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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

Forget About Time Management and Do This Instead

To get the most out of every day, first rethink your relationship to time.

 
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5 Reasons Why Non-Digital Time Management Is More Productive

While the ubiquity of tech-driven tools may make the process of managing our time easier than ever, we may actually increase our productivity by decreasing efficiency through an analog, manual, pen-and-paper system, like Ryder Carroll's Bullet Journal.

 
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This boy asks his mom an interesting question

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Pau (Software Engineer)

I have met many financial consultants, but I have not come across someone as invested as Syamim in educating his clients. He is very knowledgeable and provides advice according to our goals in life, with a detailed blueprint on how to achieve them. I find the regular meet up sessions to review my finances to be the most beneficial as it allows me to reflect on my financial journey so far and adjust accordingly when needed. In addition, he keeps track of my finances to keep me accountable. Syamim's sessions are different from other financial planning sessions I went through so far as all of them tend to focus on selling their products rather than enrich me with knowledge in accordance to my unique situation. I would definitely recommend this meeting to others!

Nasruddin (DevOps Engineer)

I've known Syamim during our NS days and he's a very kind and approachable person. I would definitely say one of the benefits of meeting him is the idea of retirement planning especially at our age right now. The saving structures and systems he comes up with is also beneficial. Not too hard, neither is it too insignificant. Easily said, Syamim doesn't hard sell you anything. Knowing him , all he ever wants to do is to help people out financially. Obviously he can't give you the fish. He'll teach you how to get them, especially on how to manage your finances. That's what I've been looking for after all these years of searching. I would most definitely recommend Syamim to my friends. In fact I have list of names to recommend him to. If he's not anywhere near my standards, I wouldn't even consider recommending. By far, he is the most understanding, professional and hard working adviser I've known. Thanks for helping me out a lot Syamim. Especially taking so much of your time to plan for me financially. Going out of your way just to schedule a time slot with me. Really appreciate all your kindness and may you succeed in in this life and the hereafter.

Joshua (Civil Servant)

Syamim was a recommendation from a colleague of mine, as Syamim had been his advisor for many years. After my first meeting with him, I found that his financial planning for my goals for both my short term and long term were very well done and in-depth. The advice given has been extremely beneficial for me. He was able to show roughly how much I would have if I have saved and how much I required for my specific goals in life, so that I would be able to not worry about my finances. As compared to other financial advisors, Syamim gave a more personal touch I feel. He seemed more genuine and only advised me on what I needed. I felt more comfortable, especially since he was also in my shoes during his NS, and he understood what risks there were and what challenges I may face financially or physically in my line of work. I would definitely recommend meeting Syamim! He is very down to earth and genuine. He looks out for his clients, and regularly checks in to see how we are doing. Definitely would recommend him to others!

Shifan (NSF)

I came to know about bro Syamim since a few years back because he has been a financial advisor for both my sister and my bro-in law for quite awhile. As I am now entering the young adulthood phase, I realise that I am in real need of financial planning and advice for my future. That is why both my sister and bro-in law had recommended him to me as they felt that he would be the right person to give me the best financial advice regarding my future plans. Of course I can trust my family and that is why I chose to meet Syamim. The meeting was very beneficial for me as he was sharing with me lots of things that I felt I was lacking knowledge in, for my future life. But the thing that was the most eye opening for me was when he was drafting up my financial plans for the short-term, mid-term and long-term funds. He made me understand that living an comfortable life in the future is not easy unless I have some discipline in my financial activities. A person my age (21) is most likely to spend lots of money unnecessarily due to going out with friends, or buying clothes and eating good food etc.. But after Bro Syamim showed me how much I need to save for the future, I realised that I should learn to be more disciplined with my expenses. This way, my life in the future will be more relaxed and I don’t have to worry or struggle with the fact that I am lacking in money for my future expenses, such as wedding, cost of a child, and purchasing of a new house in the future etc.. I have had consulted another financial planner before a year ago. However, that financial planner was not providing me advice that was as forward thinking as the advice Bro Syamim had provided me. The other financial planner was more focused in getting me to invest my money, without having me to prioritise getting insurance in the first place. However, with Bro Syamim, he prioritised the security of my savings by having me to focus more on getting an insurance first, and then focus on investing. That’s why I felt my experience with Bro Syamim is more beneficial than his. I will most definitely recommend Bro Syamim to anyone around my age as I feel that this is the perfect time to gain some financial knowledge and apply it to their life. It will benefit them in their life now and in the future. I believe that you can trust Bro Syamim to give you the relevant advice that will benefit you the most.

Syuhrah (Journalist)

Syamim is efficient and professional when dealing with clients. Through him, I learnt extensively on how to better manage my finances. He highlighted the importance of future planning ass well as enlightening me regarding issues I've never thought about. I'm very thankful for his guidance. I'd recommend him to my friends due to his strong work ethic and he is definitely someone you can rely on and trust for your financial freedom and security.

Hakim (Engineer)

Syamim presented a detailed explanation regarding the importance of financial planning and aligning it to my life goals. This allows me to set out realistic short term and long term milestones. I feel assured with the proposals set out as Syamim plans together with me. On top of that, he is readily available to answer my queries and he actively checks in with me tounderstand if I am meeting my targets. Thank you for the excellent service! Highly recommended.