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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

 
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9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

 
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How to Be Happy – 7 Habits of Happy People

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Asyur (Engineer)

Syamim has a keen eye for detail and goes the extra mile to cater to my current and future needs. He is always there to go the extra mile to ensure that I am given the best service he can offer. Syamim’s meticulous planning and timely reminders are much welcomed and helps me to look ahead and prepare for major milestones. For being such a trustworthy and reliable figure, I have no regrets and full confidence that he can deliver what he promises.

Noraziela (Operations Executive)

Syamim is someone that makes financial concepts less complicated through his concise explaination. I found the tracking and calculation of my cashflow to be the most beneficial as Syamim also ran through ways on how to optimise it further. As I have been with Syamim for 8 years, the meetings has been more of like catch ups, which has also given me the confidence to share my worries and concerns! I would definitely recommend others to meet Syamim as he has been a great help to me!

Ashik (Engineer)

Unlike the many financial advisors I have had meetings with, Syamim has never been pushy and is genuinely concerned about my financial needs and situation. With his cheerful demeanour, it's always a pleasure to have coffee with him and each time, I walk out having learnt something new. One thing that I admire about him is that he is always a text/phone call away and he attends to your queries immediately. I am actually very touched with his sincerity when he once told me that I wasn’t actually ready to purchase any protection plans yet and advised me to get a stable income first. I would have at least met 5-6 financial advisors before him and all of them were trying to get me to purchase something from them. If you want someone who is honest and transparent, Syamim is the right one!

Jasmine (Cybersecurity)

I got to know Syamim from an online campaign. At that time, I wanted to learn more about managing my finances. During our meetings, Syamim went through and gave me detailed breakdowns for my finances. I appreciate the honesty especially as I was already aware that my finances were not in the best state. It was good that someone pointed it out and offered to work through it with me step-by-step on how to turn it around. This was different from the other sessions I had as Syamim understood what I needed and helped to strike a balance within my insurance portfolio. He taught me that having good coverage is important but being able to pay within my means is important. As someone who has always lived in the moment, I have never planned for future me 2-3 years down the road. Thanks to Syamim; he has made the actionable steps clear and I can’t wait to see the results of inculcating these habits into my life. I would definitely recommend Syamim as he genuinely wants to help and tailor the advices to your needs 👍🏼

Haidar (Customer Success Manager)

I have known Syamim on a personal level for a couple of years through mutual friendship. In our first meetup, Syamim's tech-savvy preparation and vast knowledge on all personal financial planning aspects left me thoroughly impressed. It was easy to understand and never felt intimidating, even for a guy like me who only knew basic terms. I would strongly recommend anyone who is keen to map out their short and long term financial goals with Syamim, who's attention to detail, listening skills and honest approach will lead the nervy experience of financial planning into a highly insightful one. Keep up the outstanding work Syamim!

Saliha (Research Asssistant)

I have always wondered about my husband's FP - how involved, efficient and invested he is. My insurance agent was originally a friend, who has left the company and he handed over my policies to his colleague. A significant number of years had passed, yet I have never met my new IA and I did not receive any updates on changes in policies. I decided I would like to meet Syamim to have a 2nd opinion, and I was really glad it happened. He was calm, knowledgeable and patiently refreshed the policies I had back then. Planning for both our short and long term goals was the highlight of the meeting for me. Syamim is someone who makes you feel valuable and empower you with the belief that you are capable of change. He supports you in your retirement goals, without neglecting your current and potential needs for the family. I would definitely recommend this meeting to others! It is always good to have a 2nd opinion, and Syamim will shed light on what is the best comprehensive plan according to your needs and financial capacity.