

Syamim have been very helpful in advising me how to manage my finances well. He gave me valuable tools to help see where my expenses go. One of things I like about Syamim’s financial planning is that, he is very clear and concise. He focuses on every detail of my financials and making sure that all factors are taken into account. Unlike other financial planners, Syamim goes the extra mile to plan for my future upcoming expenses like BTO, having a baby etc. He has an excel to show me how much money I need in my CPF OA to manage my monthly housing loan. I would recommend a meeting with Syamim to anyone who wants to learn about managing your money and investing smartly.

Jasmine (Cybersecurity)

I got to know Syamim from an online campaign. At that time, I wanted to learn more about managing my finances. During our meetings, Syamim went through and gave me detailed breakdowns for my finances. I appreciate the honesty especially as I was already aware that my finances were not in the best state. It was good that someone pointed it out and offered to work through it with me step-by-step on how to turn it around. This was different from the other sessions I had as Syamim understood what I needed and helped to strike a balance within my insurance portfolio. He taught me that having good coverage is important but being able to pay within my means is important. As someone who has always lived in the moment, I have never planned for future me 2-3 years down the road. Thanks to Syamim; he has made the actionable steps clear and I can’t wait to see the results of inculcating these habits into my life. I would definitely recommend Syamim as he genuinely wants to help and tailor the advices to your needs 👍🏼

Xin Ni (Pharmacist)

Syamim is one of the few financial advisors that go that extra mile. On top of being knowledgeable in the financial field, he: * Patiently sits down with you through multiple sessions to understand your financial needs before sharing his recommendations * Gives you a Holistic overview of your finances throughout your life after mapping it out with you, using easy to understand graphs and excel models (no overly complicated excel formulas involved!) * Explains to you the different financial tools you can use (not limited to insurance policies only) to achieve your financial goals, taking to account your life circumstance and your goals , and ensures that you understands before embarking on anyone of them * Takes to account your current insurance plans * And most importantly, respects your final decision I happen to just met Syamim at the point where I started to have quite a number of insurance policies and is not sure which are necessary, coupled with having huge expenses coming up in my life. Initially I didn't expect much from his sessions, but after each session, I seem to have gained new knowledge and understanding on my current financial situation, and is empowered to make right decisions. I would definitely recommend Syamim to anyone who is looking for a person to properly guide them into managing their finances in their lives, as he doesn't see you as a customer/client, but treats you as a buddy that wants to help you with managing your finances.

Iskandar (Business Owner)

Syamim has been very helpful in helping me manage my finances. Especially as a business owner revenue may not always be fixed. He has given me useful directions and structures so that I am able to mitigate the risks in both my business and personal life. I strongly recommend everyone to meet Syamim as he is someone that is very sincere, helpful and always one call away whenever I need help with my finances.

Haziqah (Engineer)

Syamim was first introduced by one of my friend. At that point of time, I was interested to know more about financial planning and wanted to kickstart my savings/investment/health plans to secure a better future for myself. Knowing Syamim, he went through in detail about financial planning and the different types of insurance and investments to ensure that I am clear about what I'm getting myself into. He always goes the extra mile to assist on what I needed most and achieve my financial goals/milestones without being pushy. My experience with him has been nothing but pleasant and I will learn new things every time we meet. I highly recommend anyone to meet him for advice in financial planning and services!