| As Lunar New Year celebrations unfold and we gather with friends and family, let us remember that prosperity is not just about wealth and abundance but also about the wisdom shared and traditions passed down through generations. Amid the laughter, meals, and festivities—and the inherent hope and symbolism they carry—be kind and mindful to yourself and others, ensuring that the deeper meaning of heritage, connection, and togetherness endures beyond the moment. | | The Art of Red Packets: A Parent’s Guide to Financial Wisdom During Lunar New Year This article highlights how parents can use the tradition of red packets to teach children financial literacy, focusing on saving, spending, and sharing wisely. | | 5 Ways To Deal With Chinese New Year Leftovers This article offers creative ways to repurpose Chinese New Year leftovers into new dishes. It suggests making bak kwa sandwiches, creating cookie crumbles for desserts, turning mandarin oranges into marmalade, converting pineapple tart fillings into jam, and using leftover meats and bones to make flavorful stocks. | | 8 Ways to Spring Clean Your Finances This Year | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Shafiqah (Executive) I met Syamim when I signed up for one of his financial guide books online
I found the most beneficial part of the meeting to be the allocation of my financial budget, planning my financials to better understand how to reach my financial goals during these volatile period.
I have switched 4 to 5 FA(s) (or forced to, due to FA resigning and was reassigned to other FAs which I have not seen or met them) until I met Syamim. He was different as he stayed in contact and always updates me every year since 3 years ago.
I would recommend this meeting to others, but unfortunately, some of my friend are FAs too. However, I would recommend other who are in search or are lost in their financial journey in life, well I know I was. | | | | Vivian (Teacher) Syamim is a reliable and knowledgeable advisor who is forward-looking, and gives me advice on how to better manage my finances. During our most recent review, he advised me on how to better allocate my money to achieve my saving goals. Syamim also reviewed my insurance plan and shared new changes for my consideration, which allows me to plan and think further ahead. As I am getting closer to getting a house/marriage, the latest review was necessary and important as it allowed me to make adjustments to my financial planning.
I would highly recommend choosing Syamim as your Financial Planner as he has the heart for his clients 👍🏻 | | | | Nasran (Early Childhood Teacher) Meeting Syamim helped me establish a proper system that I could use to ensure accountability of my finances.
He made me realise that it is crucial and necessary for me to plan ahead be it short-term or long-term in terms of personal finances.
I definitely would recommend this meeting to other people because he ensures that the methods he suggests are applicable to my financial situation as well as provide further insight to better improve my financial literacy.
People would definitely benefit from meeting him as he provides a very open and understanding environment when it comes to personal financial aspects like spending and income, and even takes a step further in providing a viable solution that is effective and personalised. | | | | Arshi (News Editor) I was recommended to meet Syamim by a family member, and I’m really glad I did. Our meetings are always informative—I’ve learned so much about improving my spending habits and growing my savings. What stands out most is Syamim’s honest and candid approach; he genuinely prioritises your well-being and comfort, which makes the whole experience feel personal and trustworthy. Compared to other financial planning sessions I’ve had, this one felt much more tailored and sincere. I would absolutely recommend meeting Syamim to anyone looking for clarity and confidence in their financial journey.
| | | | Ayesha (Designer) I choose to met Syamim after being recommended by my husband, who has been his client for years.
I found the meeting with Syamim to be beneficial for me as he gives me realistic and practical financial advise for me to act upon in order to achieve the goals I desire. The meetings has also made me more confident on my finances especially in planning for my milestones such as marriage and housing due to the actionable steps given to me.
The experience with Syamim was different compared to other financial planning sessions I previously attended as Syamim was more specific and holistic, especially in tailoring his recommendations to my current lifestyle and life stage. The previous agents were very pushy and only gave surface level advice.
I would definitely recommend everyone to meet Syamim for your finances! | | | | Syafiqah (Immigration Officer) It was just last year when I was introduced to Syamim. Syamim's main priority is to educate us on healthy financial habits. He would create a customised plan depending on our lifestyle, spending habits and financial commitments.
As he is very easy-going, it was really easy to talk to him and consult him regarding financial matters. He is also very detailed and efficient in his work. He makes use of excel sheets, graphs and charts to further explain and give a clearer picture so that we really understand and not just agree blindly.
For someone like me who has no prior experience and knowledge regarding financial planning, this has greatly benefitted me. I am able to be on track with my future goals and milestones.
I strongly recommend Syamim to anyone out there who has doubts regarding financial planning and those who need the extra help in planning for their future goals. | | | | |