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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

A Quick Summary of The 7 Habits of Highly Effective People

Covey’s seven habits are composed of the primary principles of character upon which happiness and success are based. 'The 7 Habits of Highly Effective People' puts forward a principle-centered approach to both personal and interpersonal effectiveness. Rather than focusing on altering the outward manifestations of your behavior and attitudes, it aims to adapt your inner core, character, and motives.

 
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How To Find Your Ikigai And Transform Your Outlook On Life And Business

Ikigai is, above all else, a lifestyle that strives to balance the spiritual with the practical. This balance is found at the intersection where your passions and talents converge with the things that the world needs and is willing to pay for.

 
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The 7 Habits of Highly Effective People by Stephen Covey - Animated Book Summary

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Liz (Engineer)

I met Syamim after being highly recommended by my colleague. I realized that I am at midlife phase where I need more insurance coverage that I have neglected to do so in my tricenarian. Throughout the meetings, I got the expert advise & Syamim not only recommended me essential solutions that I need in long run but also coached me, a financial illiterate in financial planning. This experience was different to other financial planning sessions as Syamim is a knowledgeable financial advisor who looked through my monthly expenditure and savings, then provided advise gearing me towards financial stability in long run. He always came well prepared in each meeting. Unlike many assurance agents who just wanted to achieve sales, Syamim is so different. He genuinely listened in each session to understand my lifestyle and needs, only then he will recommend insurances which are not costly and affordable and best beneficial to me. He even went extra miles out of his job scope to teach me the advantages of creating a will, encourage me to put nominations for CPF and OPG (protect persons who lack mental capacity). I would definitely recommend this meeting to others!

Kashif (Teacher) & Salwa (IT Operations)

We knew Syamim to be very genuine, easy-going, and kind, which were attributes we were eagerly looking for in our Financial Advisor. Word of mouth through friends also revealed that he was exceptionally knowledgeable and wise regarding finance. So far in our experience with Syamim after working with him for more than a year, he has shown to have exceeded the very high hopes we had for him. Syamim has helped us understand finance and investments through very clear and concise explanations that help us to make much more informed decisions. He also has made very elaborate financial plans curated carefully for our own specific needs and financial situations. The care and thought he has put into planning our finance truly make us feel as though we are his only clients even though he has to handle a seemingly overwhelming number of financial portfolios and clients. His financial plans for us are very clear and manageable to execute. This helps us easily navigate the year with clear goals and methods he has taught us, to ensure financial comfort and security. An aspect we deeply appreciate too is that Syamim is never pushy or forceful of anything. He gives us the plain facts and allows us to pursue the insurance plans we desire. While other financial advisors may be persistent with trying to sell you a variety of insurance plans over time for their personal benefit, Syamim has never once tried to sell us anything more than the basic necessary plans we needed. His good character, extensive wisdom and knowledge in finance, and being someone who genuinely only desires the best for his clients, makes Syamim an absolutely must recommend for anyone looking to navigate the harsh world of financial planning. He will make the seemingly daunting experience of planning for your future, a simple and smooth one.

Diyana (Lawyer)

I decided to go with Syamim compared to other financial advisors as he was strongly vouched for by one of my closest friends, and I truly needed someone who's able to understand my predicament at that material time! I like the fact that Syamim never once pressured me to buy a policy that's beyond my age. At times there were considerations which I raised to him, and he'd succinctly advised me against it as my position doesn't allow / necessitates me to consider such considerations. Syamim is someone who truly understands how finances interplays with insurance - he's not one of those who just regurgitates whatever that was taught wholesale to him during his financial advice training, since he himself is involved with stocks. He has your best interests in mind! I would definitely recommend meeting Syamim! For people who are of different industries than Syamim, there's no need to fret! Personally, he was able to simplify things for me whilst being able to capture all the necessaries - this is a key sign that one truly knows their products and clients' interests. He doesn't judge as well (a key thing for me), and would instead advise on what's the best path moving forward.

Naufal (Data Analyst)

I chose to meet Syamim after a close friend recommended him and spoke highly of his approach. I was also looking for another advisor I could truly trust with my policies. The most beneficial part of our meeting was the comprehensive breakdown of my current financial portfolio. Syamim highlighted what I already have in place, what I’m lacking, and helped me map out clear goals for the future. It was an eye-opening and practical discussion that I believe would benefit others my age as well. Compared to previous financial planning sessions I’ve had, this experience stood out. Syamim genuinely took the time to understand my financial situation and showed real care and effort in helping me improve it. It felt personalized, thoughtful, and sincere. I would definitely recommend this meeting to others.

Ashraf (Executive)

I decided to meet Syamim after coming across his website — the high number of positive testimonials gave me confidence in his strong foundation and established clientele base. My sister also highly recommended him, which made the decision even easier. During our meeting, the cashflow analysis stood out as the most beneficial part. It was in-depth, insightful, and helped me clearly visualize my financial goals and projections. Compared to other financial planning sessions I’ve had, this experience was refreshingly different. Syamim provided a clear summary of my financial timeline and highlighted important blind spots to watch for in the coming years. I also appreciated his transparency and the fact that he wasn’t pushy with products — instead, he made sure the decision-making remained in my hands, giving me full control over my portfolio. Overall, I would definitely recommend this meeting to others who want clarity and confidence in their financial direction.

Ayesha (Designer)

I choose to met Syamim after being recommended by my husband, who has been his client for years. I found the meeting with Syamim to be beneficial for me as he gives me realistic and practical financial advise for me to act upon in order to achieve the goals I desire. The meetings has also made me more confident on my finances especially in planning for my milestones such as marriage and housing due to the actionable steps given to me. The experience with Syamim was different compared to other financial planning sessions I previously attended as Syamim was more specific and holistic, especially in tailoring his recommendations to my current lifestyle and life stage. The previous agents were very pushy and only gave surface level advice. I would definitely recommend everyone to meet Syamim for your finances!