View this email in your browser

Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
Proudly Brought to You
 
I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
-
WhatsApp me at +65 91111912  
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

View the full list

Shafiq (Civil servant) & Nani (Teacher)

I chose to meet Syamim because I was curious on how my fiancé manages his financials. We are open when it comes to financial management and what really captured my attention was that Syamim pays attention to the small details for his clients. He ensures that Shafiq doesn't feel burdened and did not force him into anything that he cannot commit to yet. Something different about Syamim is that he does excel sheets on planning for you so that you won’t question what is going to happen because it is already projected on the excel. He is the only agent that we see doing this, which gives you personalised data and a feeling of priority. For me, I find that him putting himself into my shoes really shows the decency of a human being. He knows that everybody is struggling with something and he ensures that I don’t feel embarrassed or difficult when talking to him. When talking to him for the first time, I felt comfortable as though we were friends before. He made it seem easy to talk to him about anything. He can do both small talks and deep conversations. When I first heard about him from Shafiq, I did not expect to see a friend more than an agent. I would definitely recommend this meeting to everyone. I’ve met with a few financial advisors and Syamim made me the most comfortable to talk about my financial situation. Convincing is something anyone in this field can do but trust takes courage and time. And he seems genuine for me to trust.

Izzat (Pilot) & Tiara (Homemaker)

I was introduced to Syamim by a friend who gave good reviews about him. We both immediately clicked during our first meeting via zoom call. I felt comfortable talking to him throughout the meeting as he was easy-going and patient. He explained everything in detailed (including well-drawn illustrations which were easy to understand for someone like me who had no prior knowledge on financial planning) and provided valuable knowledge that I never knew existed. He was also not pushy or hard selling like some financial advisors whom I have met before him. He keeps in touch with me and does regular reviews to make sure I am on track with my financial and personal goals. This really shows his dedication in having his clients’ best interests at heart and his passion in his career, which I really admire. I truly appreciate the additional efforts he put in to meet my needs and he is constantly there to clarify any of my doubts while also answering questions on financial planning and investments. What he does is selling lifetime financial security not just for myself but for my loved ones too. I highly recommend Syamim and he should be the number one choice as your financial advisor. Do not look further!

Irdina (HR Executive)

Syamim takes the time to go through in detail about financial planning & the different types of insurance & investments to ensure that I have a clear understanding about what I am getting myself into. He isn’t your typical financial advisor, he goes the extra mile to help you achieve your financial goals/milestones. He will conduct financial reviews with you to ensure that you’re on the right track. Would highly recommend anyone, especially new hires to get in touch with Syamim to understand the importance of financial planning!

Khairi (Engineer) & Sakura (Executive)

Syamim is the best in what he does, not just because of his vast experience and knowledge in which he has gathered for many years, he ensures the policies he offer suits my wife and I the best. With his advices, he shared with us the potential risk and outcome of our choices, nevertheless he goes out of his way to provide many different alternatives to meet our needs. One of the many reasons we decided to have him as our FA is that he is able to project the different phases of life and the challenges we may face in each of them. He gave us many examples of what can go wrong if we fail to plan. Yet, he encourages us to enjoy life and reap the rewards of our hardwork. We have, and we will continue, to recommend him to people of ALL ages. He has helped us plan for our future, giving us tips and tricks, to achieve our main goal of achieving financial freedom. Do not hesitate to take the first step to approach Syamim, as he is a friendly and easy going. If you want the best, Syamim is the one.

Faheem (Pricing Analyst)

Syamim has been my financial advisor ever since I graduated, and he has been a great help in providing a catered financial plan for me. Not only did he go through what I needed in the policies, but he also went the extra mile of understanding my financial position as well as risk appetite and gave expert advise on how to take on my financial journey. On top of that, Syamim often shares his insights on how he manages his own risks and accumulate wealth, unrelated to the products that he is selling. This allows me the autonomy to make my own financial decisions without feeling obligated to purchase the financial products that are available. Initially, I was sceptical about financial advisors as they tend to be pushy and often upsell their products based on my past experiences with some of them. However, with Syamim I am able to put my utmost confidence in him as he would ensure that he understand my financial standing and life priorities before even proposing a solution to me. This is what I appreciate most about in my financial advisor, and I would not recommend Syamim more to anyone who needs an advisor or a mentor!

Safrin (Teacher)

Syamim has been extremely helpful in assisting me and my husband with our finances over the years. We started off as newly employed young adults with lots of goals and ambitions for our future but with no plan, but Syamim's advice and guidance on these matters has been godsend. He makes sure to provide very personalized plans that shows he cares which is what everyone looks for in a financial planner. It's not easy to find such dedicated workers these days, we are glad that we were able to engage him so early on even before starting our careers. Thank you for the constant and amazing service Syamim! All the best in your career!