Akmal (Software Analyst)

I’ve known Syamim since 2013 and he’s always been giving me advice on my finances and career plans informally when we’re out with friends. Once I started working and had lots of questions about adulting it only felt natural to ask him for advice as he’s someone I meet regularly and also someone I could trust. The simplest things like goal setting and financial planning (down to the daily expenditure) are the most helpful to me because it keeps me on track every day and reminds me what my priorities are in life. Syamim also helps me decide on my end goals and suggests all the steps I need to take in between to make it happen. Syamim caters his advice based on my current situation and the things I aim to achieve, instead of providing generic, scripted plans. Our goals change a lot during the course of our lives and he doesn’t turn my opinions/dreams down but always helps to plan the next steps to move forward. He lays all the options down on the table and makes it clear that ultimately I decide on what to do next as there’s no definite right or wrong as long as you’re optimistic and plan ahead. I would definitely recommend meeting Syamim for a quick chat. 10/10

Sharon (Management Trainee)

I Met Syamim randomly because I signed up to get a personal finance booklet on IG. But best decision ever. “I wont advise you to invest until 6 months later, after we have tracked your cash flow” “There are more packages but I won’t sell those, cause they are really not worth. I can run through them but will refer you to someone else if you really want to buy.” “Me: I don’t really know how cpf and income tax works Syamim: *prepares an entire ppt and lecture to educate me” “Me: I have random insurance that my parents buy from different companies, but I don’t really know what they are. Syamim: *makes me send him screenshots from SingPass, pdfs from AXA and the GE app on my dad’s phone to find out what I have.” If those quotes weren’t enough, the final stroke for me was; “Syamim: *pulls out an excel sheet 10 mins into our first meeting to start calculating my cash flow and planning for things like holidays to marriage to dental appointments.” I have met more than 5 financial advisors, but all seemed to just want to “grow my wealth”. While that is important, I think understanding my wealth and giving me handles to manage it is much more important. At our age, really think financial literacy is the way to go. Syamim keeps up to date and is a really good teacher, even asked him if he considered being one. What he does is to give you the necessary knowledge to manage your own finances and make the most well informed decisions. Coming full circle, he is everything a financial advisor should be but usually isn’t - giving you good financial advise and lets you decide. What everyone else does is tell you how to grow your wealth, how to invest, how to beat inflation, another savings plan, another plan to diversify, or simply instilling some fear of the future to help you ‘invest’ early. So for all the lost souls and fresh graduates, Syamim is definitely the guy for you. I’ve actually never met anyone else who pulls out an excel sheet to plan my finances instead of drawing me some triangle, timeline or graph. He is open to teaching and advising those who already has insurance plans too, no strings attached!! So feel free to reach out. If you feel bad just get him a drink though he will probably tell you to wait till you gain enough income to buy him one :))

Khairi (Engineer) & Sakura (Executive)

Syamim is the best in what he does, not just because of his vast experience and knowledge in which he has gathered for many years, he ensures the policies he offer suits my wife and I the best. With his advices, he shared with us the potential risk and outcome of our choices, nevertheless he goes out of his way to provide many different alternatives to meet our needs. One of the many reasons we decided to have him as our FA is that he is able to project the different phases of life and the challenges we may face in each of them. He gave us many examples of what can go wrong if we fail to plan. Yet, he encourages us to enjoy life and reap the rewards of our hardwork. We have, and we will continue, to recommend him to people of ALL ages. He has helped us plan for our future, giving us tips and tricks, to achieve our main goal of achieving financial freedom. Do not hesitate to take the first step to approach Syamim, as he is a friendly and easy going. If you want the best, Syamim is the one.

Elly (Finance executive)

I chose to meet Syamim because I wanted a true financial advisor—someone who provides genuine advisory service rather than a typical insurance salesperson approach. The most beneficial part of our meeting was how clearly he explained the policies I had signed up for, the coverage I currently hold, and the financial projections for my portfolio. It gave me a much better understanding of where I stand and what I should plan for moving forward. This experience was significantly better than my previous financial planning sessions. My past agent tended to hard-sell without taking the time to understand my needs, but Syamim did the opposite. He took the time to learn about my situation before giving thoughtful advice. Yes, I would definitely recommend this meeting to others.

Shafiq & Afiqah

I was initially quite skeptical about meeting Syamim, but after our session, I was genuinely impressed by how detailed and structured his planning process was. I got to know him through recommendations from my colleagues, and I can see why they spoke so highly of him. The most beneficial part of our meeting was the clear projection and allocation of my income and savings — understanding exactly how much to set aside to achieve my goals within a given timeline was eye-opening. The cashflow breakdown was also very helpful, something I found lacking in previous financial planning sessions with other advisors. Overall, the session gave me much better clarity about my finances, and I would definitely recommend meeting Syamim to anyone looking to better plan and manage their financial future.

Mad (Auxiliary Officer)

Syamim was made known to me by a close friend of mine whom recommended me to see him as I require certain advise because my previous financial advisor does not seem to be helpful. Thus, I decided why not give it a try since its a recommendation from a close friend of mine whom I trust. What was beneficial to me was the different approach Syamim took by going through the extra mile to explain the pros and cons of taking up different insurances and investments, taking his time to clear my doubts. His explanation was very precise and eye opening to me as my perception of financial planning was not what I expected it to be. Syamim was the one and only financial advisor which changed my perception of the typical financial advisor out there who only wants to hit their sales targets. I would highly recommend Syamim to my friends and family members whom is keen to know more about financial planning as I feel that he is one of the most genuine and honest financial advisor that I've known without any doubt.