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Muhammad Syamim

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A Monthly Curated Newsletter

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

How The World Forgot To Sleep

We're getting less shuteye than ever before, and it's ruining our health, happiness and prosperity. With the use of prescription and poorly regulated herbal sleep aides rising rapidly, Joanna Fuertes examines the cost, and asks what the long-term solutions to our 'sleep loss epidemic' could be

 
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The Link Between a Lack of Sleep and Type 2 Diabetes

You know that your family medical history, along with what you eat and how much you weigh, can affect your risk of developing type 2 diabetes. But did you know that your sleep habits can also play a role? It’s true.

 
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What Happens To Your Body And Brain If You Don't Get Sleep | Prof. Matthew Walker

 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Syafiq (Police Officer)

Syamim is very transparent with his services. Among other things, I like that he helps me monitor and my investment performance consistently as I may not always have the time to do it. As many have a hard time trusting financial advisors, Syamim starts with our goals instead of his. He will discuss with us to see what suits best for us. I would definitely recommend all of you to meet Syamim. My friends and families that I've recommended to Syamim came back with good experience and all of them mentioned that their previous other financial advisors have not been there for them throughout their journey in financial planning unlike Syamim.

Ridhwaan (Analyst)

Syamim have been very helpful in advising me how to manage my finances well. He gave me valuable tools to help see where my expenses go. One of things I like about Syamim’s financial planning is that, he is very clear and concise. He focuses on every detail of my financials and making sure that all factors are taken into account. Unlike other financial planners, Syamim goes the extra mile to plan for my future upcoming expenses like BTO, having a baby etc. He has an excel to show me how much money I need in my CPF OA to manage my monthly housing loan. I would recommend a meeting with Syamim to anyone who wants to learn about managing your money and investing smartly.

Haidar (Customer Success Manager)

I have known Syamim on a personal level for a couple of years through mutual friendship. In our first meetup, Syamim's tech-savvy preparation and vast knowledge on all personal financial planning aspects left me thoroughly impressed. It was easy to understand and never felt intimidating, even for a guy like me who only knew basic terms. I would strongly recommend anyone who is keen to map out their short and long term financial goals with Syamim, who's attention to detail, listening skills and honest approach will lead the nervy experience of financial planning into a highly insightful one. Keep up the outstanding work Syamim!

Nada (HR Executive)

"I first met Syamim through a friendship with his wife, and it quickly became clear that he is someone who is deeply dedicated to his craft. Over the years, I have seen the amount of professionalism, and effort he puts into his work, which gave me full confidence in entrusting him with my financial planning needs. What sets Syamim apart is that he doesn't just offer the standard financial advice — he takes a truly comprehensive approach. He has guided me through important areas that are often overlooked, such as setting up a Lasting Power of Attorney and planning for future contingencies. His ability to look beyond the basics and ensure that every aspect of my financial well-being is considered has been invaluable. Every meeting with Syamim is highly productive. He is consistently well-prepared, organized, and thoughtful, making our discussions clear, purposeful, and tailored to my specific situation. If you are looking for a financial advisor who combines deep knowledge with genuine care for his clients’ futures, I recommend you to meet Syamim!

Diana (Teacher)

I chose to meet Syamim on the recommendation of my husband actually! I thought it would be seamless and easier if Syamim manages both of our plans and I’ve never regretted my decision! He’ll listen to your needs and recommend the best plans for you. I like that he gives options for his recommendations and he respects my choice. I like the part where he asks me what’s my current coverage and how else can I better protect myself. He also maps out what I’m aiming for in the future so I find that very helpful if I know where the money I’m investing in my plans is going to. He also goes through the plans in detail, and yet simplifies it so it’s not too overwhelming. I also like that he personalises and customises a sheet to track my plans, so I know that he is keeping up with it! His session is different from other advisors that I’ve met where it’s just an overload of information and they just recommend the plans to get without asking the consumer what are their goals. I would definitely 100% recommend this meeting to others! Syamim will provide a customised experience for your financial planning needs!

Khairulnizam (Business Owner)

Syamim is an outstanding advisor with an unmatched work ethic. He is empathetic to my financial circumstances and very detailed in his approach to chart a systematic plan towards financial stability and ultimately; freedom. If I can sum up Syamim in one word, it would definitely be 'PREPARATION'. Be prepared to take your first steps to a valuable life.