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Muhammad Syamim

In Touch

A Monthly Curated Newsletter

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you're crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

22 Budget Travel Tips: Wise Advice on How to Travel Cheap

Practical advice for budget-conscious travelers, covering tips like house-sitting, using public transportation, traveling in the off-season, and maximizing free activities to stretch travel budgets.

 
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Expert Tips for Finding Last-Minute Travel Deals

Covers strategies for spontaneous travel savings, including flexible dates, package deals, alternative lodging, rewards points, and quick actions when deals arise. Great for budget-friendly last-minute trips.

 
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Life Lessons from the Youngest Person to Travel to Every Country | Lexie Alford | TEDxKlagenfurt

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Muhammad Syamim
 
 
 
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DISCLAIMER

These newsletters are meant for daily general reading and are not representative of my own individual opinions

© Muhammad Syamim, All rights reserved.

Testimonials and Referral Notes

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Durgga (Lecturer)

Syamim is a great consultant and he takes a lot of effort in managing his client’s portfolio. Truly impressed on the service he provided and his patience in explaining the product details as well. Thank you Syamim!

Amira (Admin Executive)

I was not sure where to start on financial planning and which insurance to take up as I was under my dad’s insurance and I didn’t have my own insurance. So I decided to engage with Syamim as he’s someone I’m familiar with. You will be able to oversee the plannings that he does in terms of finances and insurance. I am also able to see where and how much funds are allocated to spending and saving, which helps me to keep my budget on track. Most importantly, emergency funds. He always emphasise that it’s important to have emergency funds ready just in case any unfortunate events occur. Syamim was the first advisor that I engaged. He did a customised financial plan for me and introduced me to the types insurance that is suitable for me. He will also review my finances and portfolio every year so that you have an idea what you took up and whether you are on track with your financial plan. I would definitely recommend Syamim as he is comfortable to talk to, not pushy, explains everything in detail and answers any questions that you need clarification to. 👍🏻

Ama (Teacher)

I started out my career with absolutely no clue about managing my finances. Then came Syamim- he has been my saving grace throughout the past few years. We first established my goals in life and he personalised a plan and timeline that allows me to achieve those goals (albeit in a realistic way). What separates him from the rest is that he really hears you out and puts your aspirations and goals first, before anything else. I have always felt at ease and was never belittled for my lack of financial knowledge with Syamim. For that, I'd highly recommend that you book a consult with Syamim. You know that he's always going to put you first!

Khairulnizam (Business Owner)

Syamim is an outstanding advisor with an unmatched work ethic. He is empathetic to my financial circumstances and very detailed in his approach to chart a systematic plan towards financial stability and ultimately; freedom. If I can sum up Syamim in one word, it would definitely be 'PREPARATION'. Be prepared to take your first steps to a valuable life.

Xin Ni (Pharmacist)

Syamim is one of the few financial advisors that go that extra mile. On top of being knowledgeable in the financial field, he: * Patiently sits down with you through multiple sessions to understand your financial needs before sharing his recommendations * Gives you a Holistic overview of your finances throughout your life after mapping it out with you, using easy to understand graphs and excel models (no overly complicated excel formulas involved!) * Explains to you the different financial tools you can use (not limited to insurance policies only) to achieve your financial goals, taking to account your life circumstance and your goals , and ensures that you understands before embarking on anyone of them * Takes to account your current insurance plans * And most importantly, respects your final decision I happen to just met Syamim at the point where I started to have quite a number of insurance policies and is not sure which are necessary, coupled with having huge expenses coming up in my life. Initially I didn't expect much from his sessions, but after each session, I seem to have gained new knowledge and understanding on my current financial situation, and is empowered to make right decisions. I would definitely recommend Syamim to anyone who is looking for a person to properly guide them into managing their finances in their lives, as he doesn't see you as a customer/client, but treats you as a buddy that wants to help you with managing your finances.

Pau (Software Engineer)

I have met many financial consultants, but I have not come across someone as invested as Syamim in educating his clients. He is very knowledgeable and provides advice according to our goals in life, with a detailed blueprint on how to achieve them. I find the regular meet up sessions to review my finances to be the most beneficial as it allows me to reflect on my financial journey so far and adjust accordingly when needed. In addition, he keeps track of my finances to keep me accountable. Syamim's sessions are different from other financial planning sessions I went through so far as all of them tend to focus on selling their products rather than enrich me with knowledge in accordance to my unique situation. I would definitely recommend this meeting to others!