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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

Living Life To The Fullest Is Something Everyone Should Start Doing

No matter who a person is, what they are currently doing, how much money they have in the bank, and so on, everyone can start living life to the fullest. You just never know what may happen in the future, so taking advantage of the time you have now is very important. There are many ways to live your life to the fullest while also being a responsible person. The many ways below will hopefully allow you to love life and teach you how to live life to the fullest.

 
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Why it’s crucial to understand the purpose of money in your life

Once you know your financial purpose, write it down. Stick it on your fridge. Carry it with you. Memorise it. Use it whenever you need to make sure you’re using your money as a tool to support the life you want to live. We get one shot. Spend time deciding what you want out of life and choose how to use your money to support it. Live the life you’ll be proud to look back on without regret or remorse.

 
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This Is How Short Your Life Is

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Asyur (Engineer)

Syamim has a keen eye for detail and goes the extra mile to cater to my current and future needs. He is always there to go the extra mile to ensure that I am given the best service he can offer. Syamim’s meticulous planning and timely reminders are much welcomed and helps me to look ahead and prepare for major milestones. For being such a trustworthy and reliable figure, I have no regrets and full confidence that he can deliver what he promises.

Khairuddin (Engineer)

Syamim sets realistic targets for myself and others who I know based on our current financial status. He is not afraid to be upfront about things which he considers important for my financial well being. Always sincere and eloquent, he explains the different financial plans in a clear and concise manner. He also sets a good example for his clients and is transparent regarding all things money-related. Extroverted and approachable, I am not afraid to raise my concerns to him and he will address it objectively. One particular thing I can takeaway from him is that you do not have to be book smart to be financially smart, you just have to be prudent and realistic. My experience with him has been nothing but pleasant and I will learn new things every time we meet. I highly recommend anyone who wants to learn the ropes of good personal finance management to approach Syamim!

Aqil (Auxiliary officer)

Syamim sets realistic financial expectations and goals for the future. Through meeting him, I learnt on the importance of income distribution for an effective financial management. I would definitely recommend a meeting with him to seek clarity in your finances!

Syahril (Undergraduate)

I met Syamim when I was planning for my future and he was the first few advisors that I met with experience. The most beneficial process of the meeting was the planning of my life in stages. He understands my needs and has great attention to detail. Syamim is knowledgeable in his field and would explain things clearly when I am in doubt. He is not pushy and understands my current needs. I would recommend others to meet Syamim even if you are not getting anything, as his advices are very useful when planning for the future.

Syahir (Civil Servant)

Syamim is a very trustworthy individual and is always professional to work with. He ensures that I can build up a financial plan that enables me to reach my goals. The meeting with Syamim helps me feel confident that I am well covered in terms of wealth protection and accumulation. I would most definitely recommend everyone to meet Syamim as it is beneficial for the future.

Shifan (NSF)

I came to know about bro Syamim since a few years back because he has been a financial advisor for both my sister and my bro-in law for quite awhile. As I am now entering the young adulthood phase, I realise that I am in real need of financial planning and advice for my future. That is why both my sister and bro-in law had recommended him to me as they felt that he would be the right person to give me the best financial advice regarding my future plans. Of course I can trust my family and that is why I chose to meet Syamim. The meeting was very beneficial for me as he was sharing with me lots of things that I felt I was lacking knowledge in, for my future life. But the thing that was the most eye opening for me was when he was drafting up my financial plans for the short-term, mid-term and long-term funds. He made me understand that living an comfortable life in the future is not easy unless I have some discipline in my financial activities. A person my age (21) is most likely to spend lots of money unnecessarily due to going out with friends, or buying clothes and eating good food etc.. But after Bro Syamim showed me how much I need to save for the future, I realised that I should learn to be more disciplined with my expenses. This way, my life in the future will be more relaxed and I don’t have to worry or struggle with the fact that I am lacking in money for my future expenses, such as wedding, cost of a child, and purchasing of a new house in the future etc.. I have had consulted another financial planner before a year ago. However, that financial planner was not providing me advice that was as forward thinking as the advice Bro Syamim had provided me. The other financial planner was more focused in getting me to invest my money, without having me to prioritise getting insurance in the first place. However, with Bro Syamim, he prioritised the security of my savings by having me to focus more on getting an insurance first, and then focus on investing. That’s why I felt my experience with Bro Syamim is more beneficial than his. I will most definitely recommend Bro Syamim to anyone around my age as I feel that this is the perfect time to gain some financial knowledge and apply it to their life. It will benefit them in their life now and in the future. I believe that you can trust Bro Syamim to give you the relevant advice that will benefit you the most.