| We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later. | | Your Life is About to Change This may be the most important economic exposé you ever read. In 2008, I gave a speech in which I explained the concept of a secular bull market. Secular markets are typically driven by large-scale national and worldwide events and forces that are in place for many years. | | The Fourth Industrial Revolution: what it means, how to respond We stand on the brink of a technological revolution that will fundamentally alter the way we live, work, and relate to one another. In its scale, scope, and complexity, the transformation will be unlike anything humankind has experienced before. | | Atlas, The Next Generation | | Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends | | Muhammad Syamim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER These newsletters are meant for daily general reading and are not representative of my own individual opinions © Muhammad Syamim, All rights reserved. | | | | Aidil (Freight forwarder) I met Syamim through our mutual friends. At that point of time, I was looking for a financial advisor to address my concerns.
Syamim was highly recommended back then which made led to me being very comfortable during our meetings. Through these sessions, he managed to inculcate the importance of disciplined financial habits and insurance.
I highly recommend meeting Syamim to anyone who wants to get their finances in check | | | | Haziq (Senior Manager) Syamim is meticulous in his work and ensures that he covers all grounds when guiding me in drawing up my financial goals. He is not afraid to ask the tough questions and is highly skilled in planning and helping me manage my life goals. There is no doubt that Syamim’s success is a testament to his hardwork but the heart and sincerity that he puts in his engagement with clients makes it much more meaningful and reassuring, especially given the difficult climate that we live in today. | | | | Irufan (Civil Servant) Once I graduated and started working, I knew insurance and wealth management was important but I never knew how to go about doing it and who I should trust. I was open to the idea of meeting Syamim but I did not want to commit at first because of the stigma of insurance agents and hard selling.
But after the first session, where Syamim sat down, planned out everything for me, he was honest and never hard selling. He prioritised what I wanted to achieve and he told me how I can go about achieving it.
He always advised and gave his inputs on the pros and cons of the different actions I could take but he would always let me decide.
What I really appreciate is the attention he pays to me as a client. He goes through my commitments, my cash flow, my goals, needs and wants and he breaks down everything in front of me.
He logically explains things that other agents tend to ignore. The focus on others is always “take this plan” “take that plan” but never really tailored to your own lifestyle needs.
I feel assured at the end of my yearly review sessions and I do not feel so lost as if I’m planning my life alone.
For young adults, those that are trying to find their footing, I would definitely suggest meeting Syamim. His professionalism is excellent and his attention to detail to me as a client is second to none. I think it’s quite rare to get professionals like Syamim. | | | | Faheem (Pricing Analyst) Syamim has been my financial advisor ever since I graduated, and he has been a great help in providing a catered financial plan for me. Not only did he go through what I needed in the policies, but he also went the extra mile of understanding my financial position as well as risk appetite and gave expert advise on how to take on my financial journey. On top of that, Syamim often shares his insights on how he manages his own risks and accumulate wealth, unrelated to the products that he is selling. This allows me the autonomy to make my own financial decisions without feeling obligated to purchase the financial products that are available.
Initially, I was sceptical about financial advisors as they tend to be pushy and often upsell their products based on my past experiences with some of them. However, with Syamim I am able to put my utmost confidence in him as he would ensure that he understand my financial standing and life priorities before even proposing a solution to me. This is what I appreciate most about in my financial advisor, and I would not recommend Syamim more to anyone who needs an advisor or a mentor! | | | | Diyana (Lawyer) I decided to go with Syamim compared to other financial advisors as he was strongly vouched for by one of my closest friends, and I truly needed someone who's able to understand my predicament at that material time!
I like the fact that Syamim never once pressured me to buy a policy that's beyond my age. At times there were considerations which I raised to him, and he'd succinctly advised me against it as my position doesn't allow / necessitates me to consider such considerations.
Syamim is someone who truly understands how finances interplays with insurance - he's not one of those who just regurgitates whatever that was taught wholesale to him during his financial advice training, since he himself is involved with stocks. He has your best interests in mind!
I would definitely recommend meeting Syamim! For people who are of different industries than Syamim, there's no need to fret! Personally, he was able to simplify things for me whilst being able to capture all the necessaries - this is a key sign that one truly knows their products and clients' interests. He doesn't judge as well (a key thing for me), and would instead advise on what's the best path moving forward. | | | | Pau (Software Engineer) I have met many financial consultants, but I have not come across someone as invested as Syamim in educating his clients. He is very knowledgeable and provides advice according to our goals in life, with a detailed blueprint on how to achieve them.
I find the regular meet up sessions to review my finances to be the most beneficial as it allows me to reflect on my financial journey so far and adjust accordingly when needed. In addition, he keeps track of my finances to keep me accountable.
Syamim's sessions are different from other financial planning sessions I went through so far as all of them tend to focus on selling their products rather than enrich me with knowledge in accordance to my unique situation.
I would definitely recommend this meeting to others! | | | | |