| Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years. | | Tips for Aging Well: 10 Habits for Physical and Mental Fitness BetterUp recommends ten habits for well-being in ageing, emphasizing exercise, health checks, sleep, positivity, and social connections. | | 4 Different Ways to Think of Retirement | Psychology Today Explore retirement as a goal, lifestyle, long-term process, and mindset influencing decision-making and life quality. | | The 4 phases of retirement | Dr. Riley Moynes | TEDxSurrey | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Khairuddin (Engineer) Syamim sets realistic targets for myself and others who I know based on our current financial status. He is not afraid to be upfront about things which he considers important for my financial well being.
Always sincere and eloquent, he explains the different financial plans in a clear and concise manner. He also sets a good example for his clients and is transparent regarding all things money-related.
Extroverted and approachable, I am not afraid to raise my concerns to him and he will address it objectively. One particular thing I can takeaway from him is that you do not have to be book smart to be financially smart, you just have to be prudent and realistic.
My experience with him has been nothing but pleasant and I will learn new things every time we meet. I highly recommend anyone who wants to learn the ropes of good personal finance management to approach Syamim! | | | | Aliah & Nas (Teachers) We reached out to Syamim because our sisters spoke highly of his expertise in financial planning.
The best part of meeting Syamim was feeling like we were chatting with a friend rather than sitting through a stuffy financial consultation. He didn't just throw numbers at us; he listened to our hopes, fears, and crazy dreams. Together, we crafted a plan that felt like it was tailored just for us. It was like an epiphanic moment— We finally understood our finances, and had a roadmap to chase our dreams. We think everyone our age could benefit from that kind of clarity and encouragement provided by Syamim.
In the past, we’ve felt like just another number on someone's client list. But with Syamim, it was different. He made us feel heard and understood. That personal touch made all the difference.
If you're feeling overwhelmed by finances or just need a little direction, Syamim is your guy. He's not just a financial advisor; he's a cheerleader, a mentor, and a friend all rolled into one. Meeting with him was the best decision we’ve made for our financial future, and I know he can do the same for you. | | | | Izzat (Pilot) & Tiara (Homemaker) I was introduced to Syamim by a friend who gave good reviews about him. We both immediately clicked during our first meeting via zoom call. I felt comfortable talking to him throughout the meeting as he was easy-going and patient. He explained everything in detailed (including well-drawn illustrations which were easy to understand for someone like me who had no prior knowledge on financial planning) and provided valuable knowledge that I never knew existed. He was also not pushy or hard selling like some financial advisors whom I have met before him.
He keeps in touch with me and does regular reviews to make sure I am on track with my financial and personal goals. This really shows his dedication in having his clients’ best interests at heart and his passion in his career, which I really admire.
I truly appreciate the additional efforts he put in to meet my needs and he is constantly there to clarify any of my doubts while also answering questions on financial planning and investments.
What he does is selling lifetime financial security not just for myself but for my loved ones too.
I highly recommend Syamim and he should be the number one choice as your financial advisor. Do not look further! | | | | Erwin (Asst Executive) I met syamim through a friend’s recommendation. It was at a time where I needed to kickstart my savings/investment/health plans to secure a better future for myself and the people that I love.
I’ve met a few FAs before syamim. Truth be told, some were intimidating and some were pushy to sign the plans. Some were very adamant about their ‘own way of planning’.
What I love about Syamim is that he is never pushy. He will answer all your queries and he is not intimidating. He will understand your life’s goals first, before curating a financial plan that suits you. Very knowledgeable about investments and very understanding as an FA. Alas, he is now my friend that I can count on for advices.
I recommend you to set a meeting with Syamim to start your financial journey with him. I genuinely believe that he got what it takes to advice you, plan your finances and take care of your investments. I support him 100%, and I trust my financial journey is in good hands. | | | | Shifan (NSF) I came to know about bro Syamim since a few years back because he has been a financial advisor for both my sister and my bro-in law for quite awhile. As I am now entering the young adulthood phase, I realise that I am in real need of financial planning and advice for my future. That is why both my sister and bro-in law had recommended him to me as they felt that he would be the right person to give me the best financial advice regarding my future plans. Of course I can trust my family and that is why I chose to meet Syamim.
The meeting was very beneficial for me as he was sharing with me lots of things that I felt I was lacking knowledge in, for my future life. But the thing that was the most eye opening for me was when he was drafting up my financial plans for the short-term, mid-term and long-term funds. He made me understand that living an comfortable life in the future is not easy unless I have some discipline in my financial activities. A person my age (21) is most likely to spend lots of money unnecessarily due to going out with friends, or buying clothes and eating good food etc.. But after Bro Syamim showed me how much I need to save for the future, I realised that I should learn to be more disciplined with my expenses. This way, my life in the future will be more relaxed and I don’t have to worry or struggle with the fact that I am lacking in money for my future expenses, such as wedding, cost of a child, and purchasing of a new house in the future etc..
I have had consulted another financial planner before a year ago. However, that financial planner was not providing me advice that was as forward thinking as the advice Bro Syamim had provided me. The other financial planner was more focused in getting me to invest my money, without having me to prioritise getting insurance in the first place. However, with Bro Syamim, he prioritised the security of my savings by having me to focus more on getting an insurance first, and then focus on investing. That’s why I felt my experience with Bro Syamim is more beneficial than his.
I will most definitely recommend Bro Syamim to anyone around my age as I feel that this is the perfect time to gain some financial knowledge and apply it to their life. It will benefit them in their life now and in the future. I believe that you can trust Bro Syamim to give you the relevant advice that will benefit you the most. | | | | Syila (Marketing Exec) & Faiz (Operations) We got to know Syamim through our brother, which he happens to be close with our good friends/ neighbours. This made us clicked so easily.
Syamim was very easy-going and it is very comfortable to talk to him on regards to any financial matters. Syamim needless to say is very knowledgeable and well equipped with all the needed skills which helps us to understand in depth on the insurance we are signing up for in comparison with the other agents we have been with before.
At the same time, he helps us keep track of our financial commitments and savings. This is very beneficial for us since we are a newly married couple, hence, building up our extra savings and emergency funds really prep us for what to come in the future!
We definitely recommend his services to others and for you to know how great he is, you will have to contact him to let him guide you and experience it first hand. | | | | |