View this email in your browser

Muhammad Syamim

In Touch

A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

4 Things Mothers in Singapore Should Do to Plan for Their Finances

A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances.

 
read more
 

Mums, pay attention to finances

Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed.

 
read more
 

Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

View the full list

Haziqah (Healthcare worker)

Syamim was introduced to me by my sister when I raised some concern about my previous insurance plan. After sharing my previous plans to him, we set up a meeting. During the meeting, Syamim took the extra step to explained thoroughly about my previous plan which was not done properly by my previous agent. During the explanation, he made sure to give a better understanding between the plans, the benefits and drawbacks of each policy. He helped me in understanding my current financial state and adjusting to my needs with the policy I needed. He even went the extra mile in assisting to draw up a financial plan which would help to increase my wealth. While sharing the policy, Syamim is not aggressive - as compared to some agents - in trying to get me to sign up. He ensured that I thoroughly understands everything and gave me time to decide on which plans would be most suitable for me. Syamim has my utmost confidence in his genuineness to help his current and future clients. On top of that, he is readily available to answer any queries or doubts I have with regards to my policy. Thank you! Highly recommended.

Suriani (Nurse) & Nurul (Firefighter)

We were planning for our future and Syamim came rolling. We met and then decided we weren't ready for commitment. Told him maybe in a years time, and he really did come back to us in a year! Super committed lah this guy! At first we thought its solely insurance but after listening to his explanation, we got a better understanding on financial planning and we were sold! Syamim is super patient and meticulous in his work. He provides us with detailed explanations when we are in doubt. Always giving us good recommendations without being pushy. Top 5% service! We would definitely recommend meeting Syamim! It will set you back 30 mins of your time but it is worth a lifetime.

Raihan (Civil servant) & Sonia (Teacher)

We were looking for an financial advisor and got to know Syamim through a family member. The most beneficial part of the meeting is that Syamim is very transparent and he encourages you to select what is best for you at your current life stage. As for us, we met him when we were about to get married and he explained about the financial plans that’ll benefit us both in the future. We would recommend others to meet Syamim is warm & kind. He respects your space but is genuine in getting to know you at a personal level.

Basir (Business Analyst)

I met Syamim through football more than 5 years ago when I was in National Service. Back then, Syamim shared with me the importance of financial planning after I graduated from university. Fast forward to now, as a fresh graduate with very minimal knowledge, I went in for a meet up with him to learn more on the topics of financial planning. Syamim is very knowledgeable in sharing the many aspects of financial planning. When advising on the different policies, he is straight to the point as well as making in simple to understand. What I like the most is how he helps me to plan my finances and budget in an excel file to help me reach my short and long term goal so that I have a good idea on how much I need to save and invest to reach that goal. I would definitely recommend meeting Syamim to have a greater understanding on financial planning and how it can help you.

Diana (Teacher)

I chose to meet Syamim on the recommendation of my husband actually! I thought it would be seamless and easier if Syamim manages both of our plans and I’ve never regretted my decision! He’ll listen to your needs and recommend the best plans for you. I like that he gives options for his recommendations and he respects my choice. I like the part where he asks me what’s my current coverage and how else can I better protect myself. He also maps out what I’m aiming for in the future so I find that very helpful if I know where the money I’m investing in my plans is going to. He also goes through the plans in detail, and yet simplifies it so it’s not too overwhelming. I also like that he personalises and customises a sheet to track my plans, so I know that he is keeping up with it! His session is different from other advisors that I’ve met where it’s just an overload of information and they just recommend the plans to get without asking the consumer what are their goals. I would definitely 100% recommend this meeting to others! Syamim will provide a customised experience for your financial planning needs!

Ian (Music Teacher)

I chose to meet Syamim because he comes across as an amicable, friendly and patient person. I find the meeting with him to be non pressuring, relaxed and we are able to share about any other interests, topics and concerns. He is able to give practical financial advise outside of the policies he is selling, just like how a friend would. I would recommend this meeting to others, as it will also encourage and empower people to think for their own finances, as they partner with Syamim, for better in their financial management.