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Muhammad Syamim

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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WhatsApp me at +65 91111912  
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Testimonials and Referral Notes

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Dan (Civil Servant)

I heard many good reviews from my friends regarding Syamim’s Financial advisory services. And at that point of time I was looking for one. I’ve heard of many financial consultants but I personally felt that Syamim was the best amongst all the other consultants I’ve heard of. And true enough he was nothing short of that during my first consultation with him. He was not pushy at all. He gave me advices which were useful and I’ve been applying it in my monthly financials ever since. He is also really keen and sincere in helping me improve my financial situation so that I could achieve my desired financial goals. What I really like about Syamim is that he really monitors my progress and gives me reminders every now and then to ensure that I'm always on track to achieve my financial goals. Syamim and I aren't far apart in terms of age so we could connect and relate to each other’s stories and life experiences. As we shared our stories, our relationship turned from Financial consultant and client to friends. I got really comfortable with sharing almost everything about my financial situation and we do also talk about life. The experiences and lessons Syamim shared with me helps me a lot because I can relate to it and he’s always there to give me really useful advice about financials and life in general. I definitely would recommend Syamim to others especially for those who are looking for a financial consultant who will consistently help, monitor and give them the extra push to achieve their financial goals.

Danial (Procurement) & Yani (Teacher)

We met Syamim as he was recommended by a family member. The meetings with Syamim helped us to better understand our financial plans & goals. He created a realistic financial strategy that allows us to reflect on what we need and what we have to accomplish, moving forward into the future. The meeting with Syamim was different as compared to our previous meetings with other financial advisors as he has not been upselling us on things that would not benefit us right now; rather, he prioritised in guiding us in achieving the basic needs we require for our families. I would definitely recommend others to meet Syamim!

Eizaaz (Port Inspector)

Meeting with Syamim gave me insight of my financial and assisted me with my financial planning. I gained a greater understanding on the best approach on planning my finances. At the same time, he went through in details the different types of insurance & investments, allowing me to balance out what I need and what I want. He goes the extra mile to assist and was not pushy on his services. All in all the meeting felt very comfortable, creating a pleasant experience when having sessions with him. I would definitely recommend him to everyone such sincere and great guy.

Pau (Software Engineer)

I have met many financial consultants, but I have not come across someone as invested as Syamim in educating his clients. He is very knowledgeable and provides advice according to our goals in life, with a detailed blueprint on how to achieve them. I find the regular meet up sessions to review my finances to be the most beneficial as it allows me to reflect on my financial journey so far and adjust accordingly when needed. In addition, he keeps track of my finances to keep me accountable. Syamim's sessions are different from other financial planning sessions I went through so far as all of them tend to focus on selling their products rather than enrich me with knowledge in accordance to my unique situation. I would definitely recommend this meeting to others!

Adeline (Product Manager) & Sin Wee (Biz Owner)

I knew Syamim through a friend of mine! He has been helpful in giving me and my fiancé his expertise and helping us to plan our overall finances, cash flow and our different life goals. Unlike other advisors, he is a humble guy and will use data to help us gain confidence in planning for our financial milestones. He will prepare all the necessary PowerPoint and explain to us patiently . He is also very knowledgeable and experienced, which made me and my fiancé trust him. I would recommend him to others if they want to start their finances right.

Ian (Music Teacher)

I chose to meet Syamim because he comes across as an amicable, friendly and patient person. I find the meeting with him to be non pressuring, relaxed and we are able to share about any other interests, topics and concerns. He is able to give practical financial advise outside of the policies he is selling, just like how a friend would. I would recommend this meeting to others, as it will also encourage and empower people to think for their own finances, as they partner with Syamim, for better in their financial management.