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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

7 personal finance resolutions you'll be able to keep — and how

It’s always nice to start afresh for a new year. That’s why we make promises to ourselves to change a habit or start one, in order to become a better version of ourselves.

 
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An 81-year Harvard Study Says Staying Happy and Mentally Sharp Boils Down to 1 Thing

The key to a happy life is easy to overlook. Ahh, the pursuit of happiness. So many voices in the chorus telling us how to master it. There are psychology-based tricks to happiness, watch-outs for what kills happiness, even equations for happiness.

 
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What Really Makes The Rich Get Richer And The Poor Get Poorer - The Five Laws Of Gold

 
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Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Zahid (Port operations)

Syamim has been my neighbour since my childhood days and he has been managing my friends and family's finances which made me choose to consult him for financial planning. I find his in-depth planning for my financial goals not only for the short term but long-term gives me clarity in my life. It was extremely beneficial. I would definitely recommend those who want to get their finances in order to consult Syamim.

Saran (Engineer)

Syamim has been always very professional and patient with me. He takes time to explain clearly the purpose behind buying any policies and if I require it or not. Compared to other FAs I have met, Syamim has knowledge in more than just the typical insurance and investments. He also ensures that we are on track to our goals via a yearly review! He also provides a file which has detailed and clear overview of the polices which we have. The file also includes my timeline and steps for the next 20+ years of my life and what I should work towards, which gives me clarity. This helps me a lot in the long run as I tend to forget about the policy coverage sometimes. I will 100% recommend anyone to meet Syamim as he’s friendly and easy going.

Khairi (Engineer) & Sakura (Executive)

Syamim is the best in what he does, not just because of his vast experience and knowledge in which he has gathered for many years, he ensures the policies he offer suits my wife and I the best. With his advices, he shared with us the potential risk and outcome of our choices, nevertheless he goes out of his way to provide many different alternatives to meet our needs. One of the many reasons we decided to have him as our FA is that he is able to project the different phases of life and the challenges we may face in each of them. He gave us many examples of what can go wrong if we fail to plan. Yet, he encourages us to enjoy life and reap the rewards of our hardwork. We have, and we will continue, to recommend him to people of ALL ages. He has helped us plan for our future, giving us tips and tricks, to achieve our main goal of achieving financial freedom. Do not hesitate to take the first step to approach Syamim, as he is a friendly and easy going. If you want the best, Syamim is the one.

Weijian (Pharmacist)

I met Syamim as he was already my wife’s FA, and he has been doing a great job for her! I find that with Syamim, being similar in age, he is able to understand the various life stages that we are going through (marriage, BTO, renovation, etc) and is able to provide valuable and customised advice according to our situation. This is the portion of the meeting that I find most beneficial The experience with Syamim compared to other FA(s) is that he is very sincere and always come from a standpoint that benefit us the most! I would definitely recommend this meeting to others, especially to anyone that is currently facing the same life stages as us!

Fadzli (Executive)

I previously had a bad experience with an acquaintance who sold me things I didn’t really need. It left me quite hesitant, but a friend recommended Syamim and I decided to give it a try, as I wanted someone outside my immediate circle. From the start, I found the session very beneficial. Every plan suggested was personalized specifically for me, and everything was explained clearly in detail. I truly felt heard and understood, and for the first time, I felt confident about my financial decisions. I would definitely recommend Syamim to others who want clarity and a personalized approach

Jeeha (Teacher) & Faiz (Shipping)

We chose to meet Syamim as he is someone that we know and was familiar with. He is very knowledgeable about financial planning and curated different plans well to fit into our budget as well as our needs. Syamim keeps up to date with us and conducts yearly reviews. He will make a portfolio for you and make sure your needs and goals are met for the past year. He plans ahead for us and keeps us in check for our financial well-being We definitely would recommend Syamim to others. More than 5 years being his client and his way of planning for his clients gets better. Solid 10/10.