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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Lessons flow through every corner of life—seen in creatures great and small, in blossoms and branches, in wind and water. Nature invites us to slow down, listen closely, and carry its gentle teachings into our own stories.

Life Lessons We Can Learn from Animals

Observing animals reveals loyalty, mindfulness, and cohabitation as guiding values.

 
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Further Reflections on Invasive Plant Species

Invasive plants remind us that persistence and adaptability are survival superpowers.

 
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Be humble -- and other lessons from the philosophy of water | Raymond Tang

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Izzati (Pharmacist)

My husband and I engaged Syamim to be our insurance agent and financial advisor. Getting married and starting a family meant that I had to safeguard my health and wealth. Syamim was honest, transparent and decisive in recommending the best insurance and wealth accumulation plan for me. He is proactive & stayed true to his promise of delivering sound financial advice at every stage of our life as we traversed marriage, motherhood and home ownership.

Shifan (NSF)

I came to know about bro Syamim since a few years back because he has been a financial advisor for both my sister and my bro-in law for quite awhile. As I am now entering the young adulthood phase, I realise that I am in real need of financial planning and advice for my future. That is why both my sister and bro-in law had recommended him to me as they felt that he would be the right person to give me the best financial advice regarding my future plans. Of course I can trust my family and that is why I chose to meet Syamim. The meeting was very beneficial for me as he was sharing with me lots of things that I felt I was lacking knowledge in, for my future life. But the thing that was the most eye opening for me was when he was drafting up my financial plans for the short-term, mid-term and long-term funds. He made me understand that living an comfortable life in the future is not easy unless I have some discipline in my financial activities. A person my age (21) is most likely to spend lots of money unnecessarily due to going out with friends, or buying clothes and eating good food etc.. But after Bro Syamim showed me how much I need to save for the future, I realised that I should learn to be more disciplined with my expenses. This way, my life in the future will be more relaxed and I don’t have to worry or struggle with the fact that I am lacking in money for my future expenses, such as wedding, cost of a child, and purchasing of a new house in the future etc.. I have had consulted another financial planner before a year ago. However, that financial planner was not providing me advice that was as forward thinking as the advice Bro Syamim had provided me. The other financial planner was more focused in getting me to invest my money, without having me to prioritise getting insurance in the first place. However, with Bro Syamim, he prioritised the security of my savings by having me to focus more on getting an insurance first, and then focus on investing. That’s why I felt my experience with Bro Syamim is more beneficial than his. I will most definitely recommend Bro Syamim to anyone around my age as I feel that this is the perfect time to gain some financial knowledge and apply it to their life. It will benefit them in their life now and in the future. I believe that you can trust Bro Syamim to give you the relevant advice that will benefit you the most.

Zulaikha (Teacher)

I met Syamim through recommendation by a friend and since then, we clicked well and he was easy to talk to. I found his explanation to be very detailed and clear, making sure I fully understand all the proposals. My experience with Syamim was different from other financial advisors I met as Syamim was very transparent and understanding of my financial status. I would definitely recommend meeting Syamim

Sarah (Finance) & Saran (Engineer)

I decided to meet Syamim because my boyfriend is one of his clients and spoke very highly of him. The most beneficial part of our meetings was the reassurance of having someone consistently keep track of my financial goals. It gave me confidence and peace of mind knowing that everything is being properly managed and that things will be fine in the long run. As compared to my previous sessions with other agents, this experience felt much more personal. Unlike previous sessions where it felt like they were just trying to sell products and appeared unprofessional and incompetent, Syamim took the time to understand my situation and provided genuine guidance. I would definitely recommend this meeting to others.

Fattimah & Aydan (Senior Lecturer & Son)

Syamim has provided a holistic approach of life and medical insurances, investments and savings goals for me and my son by; • consolidating my policies from 4 other financial companies so that I could see the big picture • drawing out a timeline based on my son's and my life’s milestones • showing me the gaps in my long-term planning and recommended viable options • supporting me to embark on a more robust investment strategy. Although I am risk-averse, his knowledge and experience has assured me to be more confident • actively monitoring my investments and providing timely advise in the midst of uncertain market • advising me on ceasing of policies which were not beneficial • assisting me in applying for my claims • providing me with pertinent information on LPA, will and nominations and going the extra mile of not only providing the forms but filling up the necessary information and providing the stamped envelopes. He is professional, knowledgeable and has a positive and sincere attitude. His patient demeanour made it easy for me to share my plans and objectives. I would definitely recommend him as I am sure that he would be able to enhance others seeking to optimize their financial status and living quality and also protect their assets and lives.

Khalis (Technician)

I met Syamim with an open mind to know more about my finances and insurance. He is a friend of mine who I used to play futsal with. It was a non obligatory meet-up but he managed to catch my interest. I seriously recommend anyone who wants to know about finances, investments and financial planning in general to meet Syamim. I believe that many lack the knowledge on buying properties, investing and how important financial planning is. What really helped me was that Syamim did an in-depth break down of my expenditure and finances working up to retirement. He made sure that I was comfortable throughout the process. He did not try to hard sell anything and made it as though it was just a catch up session with an old friend. I can ask him anything regarding insurance to real estate to medical and he can answer me with his vast amount of knowledge. Even though he is a friend, he is very professional when it comes to my finances. I genuinely feel that anyone who is interested in building their future, should meet Syamim as you will have a broader sense of your finances as a whole and the importance of financial planning and insurance.