| For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise. | | How To Live a Quiet Life in a Big City A quiet life is created from the inside out, and not the other way around. Let's try to find out how. | | Using The Power of Silence To Get More Falling silent, also known as the effective pause, is a powerful tool to use during interpersonal communication. It is a skill in which you intentionally create a void in the dialogue, before or after saying something meaningful, to entice the other side to continue talking and perhaps expound on a point they were trying to make. | | Quicy's Tavern - Drink Recipes Compilation | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Nur (Hedge Fund Executive) I got to know Syamim through my husband, and we decided to meet him for joint financial planning after getting married. We wanted to align our goals and have a clearer picture of our combined finances.
Syamim was super flexible with meeting times, which made the whole process really convenient for us. He also walked us through the numbers and did all the financial calculations, which was really helpful in making sense of everything.
Overall, it was a smooth and reassuring experience working with him. I would recommend his services to any couples needing financial clarity | | | | Asri (Engineer) I got to know Syamim through my wife and was immediately impressed by how well he managed her finances. I’ve worked with two other insurance agents before — both of whom were my friends — but none provided the same level of care and expertise as Syamim.
He’s extremely knowledgeable when it comes to financial planning and takes a detailed, structured approach in helping us plan for both short-term and long-term goals. What I really appreciate is that he takes the guesswork out of the equation and honestly makes managing our finances a lot less stressful.
Syamim keeps us in check, helps us stay financially aware, and makes sure our plans actually fit our lifestyle, budget, and goals. He’s not the type to shove an insurance plan down your throat — he genuinely wants to see you achieve financial balance and peace of mind.
Honestly, I can’t recommend him enough. If you’ve been putting off sorting out your finances, what are you waiting for? Go talk to Syamim — you’ll thank me later! | | | | Faizar (Business Owner) One of the best agents I've ever encountered is Syamim. He consistently produces quality work, and many areas outside the purview of his employment has been in my benefit because of his efforts.
He is exceptional because he is incredibly committed and reliable in all he does.
I appreciate that he makes an effort to accomplish things like financial planning for my personal milestones and goals which is outside the realm of a typical financial advisor.
I would recommend Syamim to anyone who needs financial advise as he is one of the best agents who is professional and efficient in his work. | | | | Saran (Engineer) Syamim has been always very professional and patient with me. He takes time to explain clearly the purpose behind buying any policies and if I require it or not.
Compared to other FAs I have met, Syamim has knowledge in more than just the typical insurance and investments. He also ensures that we are on track to our goals via a yearly review! He also provides a file which has detailed and clear overview of the polices which we have. The file also includes my timeline and steps for the next 20+ years of my life and what I should work towards, which gives me clarity.
This helps me a lot in the long run as I tend to forget about the policy coverage sometimes. I will 100% recommend anyone to meet Syamim as he’s friendly and easy going. | | | | Irufan (Civil Servant) Once I graduated and started working, I knew insurance and wealth management was important but I never knew how to go about doing it and who I should trust. I was open to the idea of meeting Syamim but I did not want to commit at first because of the stigma of insurance agents and hard selling.
But after the first session, where Syamim sat down, planned out everything for me, he was honest and never hard selling. He prioritised what I wanted to achieve and he told me how I can go about achieving it.
He always advised and gave his inputs on the pros and cons of the different actions I could take but he would always let me decide.
What I really appreciate is the attention he pays to me as a client. He goes through my commitments, my cash flow, my goals, needs and wants and he breaks down everything in front of me.
He logically explains things that other agents tend to ignore. The focus on others is always “take this plan” “take that plan” but never really tailored to your own lifestyle needs.
I feel assured at the end of my yearly review sessions and I do not feel so lost as if I’m planning my life alone.
For young adults, those that are trying to find their footing, I would definitely suggest meeting Syamim. His professionalism is excellent and his attention to detail to me as a client is second to none. I think it’s quite rare to get professionals like Syamim. | | | | Syahir (Civil Servant) Syamim is a very trustworthy individual and is always professional to work with. He ensures that I can build up a financial plan that enables me to reach my goals.
The meeting with Syamim helps me feel confident that I am well covered in terms of wealth protection and accumulation.
I would most definitely recommend everyone to meet Syamim as it is beneficial for the future. | | | | |