| Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years. | | Tips for Aging Well: 10 Habits for Physical and Mental Fitness BetterUp recommends ten habits for well-being in ageing, emphasizing exercise, health checks, sleep, positivity, and social connections. | | 4 Different Ways to Think of Retirement | Psychology Today Explore retirement as a goal, lifestyle, long-term process, and mindset influencing decision-making and life quality. | | The 4 phases of retirement | Dr. Riley Moynes | TEDxSurrey | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Naff (Media Analyst) Syamim has taught me a lot about how to better manage my finances, as well as the importance of being prudent and prepared for the future.
He has been very detailed and patient in helping me sort out my finances. I especially appreciate him taking the time to come up with a personalised plan that is easy for me to understand and keep up along the way. Syamim sets aside realistic financial goals for me in terms of my immediate as well as future plans.
He is very approachable and always ready to answer my queries with sincerity. Thank you for always going the extra mile! I highly recommend Syamim for anyone who is looking for personal financial management. | | | | Asri (Engineer) I got to know Syamim through my wife and was immediately impressed by how well he managed her finances. I’ve worked with two other insurance agents before — both of whom were my friends — but none provided the same level of care and expertise as Syamim.
He’s extremely knowledgeable when it comes to financial planning and takes a detailed, structured approach in helping us plan for both short-term and long-term goals. What I really appreciate is that he takes the guesswork out of the equation and honestly makes managing our finances a lot less stressful.
Syamim keeps us in check, helps us stay financially aware, and makes sure our plans actually fit our lifestyle, budget, and goals. He’s not the type to shove an insurance plan down your throat — he genuinely wants to see you achieve financial balance and peace of mind.
Honestly, I can’t recommend him enough. If you’ve been putting off sorting out your finances, what are you waiting for? Go talk to Syamim — you’ll thank me later! | | | | Zulaikha (Teacher) I met Syamim through recommendation by a friend and since then, we clicked well and he was easy to talk to. I found his explanation to be very detailed and clear, making sure I fully understand all the proposals. My experience with Syamim was different from other financial advisors I met as Syamim was very transparent and understanding of my financial status. I would definitely recommend meeting Syamim | | | | Abdullah (Customer Service) I am not young anymore and I need help from the professional to make decisions about what I should do with my money, including investments and financial planning. Syamim was recommended by someone I knew and gave good reviews about him. His easy-going and patient nature made me feel comfortable.
Syamim uses his knowledge and expertise to construct a personalized financial plan according to my own goals. The financial map provided was useful in helping me visualize the various financial milestones. I am impressed with his slides, summaries and infographics of the various policies and he ensures the policies he offer suits me the best without being pushy.
I will highly recommend Syamim to my friends! He has helped me to plan for my future. I appreciate the efforts he put in to meet my needs and he is always there to clarify my doubts while also answering any questions I have on my financial plan. Thank you for the excellent service! | | | | Irufan (Civil Servant) Once I graduated and started working, I knew insurance and wealth management was important but I never knew how to go about doing it and who I should trust. I was open to the idea of meeting Syamim but I did not want to commit at first because of the stigma of insurance agents and hard selling.
But after the first session, where Syamim sat down, planned out everything for me, he was honest and never hard selling. He prioritised what I wanted to achieve and he told me how I can go about achieving it.
He always advised and gave his inputs on the pros and cons of the different actions I could take but he would always let me decide.
What I really appreciate is the attention he pays to me as a client. He goes through my commitments, my cash flow, my goals, needs and wants and he breaks down everything in front of me.
He logically explains things that other agents tend to ignore. The focus on others is always “take this plan” “take that plan” but never really tailored to your own lifestyle needs.
I feel assured at the end of my yearly review sessions and I do not feel so lost as if I’m planning my life alone.
For young adults, those that are trying to find their footing, I would definitely suggest meeting Syamim. His professionalism is excellent and his attention to detail to me as a client is second to none. I think it’s quite rare to get professionals like Syamim. | | | | Haziqah (Engineer) Syamim was first introduced by one of my friend. At that point of time, I was interested to know more about financial planning and wanted to kickstart my savings/investment/health plans to secure a better future for myself.
Knowing Syamim, he went through in detail about financial planning and the different types of insurance and investments to ensure that I am clear about what I'm getting myself into. He always goes the extra mile to assist on what I needed most and achieve my financial goals/milestones without being pushy.
My experience with him has been nothing but pleasant and I will learn new things every time we meet. I highly recommend anyone to meet him for advice in financial planning and services! | | | | |