| As Lunar New Year celebrations unfold and we gather with friends and family, let us remember that prosperity is not just about wealth and abundance but also about the wisdom shared and traditions passed down through generations. Amid the laughter, meals, and festivities—and the inherent hope and symbolism they carry—be kind and mindful to yourself and others, ensuring that the deeper meaning of heritage, connection, and togetherness endures beyond the moment. | | The Art of Red Packets: A Parent’s Guide to Financial Wisdom During Lunar New Year This article highlights how parents can use the tradition of red packets to teach children financial literacy, focusing on saving, spending, and sharing wisely. | | 5 Ways To Deal With Chinese New Year Leftovers This article offers creative ways to repurpose Chinese New Year leftovers into new dishes. It suggests making bak kwa sandwiches, creating cookie crumbles for desserts, turning mandarin oranges into marmalade, converting pineapple tart fillings into jam, and using leftover meats and bones to make flavorful stocks. | | 8 Ways to Spring Clean Your Finances This Year | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Shahril & Sarfina I got to know Syamim during NS and a few years later, when me and my partner decided to get ourselves insured and do some financial planning, I knew who to call.
Syamim is very professional and efficient in his work. He gives the best financial advice to tailor to our needs.
We would strongly recommend Syamim to anyone who’s looking for a financial advisor. | | | | Asri (Engineer) I got to know Syamim through my wife and was immediately impressed by how well he managed her finances. I’ve worked with two other insurance agents before — both of whom were my friends — but none provided the same level of care and expertise as Syamim.
He’s extremely knowledgeable when it comes to financial planning and takes a detailed, structured approach in helping us plan for both short-term and long-term goals. What I really appreciate is that he takes the guesswork out of the equation and honestly makes managing our finances a lot less stressful.
Syamim keeps us in check, helps us stay financially aware, and makes sure our plans actually fit our lifestyle, budget, and goals. He’s not the type to shove an insurance plan down your throat — he genuinely wants to see you achieve financial balance and peace of mind.
Honestly, I can’t recommend him enough. If you’ve been putting off sorting out your finances, what are you waiting for? Go talk to Syamim — you’ll thank me later! | | | | Viknesh (Civil Servant) I chose to meet Syamim because of his outstanding reputation for being knowledgeable, trustworthy, and genuinely committed to his clients’ financial well-being. Over the past five years of me being his client, he has consistently demonstrated professionalism and deep expertise, making financial planning a seamless and stress-free experience.
The most beneficial part of meeting Syamim is his ability to break down complex financial concepts into clear, actionable insights. He takes the time to understand my personal and family financial goals, ensuring that every recommendation is tailored to my needs. For others my age, his guidance provides a strong foundation for making well-informed financial decisions, whether it’s for savings, investments, or insurance planning.
Unlike other financial planning sessions that can feel transactional, Syamim’s approach is refreshingly personal and client-centric. He genuinely cares about my long-term financial security and is always ready to provide thoughtful advice. His ability to anticipate financial trends and adjust strategies accordingly sets him apart from other advisors I’ve encountered.
I would absolutely recommend others to meet Syamim! He is not just an insurance agent but a trusted financial partner. My entire family has benefitted from his caring and proactive service, and I highly recommend him to anyone looking for a knowledgeable, reliable, and dedicated financial advisor. | | | | Ian (Music Teacher) I chose to meet Syamim because he comes across as an amicable, friendly and patient person.
I find the meeting with him to be non pressuring, relaxed and we are able to share about any other interests, topics and concerns.
He is able to give practical financial advise outside of the policies he is selling, just like how a friend would.
I would recommend this meeting to others, as it will also encourage and empower people to think for their own finances, as they partner with Syamim, for better in their financial management. | | | | Weijian (Pharmacist) I met Syamim after being recommended by my wife
I found the sessions with Syamim to be beneficial as being similar to our age, Syamim can relate and better advise us pertaining to the problems and goals that we have at this stage of our life.
This experience is different compared to other financial planning sessions I had as Syamim spends a lot more effort and time to understand our situation and make pictograms and charts to explain his recommendation and advise to us!
I would definitely recommend meeting Syamim, especially for young couples or couples-to-be, planning for marriage, family, BTO! | | | | Jeeha (Teacher) & Faiz (Shipping) We chose to meet Syamim as he is someone that we know and was familiar with.
He is very knowledgeable about financial planning and curated different plans well to fit into our budget as well as our needs.
Syamim keeps up to date with us and conducts yearly reviews. He will make a portfolio for you and make sure your needs and goals are met for the past year. He plans ahead for us and keeps us in check for our financial well-being
We definitely would recommend Syamim to others. More than 5 years being his client and his way of planning for his clients gets better. Solid 10/10. | | | | |