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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

Tips for Aging Well: 10 Habits for Physical and Mental Fitness

BetterUp recommends ten habits for well-being in ageing, emphasizing exercise, health checks, sleep, positivity, and social connections.

 
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4 Different Ways to Think of Retirement | Psychology Today

Explore retirement as a goal, lifestyle, long-term process, and mindset influencing decision-making and life quality.

 
read more
 

The 4 phases of retirement | Dr. Riley Moynes | TEDxSurrey

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Joshua (Civil Servant)

Syamim was a recommendation from a colleague of mine, as Syamim had been his advisor for many years. After my first meeting with him, I found that his financial planning for my goals for both my short term and long term were very well done and in-depth. The advice given has been extremely beneficial for me. He was able to show roughly how much I would have if I have saved and how much I required for my specific goals in life, so that I would be able to not worry about my finances. As compared to other financial advisors, Syamim gave a more personal touch I feel. He seemed more genuine and only advised me on what I needed. I felt more comfortable, especially since he was also in my shoes during his NS, and he understood what risks there were and what challenges I may face financially or physically in my line of work. I would definitely recommend meeting Syamim! He is very down to earth and genuine. He looks out for his clients, and regularly checks in to see how we are doing. Definitely would recommend him to others!

Akmal (Software Analyst)

I’ve known Syamim since 2013 and he’s always been giving me advice on my finances and career plans informally when we’re out with friends. Once I started working and had lots of questions about adulting it only felt natural to ask him for advice as he’s someone I meet regularly and also someone I could trust. The simplest things like goal setting and financial planning (down to the daily expenditure) are the most helpful to me because it keeps me on track every day and reminds me what my priorities are in life. Syamim also helps me decide on my end goals and suggests all the steps I need to take in between to make it happen. Syamim caters his advice based on my current situation and the things I aim to achieve, instead of providing generic, scripted plans. Our goals change a lot during the course of our lives and he doesn’t turn my opinions/dreams down but always helps to plan the next steps to move forward. He lays all the options down on the table and makes it clear that ultimately I decide on what to do next as there’s no definite right or wrong as long as you’re optimistic and plan ahead. I would definitely recommend meeting Syamim for a quick chat. 10/10

Irdina (HR Executive)

Syamim takes the time to go through in detail about financial planning & the different types of insurance & investments to ensure that I have a clear understanding about what I am getting myself into. He isn’t your typical financial advisor, he goes the extra mile to help you achieve your financial goals/milestones. He will conduct financial reviews with you to ensure that you’re on the right track. Would highly recommend anyone, especially new hires to get in touch with Syamim to understand the importance of financial planning!

Aqilah (Lab Analyst)

I first met Syamim through my husband who has been his client for the past few years. I wanted to find out more on financial planning after my husband shared with me about it. I was curious on how couples manage their finances and goals together and that is why I wanted to meet Syamim. What I found beneficial was how Syamim explained about investments as well as thinking about wealth distribution which was a topic that was seldom talked about among my friends such as drafting a will and creating a lasting power of attorney. I found that the regular reviews that he gives were also useful in helping me budget and track for my financial goals and milestones. I would definitely recommend Syamim to everyone especially married couples like me and my husband that need to plan for their combined goals.

Nabihah (Shipping Executive)

I was introduced to Syamim by my husband when we decided to do combined financial planning after getting married. The session was very insightful, with useful information presented in a way that made it easy to understand our cash flow and clearly project our future goals. What stood out to me was how well Syamim knew his facts and explained everything in a concise and structured manner. Unlike other experiences I’ve had, he was not pushy and did not try to upsell, which made the session feel comfortable and genuinely focused on our needs. I would definitely recommend meeting Syamim to others.

Zahiraah (Project Executive)

I met Syamim because I felt the need to make smart money decisions and wanted to understand insurance and investing better. The financial calculations were beneficial and it helped me prioritise my money habits and understand the big ticket expenses in my near future. This experience was different compared to other financial advisors I met as not only did Syamim advised me on financial planning, he also helped me to visualise the steps required to reach the goals I have. He's professional, well informed and very friendly. He also advices beyond the point of his personal gains and instead focuses on his clients' gains. That extra mile is genuine. I would definitely refer to friends.