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Muhammad Syamim

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A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

4 Things Mothers in Singapore Should Do to Plan for Their Finances

A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances.

 
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Mums, pay attention to finances

Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed.

 
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Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Mad (Auxiliary Officer)

Syamim was made known to me by a close friend of mine whom recommended me to see him as I require certain advise because my previous financial advisor does not seem to be helpful. Thus, I decided why not give it a try since its a recommendation from a close friend of mine whom I trust. What was beneficial to me was the different approach Syamim took by going through the extra mile to explain the pros and cons of taking up different insurances and investments, taking his time to clear my doubts. His explanation was very precise and eye opening to me as my perception of financial planning was not what I expected it to be. Syamim was the one and only financial advisor which changed my perception of the typical financial advisor out there who only wants to hit their sales targets. I would highly recommend Syamim to my friends and family members whom is keen to know more about financial planning as I feel that he is one of the most genuine and honest financial advisor that I've known without any doubt.

Xin Ni (Pharmacist)

Syamim is one of the few financial advisors that go that extra mile. On top of being knowledgeable in the financial field, he: * Patiently sits down with you through multiple sessions to understand your financial needs before sharing his recommendations * Gives you a Holistic overview of your finances throughout your life after mapping it out with you, using easy to understand graphs and excel models (no overly complicated excel formulas involved!) * Explains to you the different financial tools you can use (not limited to insurance policies only) to achieve your financial goals, taking to account your life circumstance and your goals , and ensures that you understands before embarking on anyone of them * Takes to account your current insurance plans * And most importantly, respects your final decision I happen to just met Syamim at the point where I started to have quite a number of insurance policies and is not sure which are necessary, coupled with having huge expenses coming up in my life. Initially I didn't expect much from his sessions, but after each session, I seem to have gained new knowledge and understanding on my current financial situation, and is empowered to make right decisions. I would definitely recommend Syamim to anyone who is looking for a person to properly guide them into managing their finances in their lives, as he doesn't see you as a customer/client, but treats you as a buddy that wants to help you with managing your finances.

Brandon (Policy Analyst)

When I first met Syamim, he provided an introductory financial guide for insurance and investment that was relatable to me as a student transitioning to a working adult. The most beneficial part of this meeting was the tailored experience he provides for my unique situation and the advice he gives me based on his experience. He also takes into consideration of changing life plans and adapts his recommendations accordingly. I would definitely recommend others to meet Syamim 👍

Omar (Marketing)

Syamim he was referred to me by a few close friends who assured me that he would not be aggressive or very insistent, which was something that I have not liked when it came to previous experiences with financial advisors. Syamim's sharing was straightforward and easy to digest. The information that was put in front of me helped me to assess my current financial situation and helped me look ahead to chart my path. Syamim's sessions were very relaxing and he is very approachable as he is open to giving you honest advice, which I appreciate. This was very different than other sessions I had with other advisors. I would definitely recommend this meeting to others! If you have had bad experiences with other financial planners, put your preconceived notions aside and speak with Syamim, you might be pleasantly surprised!

Nazirul (Immigration Officer)

Syamim has been my financial advisor since the start of my career. As you can read from other reviews, he is not pushy and will explain the right plan to suits your needs. He also provides other alternatives so that we can choose what’s best. During the meet up, he uses graphics and excel sheets to further enhance the way he delivers your financial goals. These really help to summarise what I am committing in the long term. Overall, I am really satisfied with the work plan that he curated for me. Syamim also gives timely updates and will answer your queries at any time of the day. Definitely recommend others who are looking for financial planning. Especially to those who have just graduated or just starting a career just like myself. 100% recommended.

Farishah (Nurse) & Suqiman (Firefighter)

Syamim is a great person with great character. He is very trustworthy and provides excellent service. He has made the process of dealing with insurance easy. We also found him to be professional, knowledgeable, and empathetic to our needs and financial capabilities. He was able to get a handle on our needs and help us navigate our way around what we needed most. More than that, Syamim treated us more like a friend than a client. He made us feel that he genuinely cares about everyone’s financial well being. His honesty wins our respect and trust. We appreciate what Syamim has done for us and we will definitely recommend him to our friends and family.