View this email in your browser

Muhammad Syamim

In Touch

A Monthly Curated Newsletter

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

How The World Forgot To Sleep

We're getting less shuteye than ever before, and it's ruining our health, happiness and prosperity. With the use of prescription and poorly regulated herbal sleep aides rising rapidly, Joanna Fuertes examines the cost, and asks what the long-term solutions to our 'sleep loss epidemic' could be

 
read more
 

The Link Between a Lack of Sleep and Type 2 Diabetes

You know that your family medical history, along with what you eat and how much you weigh, can affect your risk of developing type 2 diabetes. But did you know that your sleep habits can also play a role? It’s true.

 
read more
 

What Happens To Your Body And Brain If You Don't Get Sleep | Prof. Matthew Walker

 
view video
 
 
Proudly Brought to You
 
If you find the articles here useful for those you care about, please share them and don't keep me a secret too. Cheers!
 
Muhammad Syamim
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

View the full list

Hakim (Engineer)

Syamim presented a detailed explanation regarding the importance of financial planning and aligning it to my life goals. This allows me to set out realistic short term and long term milestones. I feel assured with the proposals set out as Syamim plans together with me. On top of that, he is readily available to answer my queries and he actively checks in with me tounderstand if I am meeting my targets. Thank you for the excellent service! Highly recommended.

Khai (Lawyer)

I met Syamim based on strong recommendations from friends he had previously advised, and their confidence in his track record immediately gave me assurance in his services. The most beneficial aspects of our meeting were the in-depth financial planning around my personal goals and his deep knowledge in tailoring financial products specifically to my situation. What truly set this experience apart from other advisors I’ve met was that Syamim was never pushy—he focused on understanding rather than selling. He is also extremely contactable and responsive to my queries, no matter how big or small. I would confidently recommend meeting with Syamim to anyone looking for clear, personalised, and trustworthy financial advice.

Faiq (Operations)

Throughout the session, I found Syamim to be a very honest and knowledgeable guy. This is my first experience with regards to financial planning and insurance. What I love most is that he is able to help me with the planning of my future milestones such as wedding and housing. This session also helped me to decide on the insurance that suits me well in accordance to my financial situation. I will definitely recommend Syamim to my close friends.

Khalis (Technician)

I met Syamim with an open mind to know more about my finances and insurance. He is a friend of mine who I used to play futsal with. It was a non obligatory meet-up but he managed to catch my interest. I seriously recommend anyone who wants to know about finances, investments and financial planning in general to meet Syamim. I believe that many lack the knowledge on buying properties, investing and how important financial planning is. What really helped me was that Syamim did an in-depth break down of my expenditure and finances working up to retirement. He made sure that I was comfortable throughout the process. He did not try to hard sell anything and made it as though it was just a catch up session with an old friend. I can ask him anything regarding insurance to real estate to medical and he can answer me with his vast amount of knowledge. Even though he is a friend, he is very professional when it comes to my finances. I genuinely feel that anyone who is interested in building their future, should meet Syamim as you will have a broader sense of your finances as a whole and the importance of financial planning and insurance.

Shafiq (Civil servant) & Nani (Teacher)

I chose to meet Syamim because I was curious on how my fiancé manages his financials. We are open when it comes to financial management and what really captured my attention was that Syamim pays attention to the small details for his clients. He ensures that Shafiq doesn't feel burdened and did not force him into anything that he cannot commit to yet. Something different about Syamim is that he does excel sheets on planning for you so that you won’t question what is going to happen because it is already projected on the excel. He is the only agent that we see doing this, which gives you personalised data and a feeling of priority. For me, I find that him putting himself into my shoes really shows the decency of a human being. He knows that everybody is struggling with something and he ensures that I don’t feel embarrassed or difficult when talking to him. When talking to him for the first time, I felt comfortable as though we were friends before. He made it seem easy to talk to him about anything. He can do both small talks and deep conversations. When I first heard about him from Shafiq, I did not expect to see a friend more than an agent. I would definitely recommend this meeting to everyone. I’ve met with a few financial advisors and Syamim made me the most comfortable to talk about my financial situation. Convincing is something anyone in this field can do but trust takes courage and time. And he seems genuine for me to trust.

Dira (Retail) & Syazwan (Civil Servant)

Syamim has helped us plan our finances, which has been very useful, especially after having our newborn daughter. Prior to planning to have a child, Syamim made the effort to explain how having a child will change our financial situation significantly. With that, he gave tips and advices which made us confident that we could go ahead and plan to start a family. Syamim has been very thorough with his explanation on the policies & he understood the needs that we were looking for. I would definitely recommend these meetings to others!